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oi what you doing here
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well we got the car out today ...hubby took a half day and him and his dad spent a few hours clearing the snow and barrowing grit ...it wouldve taken too long to to do the full drive way but we have got the bit that was bad and the car sits at the top of the drive so yay ...i can finally go to the asian supermarket and costco and get curry pastes chicken beef etc etc
have done my scratchies for the day another 10p there and checked the bank ...no one has put in a million spare in change so no changes there to report0 -
Glad you've managed to get the car out.Hope you managed to get about ok.0
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well we went into glasgow after all hubby just had to get to the asian supermarket...it was a nightmare really dangerous but we survived and parked the car at the top of the driveway so we can get out again if we need to ...
started my xmas shopping today and in less than 25 mins including finding a parking space it was all done ...i like that kinda shopping ...admittedly i only bought two things but then i only had two to buy so all done and dusted for another year ..yay
right have been reading a bit about these M.B.T's shoes/trainers etc ...and i think they might just help me with some of my health issues ...so i am going to add them to the list of things to save for ...the old me wouldve just went out and bought them and then worried about how to pay for them ...but the new me is thinkings ...right first thing is first you need a lawnmower so save for that then go for the M.B.T's and then the laptop ....now i think i will however save my treat money for them as well so maybe (hopefully) by march or so i will have a pair to wear ..
banks checked no extra money in them sigh ...scratchies done tree up nearly ready for my work tomorrow night ...just got to deliver these cards and i think we are good to go0 -
Glad you managed everything and are safe and well.
What are MBTs?0 -
MBT's i think are those shoes that work your legs and help you lose weight and tone up.Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
Still lurking around with a hope of some salvation:cool:0 -
that's them ...i quite want to make changes to more than just our finances next year ...my health in some ways has to be more of a priority than finances even...so i need to do loads of research any advice welcome ...
bob my card arrived today thank you very very much it was a lovely surprise mr El was blown away when he saw it ...he often talks about our time with you all and says we need to repeat it often...he even said today ohhh next year we need to meet up again ...i said yes dear bob and i are in talks lol0 -
hi el - hope I haven't led you into temptation...
Glad you have your xmas stuff sorted at leastAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
its all your fault saving:rotfl::rotfl::rotfl::rotfl: thing is though ...i didnt buy which is great ...but i will save towards them and maybe have them within a few months if so i will have bought them from overtime and not went into debt for them ...this is a relatively new way of working for me and exciting lol0
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its all your fault saving:rotfl::rotfl::rotfl::rotfl: thing is though ...i didnt buy which is great ...but i will save towards them and maybe have them within a few months if so i will have bought them from overtime and not went into debt for them ...this is a relatively new way of working for me and exciting lol
Well done Elentan! Hmm I need some more trainers (well will do so these are now 10 years old and the tread is going on them!) do you have a link to the MBT thingys?Do not meddle in the affairs of Dragons, for thou art crunchy and good with catsup
NSD 15/20, OS WL 21-6 (4)C.R.A.P R.O.L.L.Z #44 Twisted Firestarter, VSP #57 - £39.43
Every Penny's a Prisoner
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that's them ...i quite want to make changes to more than just our finances next year ...my health in some ways has to be more of a priority than finances even...so i need to do loads of research any advice welcome ...
bob my card arrived today thank you very very much it was a lovely surprise mr El was blown away when he saw it ...he often talks about our time with you all and says we need to repeat it often...he even said today ohhh next year we need to meet up again ...i said yes dear bob and i are in talks lol
That's very kind of him. Hope you have a good one missus. :DxBlackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
Still lurking around with a hope of some salvation:cool:0
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