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oi what you doing here
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well scratchies all done again 20p for the day there done one of my clicks going to do the rest just shortly ..paid £150 off of the visa and £50 off of the over draft so that is four squares to colour in ...
only thing is ...now wait till you hear this ....
son (oh yes he had to come back into it didnt he) before we went to Poland i said to him do you need any more money (remember he had borrowed £400) he said no ...so we went away and came back etc ...then found out late last night that he had went to his gran and said "my mum said if i needed any more money i was to phone her ...i tried but she wouldnt answer (i left my mobile) and i need £400 for this house can you give me it and get it off of her when she comes back" guess what ...she is now looking for her £400 so son phoned me last night saying "mum gran needs her money that i borrowed off of her"
now i did say to him if he needed any more of a deposit we could help him but it would have to be discussed etc...but obviously he needed it and couldnt get a hold of me so went to his gran ....
i was going to pay his gran £300 today anyway as we owe her £400 (always seems to be that eh) for a couch that we bought (i want to pay her off asap) and son is going to pay her £100 today so i hope she will accept it...if not it aint gonna be my problem0 -
Well everything is sorted have coloured all my squares in till my payday it's exciting to see the debt coming down .... Son sorted his stuff out and I am not in any more debt phew That was a close shave0
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Things sound very busy at your end el! Placement sounds good tho. When do you start?Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
Glad you managed to get that sorted out...kids eh!!!0
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i start at the end of jamuary saving am looking forward to it to be honest ....and have got the college sorted i think ...i am going to stop the day courses doing it that way will take me over three years so i am going to do one twighlight course a year instead it will take me a while as well but this way i get a diploma for each thing rather than waiting the three years to get the certificate...
yep taxi kids eh ...spent the day yesterday cleaning out the garage of sons stuff took two lots to the tip and one lot down to his house...still have a huge amount to do in the garage but they are back down today to sort it out a bit more ..
done my scratchies 10p clicks upto date ...still to do my pads will do them just now
just won £1.25 on the bingo yay every little helps0 -
morning el
just checking in :j
all quite on the western front:rolleyes:WAS DEBT FREE & STILL BAAARRRRRKING :cool:
hello my name is shaun,,,and im not so addicted to farmville,still addicted to football:o:o
BAAAARRRRRRRRRRKING er insanely so0 -
hey shaun hows you? hows the tablets doing now? and hows the wee one? was very sorry to hear about your pension is there anyway you can appeal?0
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hi el
missed you in all the other posts
all ok here
tablets not perfect,,wobbly tummy some times, have to keep a good gap between them and the pain killer's,,,,otherwise ok
kid are fine littel one was cutting two molars ,,,hence the bad times,,,,but yest and today he a very happy little monster:rotfl::rotfl:
pension i dont know
i can appeal but wonder if it worth it,,,it wont get me much in the way of extra cash,,,20 a week,,,
just off the long term sick list,,,
think ive had enough hassle lately,,:o,,,will have to think on it:rolleyes:WAS DEBT FREE & STILL BAAARRRRRKING :cool:
hello my name is shaun,,,and im not so addicted to farmville,still addicted to football:o:o
BAAAARRRRRRRRRRKING er insanely so0 -
Of course its worth it!!!! Shaun! Sorry for the hijack, but I feel very strongly about this! They're making you jump through hoops for now, but you're *entitled* to that money, its yours!!!! Very, very sorry you're going through it tho, and that its getting you like that. Lots of hugs - to El too, you've got enough on your plate!2023: the year I get to buy a car0
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hey kc no need to apologise for the high jack ...i agree with you ...i can understand why shaun is feeling the way he is though i know my mil felt the same it took us a while to talk her into fighting for what was rightfully hers these t hings really do take alot out of people ...it was worth it however and she got her extra money ...
ok issues going on here ...hubby quite rightly pointed out that the grass is getting really high now and needs to be cut our garden is on a slope and and very bumpy ...we dont have a lawn mower anymore as ours burnt out a few years ago but when hubby helped his friend out they would cut our grass as well ...now he isnt helping friend out he needs to cut the grass himself ..so i was hoping to get one from b&q when they sell there summer stock off ...hubby thinks we need a petrol one and a petrol strimmer(we burned our last two out within a few years for both) as we have alot of garden to keep under control ...but i have looked at the prices and they are scary and no where near what i have planned for in my finances ...so i dont know where i will manage to find more money from ...will need to get my thinking cap on0
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