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oi what you doing here
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Hi El - hope shoulder improves. I agree with the others may be time to use the "no" word again....Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
what is this obsession with eggs ...i just dont get it ...we actually managed to get through the week with hubby only borrowing m oney for petrol (which his dad has said he doesnt need to pay back as it is used going to and from hospital) so we were sitting watching eastenders (bleurgh) and hubby says to me ...elantan will we have more money tomorrow yes says i another £40 seeing as how we dont have to pay that back ...his reply " thats great i need to get more eggs" i dont get it i really dont ...believe it or not he has actually used all the eggs and we need more ....
ok the taxes ...well this will be the first year she has ever had to deal with this kinda stuff and she really doesnt have much of a clue with these things ...and no one else in the family has the capabilities i am the one that generally has to deal with all these things ...what i did say to hubby was i would do what i can but i am not doing it alone ...she needs to learn fil needs to learn and you need to learn so that it isnt always left to me (well this happened today after the whole eggathon ...thought i would catch him while he was in a good mood)
shoulder is still agony but then i expect it to be in a way ..going to th dr's tomorrow will see what he has to say there
done scratchies the usual stuff ...banking isnt looking good at all tbh though but we will get there i am more determined now0 -
Eggs! Well..... they're good for you, anyway, lol!
You have a pm - its *really* long, sorry - but you caught me on a fave topic of mine when I can bear to think about it all - ethics! Get back to me when you can.
xx2023: the year I get to buy a car0 -
Good luck with the Drs and hope he finds something that will help your pain.
On the tax subject I totally agree with the approach that you show them what to do and then at least that will help them for next year.I hadn't realised it was a new business hence why I'd said about getting the person that used to do them to do them.0 -
Hope the doctor is of some use. Glad to see you are becoming more assertive too. Boundaries are good in relationships - but they are always tricky when you try to put them in place / move them! I think it is all part of the debt journey - not just for you but for me too!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
hey all just on quickly before i head to the shops ...kc read your message will reply as soon as i can ...i deff believe in the route you take and had tried to myself ...will explain in pm
ok shoulder ...
went to the dr i am being sent for an xray he thinks i might have excess calcium in my shoulder caused by the accident if this is the case it is an op for el ...er no not unless i have tried everything else you think i want cut open after what has happened to mil ...i dont think so ...anyhoo going for xray tomorrow and in the meantime will start looking into calcium deposits etc so that i am armed with stuff to talk to the dr about if that is what it is ...
right got to fly will be back asap
hope your all well0 -
Good luck with the x ray...hope it throws up what was wrong.0
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hey all just on quickly before i head to the shops ...kc read your message will reply as soon as i can ...i deff believe in the route you take and had tried to myself ...will explain in pm
I'm glad to hear that, I thought I'd frightened the life out of you with a pm that length!ok shoulder ...
went to the dr i am being sent for an xray he thinks i might have excess calcium in my shoulder caused by the accident if this is the case it is an op for el ...er no not unless i have tried everything else you think i want cut open after what has happened to mil ...i dont think so ...anyhoo going for xray tomorrow and in the meantime will start looking into calcium deposits etc so that i am armed with stuff to talk to the dr about if that is what it is ...
Absolutely, hope you've got lots of research you've found - take notes at the doctor's if you want to. Good luck, El.
xx2023: the year I get to buy a car0 -
Am struugling to find any research that doesn't automatically jump to an operation ... So spoke to a friend who is a naturopath and she let me know ther are alternatives .... She is gonna do some research herself as although she knows what she knows things mightve been updated since she learned them ... Scratchies done yay ... Pay day tomorrow ... Mil migh be getting out ... If so she will have to inject herself with the drugs for the next three weeks or become an outpatient going in every day for three weeks .... But it is a step forward atleast ... Think that's me for now ... Am writting this on the iPhone while waiting to get this xray done ( they only do them certain days )0
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so got my xray done and now i am back at home sitting here attempting to do college work ...i have uni work as well but i am so not bothered just now ...just dont seem to have any energy for it all ...but i will finish college stuff today and start on stress stuff and do some uni reading i will i tell you i will ....kicks up the butt expected please0
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