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A fresh start

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  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    You did it! Congratulations!
    2023: the year I get to buy a car
  • lucielle
    lucielle Posts: 11,511 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Brill, well done
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • Double_Trouble
    Double_Trouble Posts: 4,375 Forumite
    Well that is fab well done :):)

    DTxx
  • beanielou
    beanielou Posts: 95,644 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Good result for you :j
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Seaxwyn
    Seaxwyn Posts: 4,896 Forumite
    Thanks everyone! I am so pleased! And stunned and amazed that all those people voted for me to represent them. It's all very daunting.

    Also, I had a call from a friend and freelance colleague who wants to start sharing serious amounts of work with me. We are going to discuss details on Sunday but this could be the opportunity to go back to freelance home-based working and while I know that will ring alarm bells in everyone's minds, I am determined that now I would do it differently. I HAVE to make a success of the councillor thing - so I have to make the rest of my life fit around it. I will listen to what she offers on Sunday and weigh things up, but I can't help feeling that it is an answer to prayer, or the universe sending me just what I need.
    Total debt: 1 January 2007 £[strike]49,387.79[/strike] 1 January 2012 £[STRIKE]19,312.85[/STRIKE] 1 August 2012 £11,517.62



  • taxi73
    taxi73 Posts: 20,815 Forumite
    Well done...didn't see your result but guess you got elected
  • Sea78
    Sea78 Posts: 6,185 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Again...well done :)

    Remember the hours you are meant to work at this though and try not to go *too* much over them, or you could get overwhelmed...my mum is planning on running later this year and I can tell she'd do much more than the allocated 20 hours! (is that what it is?)

    Re the self employment - yay! Have you worked out the min outgoings each month? (daft question, I know you will have). Could the various income streams be guaranteed to cover this, so that the CCs don't become too big and the tax issues don't rise too much??

    Ignore me if I'm talking rubbish - quite possible!?

    xxx
    CCCS DMP:Feb 07
    Total:£37,016.47 now £0 DEBT FREE FEB 14

    2022 Decluttering Campaign 49/1011
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Yes, between now and Sunday, do your prep so that you don't get caught up in the excitement of being able to freelance full time again.....if you have your "reality check" stuff done before you go, then things don't end up being a bump down to earth afterwards if you see what I mean....that way, it should be easier to keep things properly in perspective as you go...

    There is no reason why it shouldn't all work. You just have to MAKE it work!

    Enjoy your weekend - I expect you are still on cloud nine!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • buddiebabe
    buddiebabe Posts: 1,408 Forumite
    Hey

    Congratulations :j:j:j

    Hope your meeting goes well today and gives you the opportunity to weigh up exactly what it is you want to do

    Buddiebabe x
    DEBT OUTSTANDING 23.04.17 £16802.97
  • millionaire_in_training
    millionaire_in_training Posts: 5,818 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    many congrats from me too. Looks like life is coming together for you :D
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
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