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Massive debts
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Well lovely Kathryn - seems I joined you in the vino consumption last night, and the thought of listing ebay en mass went straight out the window:o.LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j0 -
Plans for today are:
1. Wait for the post (most exciting event al day)
2. Go to Argos to collect backpack and pay for with nectar points (I didn't go yesterday)
3. Post Office to post more ebay sales
4. Photograph and list ebay findings from Glasgow house inc. surround sound system, BNWOT River Island maxi dress, Fendi bag, kids clothes etc. Planning to list these on a 10 day listing to finish next Thursday when I arrive back in Glasgow.
5. Repack my bag to head back to London tomorrowand check in for flight.
6. No bank money paid for today (£400 was due yesterday) so will phone them to find out !!!!!!?!
7. Look out all the documents we will need certified by Justice of the Peace when I come back to Glasgow.
8. Write to the current hounds chasing me for the 2 HBOS overdrafts and explain I disagree with the total amounts and will not be paying this. I am happy to agree a repayment plan but not based on the total they allege are due.
Think that's enough to tide me over for now:eek:.LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j0 -
I do love a good to-do list!December 2005 TOTAL DEBT at its worst - [STRIKE]£20,596[/STRIKE]
LBM - March 2008
Finally Debt Free - October 6th, 2011 :beer:
Now a committed saver!!!!
Sealed Pot Challenge member since October 4th, 2011. Member number 14150 -
gargrave50 wrote: »Plans for today are:
[STRIKE] 1. Wait for the post (most exciting event al day)[/STRIKE]Waste of time - nowt to write home about.
2. Go to Argos to collect backpack and pay for with nectar points (I didn't go yesterday)
3. Post Office to post more ebay sales
4. Photograph and list ebay findings from Glasgow house inc. surround sound system, BNWOT River Island maxi dress, Fendi bag, kids clothes etc. Planning to list these on a 10 day listing to finish next Thursday when I arrive back in Glasgow.
5. [STRIKE]Repack my bag to head back to London tomorrowand check in for flight.[/STRIKE]Just to check in for the flight when it opens tonight but the bag is packed.
6. [STRIKE]No bank money paid for today (£400 was due yesterday) so will phone them to find out !!!!!!?![/STRIKE]Phoned them but the sheets apparently went over late and missed the deadline. I will be paid £836 on Thursday (4 nightshifts).
7. Look out all the documents we will need certified by Justice of the Peace when I come back to Glasgow.
8. Write to the current hounds chasing me for the 2 HBOS overdrafts and explain I disagree with the total amounts and will not be paying this. I am happy to agree a repayment plan but not based on the total they allege are due.
Think that's enough to tide me over for now:eek:.
Going to the Post Office when I get to the bottom of my cup of tea, and having a think about what culinary delight to prepare for dinner tonight (on the cheap of course;)).
Just booked 3 flights (one way) for ~£120 by using some of my BA miles - thats my flights booked and paid for up to 12th December:D.
Just going to sit down and work out a budget for this month. When I get back from the Post Office off to start writing some letters and photographing the ebay goodies.LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j0 -
gargrave50 wrote: »Plans for today are:
[STRIKE] 1. Wait for the post (most exciting event al day)[/STRIKE]
2. [STRIKE]Go to Argos to collect backpack and pay for with nectar points (I didn't go yesterday)[/STRIKE]Its reserved just need to get off the couch and go collect it!!!!
[STRIKE] 3. Post Office to post more ebay sales[/STRIKE]Will do this when I'm out (honest).
4. Photograph and list ebay findings from Glasgow house inc. surround sound system, BNWOT River Island maxi dress, Fendi bag, kids clothes etc. Planning to list these on a 10 day listing to finish next Thursday when I arrive back in Glasgow.
[STRIKE] 5. Repack my bag to head back to London tomorrowand check in for flight.[/STRIKE]
[STRIKE] 6. No bank money paid for today (£400 was due yesterday) so will phone them to find out !!!!!!?![/STRIKE]
7. Look out all the documents we will need certified by Justice of the Peace when I come back to Glasgow.
8. Write to the current hounds chasing me for the 2 HBOS overdrafts and explain I disagree with the total amounts and will not be paying this. I am happy to agree a repayment plan but not based on the total they allege are due.
Think that's enough to tide me over for now:eek:.
Finally finished the tea so off to get some of the list done (then back to the couch to tackle the rest :rotfl::rotfl::rotfl::rotfl:).
Starting the "free" Weightwatchers tomorrow so considering a curry tonight;).LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j0 -
gargrave50 wrote: »
Just going to sit down and work out a budget for this month. When I get back from the Post Office off to start writing some letters and photographing the ebay goodies.
I've done my October budget alreadyHowever not pretty. £250 for groceries that's for four of us and two dogs. Good job i'm old style these days with my cooking. Been and completed one weeks shopping and came in at £49 so quite pleased
According to ABBA apparently it's a rich mans' world . . .:p0 -
i keep meaning to ask, in many of your posts
you have said you have complained to the FO. How have you got on with them? Have they dealt with any of your complaints?
According to ABBA apparently it's a rich mans' world . . .:p0 -
PeterJohnson wrote: »I've done my October budget already
However not pretty. £250 for groceries that's for four of us and two dogs. Good job i'm old style these days with my cooking. Been and completed one weeks shopping and came in at £49 so quite pleased
Result:T. Maybe you can do my shopping!LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j0 -
PeterJohnson wrote: »i keep meaning to ask, in many of your posts
you have said you have complained to the FO. How have you got on with them? Have they dealt with any of your complaints?
Initially I took the "wrong" matters to the FO e.g. complaining re: bank charges complaint not upheld. They weren't interested. I've had more success recently though but it is a long process. Make sure you are in the "right" before going down this road. If you are right, their findings will support you and strengthen your case;).LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j0 -
Back in the saddle
.
Managed to get the rucksack from Argos (reduced from £19.99 to £4.99 and paid for with nectar points).
Also popped into DW Sports got a pair of Adidas astroturf boots for DS Christmas for £20. My card is registered for cashback via Quidco so another nice little saving too.
Adding another item to my list. Examining yesterday's post I note my "deal" with Eon is up. Off to use a comparison site then change supplier via Quidco of course.
LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j0
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