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Massive debts

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  • lol you might want to bbq next spring! and where will husband sit??
    Trying to shift that debt!
  • bonsibabe
    bonsibabe Posts: 1,055 Forumite
    :j:j:j:j:j:jCONGRATULATIONS:j:j:j:j:j:j

    Wow that is fantastic news huni, i bet you are so excited now!

    And a very nice letter to Wescotts too!;)

    Off to do some w*rk (well off for my only vice ... a ciggie:()

    Got paid 2 days ago and tax credits went in yesterday ... am going to treat myself to a bottle of wine tonight and OH can just pee off cos he aint getting none of it:rotfl:

    I've been working hard writing all these letters to sort out [STRIKE]our [/STRIKE]MY financial situation so I think I deserve a treat!

    Back later ... hopefully I can stop farting in the office long enough!!!:rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl:
    LBM - August 2008 - Debts then - £33390 :eek:- 2nd LBM - November 2009 - Debts then - £18500:mad:
    Current debt levels: OD £3860, Loan 1 £6091, Loan 2 £5052, Parents £260, Total £16133 :eek: As at 01 May 2012 - 51.69% paid off :j
    Aiming for a No Spend Christmas 2012!
  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    lol you might want to bbq next spring! and where will husband sit??

    This is Scotland - it will probably be snowing next Spring!! Anyway will be heading to Oz and I ain't paying to ship a bbq to the land of big and beautiful barbies!!!

    Also, the sofa is the one we bought off Ebay (£40) for the attic conversion. Turns out its bigger than I thought and we can't get it up the stairs - therefore sold to the neighbour for £40 - nothing lost!!!:j
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    bonsibabe wrote: »
    :j:j:j:j:j:jCONGRATULATIONS:j:j:j:j:j:j

    Wow that is fantastic news huni, i bet you are so excited now!

    And a very nice letter to Wescotts too!;)

    Off to do some w*rk (well off for my only vice ... a ciggie:()

    Got paid 2 days ago and tax credits went in yesterday ... am going to treat myself to a bottle of wine tonight and OH can just pee off cos he aint getting none of it:rotfl:

    I've been working hard writing all these letters to sort out [STRIKE]our [/STRIKE]MY financial situation so I think I deserve a treat!

    Back later ... hopefully I can stop farting in the office long enough!!!:rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl:

    I'm super excited - just walked around Tesco with a huge cheesy grin :D.

    You are doing so well - its a challenge when you are left in charge of the finances. I take charge of ours - but only because my hubby needs major prompting. I'd still be encouraging him to take the first step 2 years later!!!!!

    Never mind, I'm a better letter writer anyway:rotfl::rotfl::rotfl::rotfl:.

    I'll join you with the vino tonight bonsibabe - cheers :beer:.
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    Picked my lovely son up from school - doing homework now.

    Have a lovely big pot of soup on the go and life is good. Vino chilling in the fridge.

    Hubby will be back to take Cole to tae kwon do and I'll have an hour of peace perfect peace for a shower and a glass of vino. Then dinner up and a nice little gloat with the family about our future :D. Good times.
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
  • Ill join in the vino too, as I have 29 bottles still...
    Trying to shift that debt!
  • ... and magic times, how wonderful and what brilliant life lessons learnt!
    Trying to shift that debt!
  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    Ill join in the vino too, as I have 29 bottles still...
    In that case Kathryn we are all heading round to yours :beer:.
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    ... and magic times, how wonderful and what brilliant life lessons learnt!

    We must be getting older you and I .............getting all philosophical :rotfl::rotfl::rotfl::rotfl:. Never mind valuable lessons learnt - mistakes never to be repeated. HARD lessons learned.:T
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
  • Yep. Its like a wine sodden version of On Golden Pond.

    Yeah roll round mine, Im not in for another hour but the hoover is in the same cupboard as the drink. ;-)
    Trying to shift that debt!
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