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Massive debts

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Comments

  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    You are doing well clearing everything that you aren't taking with you. Keep it up and before long you will hit your target balance x
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • never_too_old
    never_too_old Posts: 3,082 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    It must be an amazing feeling to have money behind you :D:D
    MAKE £2022 in 2022 no 29 £2022/£434.10
    Mortgage@ 1/1/2022 £17540 / £1601.39
    pay all your debts by xmas 2022 £15000/ £1865.29

    https://www.facebook.com/groups/680889456637403
    you tube channel never too old
  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    Thanks everyone! :D

    Lots of running around to do, just remembered that the party is on Friday:eek:.

    We have had one of our photos blown up to have friends sign it at the party so we can send it to Australia and have it framed over there. Also have to put my big wedge of cash in the bank:p.

    Hair do at 1.30pm, need to pick up helium cannister at Tesco £19.97 to fill the party balloons and some toilet roll for the guests coming.

    Still need to email my employer to let them know the Visa has been granted, email it to Singapore airlines for them to approve our increased free baggage. Also need to complete the school enrolment form and Alan's application for his restricted licence:eek::eek::eek::eek:.

    Lots of admin to do, as well as the debt letters I've been threatening to do for weeks. Also Alan's tax return was sent back today - we forgot to fill out a box - must get that sent back too.

    Forgot to say - Alan had a transformer (big yellow box for plugging 110v tools into) which he sold on Gumtree last night for £30:D. Still have 2 bikes to list on Gumtree, Alan's golf clubs, storage drawers from under the bed, beautiful overmantel mirror by Next, big silver mirror from our bedroom, and probably more! Think Alan might have more tools to sell too. He has been buying some new ones as apparently they are expensive over in Oz.

    The Chaise longue and the sofa are still to be sold so will sort that out by readvertising on Gumtree at slightly cheaper prices.

    Also need to list more on eBay, and probably have a thousand other things to do images?q=tbn:ANd9GcQYz6lEa074fwe-cRgXq2SURqsutdqxUxGVrOp1Kifj4UGDsloWhA

    Also have more listings ending on eBay today (just two).:j
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    New Aussie pot total £2,371.45:j

    That's before the cash deposits today:p
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    gargrave50 wrote: »
    New Aussie pot total £2,371.45:j

    That's before the cash deposits today:p

    :j:j:j:j:j Whoop Whoop !!.........Not long now, how exciting !!! I am surprised you can concentrate long enough to get anything done at all, I would just be a total disasterous bundle of excitement !! x
    :D
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • You are so busy - but it will all be worth it!

    The photo idea sounds great!
    Trying to shift that debt!
  • busy busy bee! your aussie pot is growing nicely :D xx
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £200.
    Total- £1562.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    Busy busy Mrs 3 weeks and counting x :)
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    Thanks :D.

    Feeling rather pleased with myself, although I did make one rather large boo boo.:mad:

    I miscalculated how many payments were outstanding on the car, and I had to settle that yesterday which was just over £900 so that wiped a chunk off my balance. Also had to send off forms for Alan to get his Electrical Licence in Oz which was another $300. Both were necessary expenditure, just a bit annoyed about the car one as I had nagged Alan sufficiently for around 3 months to phone and confirm how much was outstanding.:mad:

    Never mind, have gotten up early this morning as I decided there weren't enough hours in the day to get done what I have to do.

    Have visitors from London coming tomorrow for the party, so need to make the house and the little furniture we have left look presentable.:p

    Also, despite lots of interest in the "free to a good home" hamster (vicious little bugg@r) on Gumtree, no-one has come to collect the little blighter, so he is getting dropped off at Pets at Home today (in a bit of a baby left on a doorstep stylee).:rotfl::rotfl::rotfl:

    Have to go into the DVLA to purchase a duplicate V5 for the car we sold, as I threw ours in the confidential waste at work in a flurry of clearing out:o. £25 out of my fund:mad::mad::mad::mad:. Stoopid stoopid girl.

    Also have to go to Hobbycraft to get a large piece of card to mount the photo on for people to sign and a tube big enough to package it all in. It's all very flash, I'm doing my running around in my neighbours spare car which is a BMW Z4! Bless her, she phoned to put me on the insurance (it didn't cost her a penny) so that I could use both her cars before we go so we could sell ours. She is our first visitor in Oz (she has booked flights for January 14th), and will be looked after well :A.

    Have emailed Oz this morning my Visa confirmation and asked them to confirm starting dates, shifts etc.

    Already have listed the underbed storage drawers, and a New Davina McCall Aerobic Step (never opened which is probably why I'm still fat:rotfl::rotfl::rotfl:). Both on for £10:j.

    Will be doing a bit more Gumtreeing and possibly some eBay listing later today. Back soon.

    PS 3 weeks today:p
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
  • Eeeh worra lorra work on!. I hope your little hamster finds a nice home. Hes characterful not vicious!

    Im sure your party will be brilliant! we are having one for the olympics, because we like to drink wine and its a good excuse!
    Trying to shift that debt!
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