Massive debts

gargrave50

No debt busting post today.
£12 Love to Shop voucher from Toluna for the Xmas pressie jar.:D
We had ordered a green ipod shuffle for DS birthday which came today - paid for with survey vouchers of course - it arrived today!:T

gargrave50

Its official - my CRB came through today (criminal records bureau check) and I'm not a criminal therefore my job in London is confirmed. Just waiting on my blood results being forwarded to them by our occupational health which should take 5-7 days. Then once my registration comes through I am off

BlueJeans_2

Super news re the job:jxx
Hope your DS likes his Ipod - OH has one but me I prefer my good old CD collection:p.

gargrave50

Just dug out my Bank of Scotland paperwork, and I reckon their 14 working days from receipt of my acceptance form finishes on Friday, so hopefully the £560 will be in by then. If not, I'll compose a stern letter me thinks

gargrave50

BlueJeans wrote: »

Super news re the job:jxx
Hope your DS likes his Ipod - OH has one but me I prefer my good old CD collection:p.

I'm a ipod girl - taking my entire CD collection out for a run is a bit tricky :rotfl::rotfl::rotfl::rotfl:

BlueJeans_2

Hi Gar

Quick question re Bank of Scotland. We have a preference account with them - limit £500. I rec'ed correspondence from them today (looks like a payslip) and it states on it

IMPORTANT NOTICE

Our representative will be calling your home on: 14th September 2009.

PLEASE TELEPHONE Blah Blah IF THIS IS NOT CONVENIENT

Have you ever rec'ed this type of mail? If so does it mean calling as in telephoning or calling as in knocking on my front door?

Thanks and catch up soon
Blue

BlueJeans_2

gargrave50 wrote: »

I'm a ipod girl - taking my entire CD collection out for a run is a bit tricky :rotfl::rotfl::rotfl::rotfl:

You see I don't have that problem - I don't run:rotfl:

gargrave50

Hi Blue,

I haven't ever had anything like this from HBOS (not yet anyway!!!). However, the OFT debt collection guidelines state that they cannot visit you at home without making an appointment, and there is a letter you can send them stating that you wish no such appointment and request that they do not visit your home. Will have a look for the template letter to send, and post a link in a mo xx Julie

Tixy

Blue Jeans - It probably means telephone call but is delibrately vague so you worry it could be a visit - you can send this letter to tell them not to visit you at home - http://forums.moneysavingexpert.com/showpost.html?p=23635529&postcount=64
If they do turn up tell them to leave and remember they have no right to visit your house. They have less rights than a paperboy so if they don't go then phone the police.

BlueJeans_2

It doesn't bother me if they do call as it is in OH name and he won't be here. I think it probably is a telephone call as it hasn't even been passed to a DCA and only 2 months with reduce payment - they have made no contact with us other than the standard letter.

There is also no time stated just date.

I will wait and see what happens

Thanks both for your help:beer:
Blue