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  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    right all i have had enough of this doom and gloom(i feel my diaries tend to go this way so i need to break that cycle) and dealing with things so its back to boring for a wee while for me (just where i like to be) ok have done my scratchies got 10p there and did quidco ...i tried to get onto the banking to do my pad but it kept coming up error ...thats ok though cause i will do it later ...we are going to alton towers this weekend so i am looking forward to that ...just hope my shoulder lasts the trip ...am having a friend over today for lunch:j so i need to go get food from the shops....

    i was still awake at 4 am this morning i think it was the two coffees at 7pm last night ...i try and not drink coffee after 3pm as i know it does make me stay up all night ...but there i was sitting staring at the ceiling all night wondering what was going on ...then i remembered that i had had the two coffees:rolleyes::o
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Karmacat wrote: »
    Oh wow, El - I just read what you posted about you and your OH's serious discussion - that resolution sounds wonderful for you two and your relationship! Thats a helluva lot of growth ... may need another meal out to celebrate :dance:

    Seriously, tho, thats lovely. Congratulations.


    cheers kc ...it made me realise that hubby is a bit of a rescuer as well ...i had reserves with this one right from the begining but was being swayed by hubby...so another thing for us both to work on.... but he looked so relieved ....
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    We went to a timeshare presentation recently (I know it is not the same) but I started to get really tempted. Hubby convinced me it was right to say no and I did - and afterwards I just felt so relieved... so I knew it was the right decision. OH was still worried in case we had made the wrong one.... for about a day and then he was really relieved too!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    bu**er i just checked ...hubby caught me at a vulnerable time today ..(vulnerable as in i hadnt had any sleep and would've sold my soul to santa to get some sleep )....he asked me where some money was and i told him the current hidey hole that he doesnt know about (it just has change but i keep it for bread/milk emergencies) oh well will go and find a new one ... he is getting wiley that husband of mine:rotfl::rotfl::rotfl:
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    We went to a timeshare presentation recently (I know it is not the same) but I started to get really tempted. Hubby convinced me it was right to say no and I did - and afterwards I just felt so relieved... so I knew it was the right decision. OH was still worried in case we had made the wrong one.... for about a day and then he was really relieved too!


    oh that is good ...are you all ready for the weekend?
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I am like that about c h o c o l a t e !!! I hate it when I accidentally let slip my secret stash LOL

    Well packed one suitcase, found the towels, woggle for DD so getting there with packing for Cornwall! It is of course now raining!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    ofcourse rain is the order of the day and the weekend i think ...secret chocolate stash oooooo interesting .... hubby has one of them but it's purely to keep me away from his chocolate ...he took the mini eggs the other day and hid them ...cruel cruel man
  • shaun40400
    shaun40400 Posts: 4,134 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    hi elantan
    am having a friend over today for lunch:j

    i hope you roast your friend slowly, so their nice and tender:o:rolleyes:
    WAS DEBT FREE & STILL BAAARRRRRKING :cool:
    hello my name is shaun,,,and im not so addicted to farmville,still addicted to football:o:o

    BAAAARRRRRRRRRRKING er insanely so :o
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    she tasted delicious shaun ...you wanna leg?
  • taxi73
    taxi73 Posts: 20,815 Forumite
    elantan wrote: »
    ofcourse rain is the order of the day and the weekend i think ...secret chocolate stash oooooo interesting .... hubby has one of them but it's purely to keep me away from his chocolate ...he took the mini eggs the other day and hid them ...cruel cruel man


    LOL..perhaps when you're looking for your next hiding place..you may stike gold and find the chocolate.:D:D:D:D
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