Massive debts

gargrave50

jellybean39 wrote: »

Dont talk to me about santander they need there butt kicking into a paralell universe. I get high blood pressure jsut thinking about them. Waiting for my reply the second one! Will see if they can be bothered before the end of the week. They thought 100 quid for the mess they have got us in the last month was gonna do it i dont thin so. cost me more than that in higher interest payments as hubby lost low interest rate as they cancelled dd from barclays day before payment due and set it up for next month and dint tell us. 23 credit cards with late payment fees lost low interst rates and 3 late payments on credit file which we are now going to have trouble changing mortgage. hate them rant over!!

I'm just a little bit scared of you jellybean.

gargrave50

Had my telephone interview this morning - went very well from my side:j.

They have to prepare a report and it seems a lengthy process, and I can expect to hear in 2-4 weeks. Cross everything for me.

The post was nothing significant - Bank of Scotland Visa seems to have reignited their passion for hounding me - letters from Wescot threatening to doorstep me or they MAY go to court. Bring it on muppets:D.

Nothing much else - HBOS have declined my settlement offer on the no.2 overdraft and haven't replied to my offer on the other one. Oh well. They offer only negotiation of a settlement figure by telephone - no thanks.

MBNA old credit card agreement received but completely illegible - has a PPI box with a yes box unchecked but not clear whether this is a yes to opt out or yes to opt in box!!!!:eek:

The new tv license came so I can watch Jeremy Kyle legally once again.

A response to my letter re: HBOS old mortage which I am sure there was PPI on. They want me to send £10 for a SAR. I'm pretty sure its worth a tenner to find out, so will probably go ahead and cough it up.

Off to work wonders with £7 for a culinary meal for 3, and do a little (a'lot) tidying.

Tixy

Good news re the interview - fingers crossed here for you.

Skint_but_Optimistic

You will have blitzed it me old mucker.

yeah that jelly is a bit of a live wire...

jellybean39

Hey me bark worse than me bite!!! Rofl x

Oh and that was 2 cc with late payments not 23!!!

firesidemaid

jellybean39 wrote: »

Hey me bark worse than me bite!!! Rofl x

Oh and that was 2 cc with late payments not 23!!!

am glad about that - i thought 23 cards was a bit of a record lol;)

PeterJohnson

Hi there

Managed to read ALL 70 odd pages since Monday . Enjoyed the journey so far! I have been so so hooked!

Truely inspirational. It has helped me with my journey and encouraged me to see it through to the end. Well done so far :beer: Here's to a speedy conclusion of the debt left !

You have inspired us all!:T

gargrave50

jellybean39 wrote: »

Hey me bark worse than me bite!!! Rofl x

Oh and that was 2 cc with late payments not 23!!!

Had a vision of you with one of those 80s credit card fold out wallets with a concertina of cards hitting the floor!!!

23 cards - you would have a serious problem:rotfl::rotfl::rotfl::rotfl:.

gargrave50

PeterJohnson wrote: »

Hi there

Managed to read ALL 70 odd pages since Monday . Enjoyed the journey so far! I have been so so hooked!

Truely inspirational. It has helped me with my journey and encouraged me to see it through to the end. Well done so far :beer: Here's to a speedy conclusion of the debt left !

You have inspired us all!:T

I'm still surprised it took me 70 odd pages to string out paying off £25k:rotfl::rotfl::rotfl:. Thank you so much for reading the entire lot, that must have required a few bottles of vino.

Good luck with your journey - feel free to hang around:j.

gargrave50

Well, opened my email this morning to find another hospital asking me for a telephone interview! YAY!:j

Will email them back this morning to say yes please and ask if it could be tomorrow. The other one from yesterday wants to take up my references but asked for my Line Manager to be included so have to email that info just now.

Also, going through yet another pile of mail and found that HBOS have in fact sent me some of the mortgage info and say the rest of it is on its way!!! That's £10 safely locked in my purse then;).

Just put the boy out to school so off for a quick shower. Will return when I smell better:D.