Massive debts

gargrave50

Appointment for hair removal 1pm - things going oddly well today .

Off to start listing some ebay stuff.

gailey_2

gargrave50 wrote: »

I had another telephone interview from Oz today - and bingo! Offered it on the spot! Delighted .

They are offering me sponsorship and will start the VISA application once they receive my references.

congrats on job offer thars fab news.

you doing so well with the letters.

how many creditors do you have left to payoff/outstanding?
how much debt left?

do you need do much in savings/bank to move to oz?
how does credit rating work over there do you start afresh?
what you doing with uk house selling or renting?

all very exiting 12months to go .

Skint_but_Optimistic

gargrave50 wrote: »

I had another telephone interview from Oz today - and bingo! Offered it on the spot! Delighted .

They are offering me sponsorship and will start the VISA application once they receive my references.

Thats fabulous!

XXXXX

gargrave50

Only listed one ebay item - decided to pop off to Tesco for the time being and get the shopping in. I'm sure later this evening with a glass of vino in my hand, I'll be able to come up with far more imaginative descriptions .

Skint_but_Optimistic

Plans sound good. What about your house? Any thoughts on what to do with it?

gargrave50

gailey wrote: »

congrats on job offer thars fab news.

you doing so well with the letters.

how many creditors do you have left to payoff/outstanding?
how much debt left?

do you need do much in savings/bank to move to oz?
how does credit rating work over there do you start afresh?
what you doing with uk house selling or renting?

all very exiting 12months to go .

Thanks Gailey:j

I have 5 creditors to go with a total of around £6k to go.

In terms of moving to Oz - I am being sponsored so I don't need to have a certain amount of cash or savings to get in. We will be selling our UK house but don't expect to get a'lot out of the sale as we have a secured loan (old old pre MSE days mistake) to pay in addition to repaying our mortgage. Never mind - we will also have our car to sell and will be saving from now.

Credit rating all starts afresh in Oz - will make no mistakes this time around. Hoping to be there July 2012.:D

gargrave50

Skint_but_Optimistic wrote: »

Plans sound good. What about your house? Any thoughts on what to do with it?

Selling the house Skint - we won't get much out of it as we took a secured loan pre MSE days:mad:, and together with that and repaying our mortgage don't expect to get more than 10-15k out. Never mind I'm sunshine bound with a shiny new credit rating and a fantastic new life .

Skint_but_Optimistic

In the current climate have you thought about renting then selling when the market picks up, we having to do that with our 2 bedder, and I am figuring that I may as well leave it as a long term thing now, as pensions are worth squat!

Ah yes, the sunshine life. Fantastic stuff!

gargrave50

Skint_but_Optimistic wrote: »

In the current climate have you thought about renting then selling when the market picks up, we having to do that with our 2 bedder, and I am figuring that I may as well leave it as a long term thing now, as pensions are worth squat!

Ah yes, the sunshine life. Fantastic stuff!

We did consider it but to be honest we will need the little money we will get out of it to get set up in Oz. Sad but true - also don't really have anyone in Scotland we could trust to look after the rental!

Never mind - clean break means we will be less inclined to bail out and come back home at the first hurdle .

gargrave50

Just sold our gas bbq and a second hand sofa to our neighbour for £100 + £40 respectively.

Kerching