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Massive debts

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  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    Have made a rough calculation of how much my P85 should yield going by the advice on HMRC website. £5403?! That can't be right!:eek::eek:

    That's just mine, haven't thought about Alan's yet, but as we are both the same age and in the same income bracket should be the same:eek::eek:.
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    Surely the tax man (AKA robbing b@stard) will not give me £10806.smiley-gen052.gif
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    £5 to the pot. Nice lady came to collect the underbed storage drawers :D.

    Have relisted on Gumtree the sofa and the mirror in a last minute effort to get rid. I've had an offer of £100 on the sofa, if no-one else buys before we leave.

    Have also listed 2 spare suitcases on Gumtree, tonight will list Alan's dumb bells and golf clubs. I think I will find a few others things to list. Last push!
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    The boxes have been collected.

    It's official

    I'm moving!!!:eek::j:eek::j:eek::j:eek::j:eek::j:eek::j
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
  • never_too_old
    never_too_old Posts: 3,082 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    How long will the boxes take to arrive?
    Hows the Oz pot doing are you on track to take with you what you wanted:)
    MAKE £2022 in 2022 no 29 £2022/£434.10
    Mortgage@ 1/1/2022 £17540 / £1601.39
    pay all your debts by xmas 2022 £15000/ £1865.29

    https://www.facebook.com/groups/680889456637403
    you tube channel never too old
  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    Miscalculated (rather badly) my tax refund due - was using the wrong information which didn't help to begin with!!! Found an online calculator which tells me my refund due should be around £2,344.23 :D. Thats almost $4000.

    Calculated Alan's too - approx £658 :(. He can buy dinner:rotfl::rotfl::rotfl:.

    Have been reliably informed claiming back NI can be done - off to investigate!

    NTO - the Aussie account is sitting around $14,500. Aiming for $20k so think I'm not going to hit it:(. However, potentially in 4-6 weeks our P85 payments may just boost it. Also, I will be working straight away, so the dollars will be rolling in soon:D.
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    The boxes will take anywhere from 6-12 weeks. Depends what the sea traffic is like I'm guessing:rotfl::rotfl::rotfl::rotfl:.
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    Wow busy busy day today my dear - 1 week and counting, not that I'm trying to get rid of you mind :p

    Granny x
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    Actually Granny 6 days, 21 hours and 14 minutes til our first flight :D
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    Have just scanned and emailed all the shipping documents for the cartons which were collected today. Feeling rather organised, but dreading the total bill as we packed an extra carton, and took 2 of the larger cartons than were priced for:eek:.

    More friends coming over tonight to say goodbye. Going for lunch on Saturday to say more goodbyes whilst the boys are out at football, and catching up with one of my BFFs on Sunday.:D
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
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