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Massive debts

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  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    Wow, it sounds like its all going amazingly. Im so proud of you!

    Thanks Kathryn

    PM me your email address and I'll forward you the rest of my "book" in the making, I wrote much of it remembering our initial days as debt free wannabes! :D

    You know my luck, it won't go swimmingly for long:o.
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    Talking of not going swimmingly.....no only joking. I miscalculated my deposit for the kilt, was only due £20 not £25. Oh well the weekly figures are now minus £5 but still on track overall.

    Got an email back from the cash4clothes collection people, some time Friday they will come. This gives me plenty of time to get organised :D.

    Ended up using the coinstar machine in Tesco and got £7.21 towards my groceries, leaving £12 to pay. I realise this is way more than I was going to spend, however I'm sorted for the rest of the week for dinners and packed lunches so overall ok. Also got a ream of paper for all the letters I need to do:eek:.

    Forgot to share with you all, Credit Security Ltd sent me a few threatening letters shortly followed by a 50% settlement offer. I sense a witty reply coming their way:rotfl::rotfl::rotfl::rotfl:.

    Also, before I left the postie brought the cheque from the nice storage people, it was for £29.89 and is now nestled safely in my bank account:T.
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    Should add the Credit Security 50% settlement offer was for the HBOS credit card, which for those of you who have read the bones of my "book" will know my plans for this one ;).
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    Got the soup on, smells delish.

    Haven't got around to the cash 4 clothes bags yet. Will promise to sort out the bags for this tomorrow. Instead planning on hoovering before picking up DS from school.

    My nosey neighbour reliably informs me that there have been some cars loitering outside our house eyeing it up. Also the "to let" board was put up today :D.
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Wow, youve been busy !!

    Loving the book, anymore you can send me ?!! I have stapled it together for Mr Pinot , told him he really MUST read it and he has taken it away on his travels for reading material !!

    Can I also ask that as you clearly have sooo much time on your hands at the moment :rotfl:that you also make in roads into writing and publishing a "Witty, Sarcastic Letter Response Book" please. I think that would become a best seller !! :D
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    Wow, youve been busy !!

    Loving the book, anymore you can send me ?!! I have stapled it together for Mr Pinot , told him he really MUST read it and he has taken it away on his travels for reading material !!

    Can I also ask that as you clearly have sooo much time on your hands at the moment :rotfl:that you also make in roads into writing and publishing a "Witty, Sarcastic Letter Response Book" please. I think that would become a best seller !! :D

    Looks like I'm in demand lol! I'm planning on integrating some of my witty sarcastic responses into my bestseller I'll have you know:rotfl::rotfl::rotfl::rotfl:.

    At this rate I may well turn into a millionaire. I can see my sales rivalling Harry Potter any day now;).

    I haven't been able to pen any more of my book as its saved on my work computer. I emailed it to myself but can only open it read only:mad::mad::mad::mad: therefore can't add anymore to it until I return to London next week. Never mind, that's what nightshift is for;).
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    Dinner done, soup was yummy. Nice little tray of cakes now cooling, just the icing to do then an evening on the sofa ;).
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
  • never_too_old
    never_too_old Posts: 3,082 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Your a domestic goddess as well.x
    MAKE £2022 in 2022 no 29 £2022/£434.10
    Mortgage@ 1/1/2022 £17540 / £1601.39
    pay all your debts by xmas 2022 £15000/ £1865.29

    https://www.facebook.com/groups/680889456637403
    you tube channel never too old
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    gargrave50 wrote: »
    Looks like I'm in demand lol! I'm planning on integrating some of my witty sarcastic responses into my bestseller I'll have you know:rotfl::rotfl::rotfl::rotfl:.

    I'm so glad you said you are going to add these into your book. I absolutely love your letter writing skills. They have a way of making me feel that there is some justice in the world x

    At this rate I may well turn into a millionaire. I can see my sales rivalling Harry Potter any day now;). Rival it, I'm sure you'll outsell it

    I haven't been able to pen any more of my book as its saved on my work computer. I emailed it to myself but can only open it read only:mad::mad::mad::mad: therefore can't add anymore to it until I return to London next week. Never mind, that's what nightshift is for;).

    When I open it, it gives me an edit bar at the top of the screen, so hopefully yours does too. However I agree with you that, that is what night shift is for, so maybe relax this week and deal with it when you get back to London. Off to bed now as I've had a busy Granny day today and am working tomorrow x
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • freebyfifty
    freebyfifty Posts: 3,189 Forumite
    Hi, I am a bit of a lurker, althought I think I have popped in once or twice.

    I just wanted to add my name to the list of people who have been inspired and motivated by you :)

    Your diary was one of the first ones I read when I started my MSE way of life and reading your journey was inspirational. So, I thank you :A

    You have a fantastic way with words and your writing is laugh out loud funny and full of determination and prurpose. If I pm you, please can you send me the rest you've written, I can't wait to read more.

    Freeby x x
    Free by Fifty
    Debt of the Moment -
    August NSD Challenge 14/15
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