Daughters had an Accident on Friends Trampoline!!! Now What???

soolin

Just as an aside really but I have been thinking about this thread. OP, if you are genuine about not wanting to sue but feel pressured by your parents I am concerned about you. I work with a charity and I came across a group that dealt with parental abuse and it isn't always young children that are involved one case I saw was a 60 year old woman who had been bullied by her mother all her life and finally snapped and hit her badly enough to put her mother in hospital. It does happen.

Just because you don't live at home and are old enough to have a child doesn't mean you can't be being bullied by parents. If you honestly can't tell them to butt out and leave you to deal with it, then maybe consider your own well being in all this and get help for yourself. If that is not the case then just accept the critiscm on here that you are happy to be led into suing and go and get the legal advice you mentioned earlier.

Quentin

tipsychick wrote: »

Just out of interest, do you know how that actually works? Presumably the insurance company would need to be verified of the possibility of a claim now and then the child would have until she was 21 to decide whether to proceed? Given the potential time lapse involved, you'd definitely want to make sure you'd covered all your bases at this stage.

An injury to a child can have far reaching consequences, hence there is no urgency to settle compensation claims when a child is involved (you can't reopen a case once a figure has been agreed, and you may need to wait till the child reaches adulthood to assess what effect the incident will have on its life as well as any effect it has had on their schooling etc).

blue_monkey_2

I find your parents attitude appauling. It was an accident. Why are people always looking for other people to blame. You should have told your friend, who was minding your child as a favour (unpaid I presume!!).

I know you are saying do not want to sue and you should not, but let's say for example you, or they, did start proceedings, there is no way that your children would ever be welcome at anyone's house ever again and this would possibly include them not being invited to parties and stuff like that etc... If I knew a child locally to me had sued a friend who looked after their child there is no way on this earth I would have that child unaccompanied without a parent on my property so I could not be held liable should they bump or scrape themselves. It is what kids do. This might also mean you could not get proper childcare in the future as well, they might just well tell you 'sorry we are full'. And then what if you are working?

I hope that your DD recovers well, for the record though my sister did this at school when she fell off a trampoline and ended up with a lengthy op, pins and plates and was told there would be lasting damage, might lose the arm if it did not take and stuff like that. mum was horriefied, however there wasn't anything. The doctors these days are amazing and she is very young and young bones repair well. However, your parents sound like greedy (insert your own words) and I have no time for people like this like this. What are they after the money for?? What kind of special adaptions will you have to make to your life? This is not a child with brain damage or with limbs that have to be amputated but a child who hurt their arm 3 days ago.

Another poster said 'There is no reason for something like this to interfere with any friendship'. Yeah right, I am sure that you'll be losing many friends quicker than you gained them as the sympathy would fall on the side of your friend - as has happened on this board. You need to tell your parents that it is YOUR choice not theirs so to accept the situation - unless of course you really do want to sue.

If your parents were that bothered why did they not offer to look after your daughter while you was at work?

I am sure you might get 10k out of it but when you and your kids have got no friends and never get invited anywhere and you cannot work as you have no childcare then I am sure that money will stick in your throat for a long time.

I know what I would be choosing and I'd be telling my parents to do one.

loobylou2

soolin wrote: »

Just as an aside really but I have been thinking about this thread. OP, if you are genuine about not wanting to sue but feel pressured by your parents I am concerned about you. I work with a charity and I came across a group that dealt with parental abuse and it isn't always young children that are involved one case I saw was a 60 year old woman who had been bullied by her mother all her life and finally snapped and hit her badly enough to put her mother in hospital. It does happen.

Just because you don't live at home and are old enough to have a child doesn't mean you can't be being bullied by parents. If you honestly can't tell them to butt out and leave you to deal with it, then maybe consider your own well being in all this and get help for yourself. If that is not the case then just accept the critiscm on here that you are happy to be led into suing and go and get the legal advice you mentioned earlier.

Thank you, I don"t want to comment further on the thread because I"ve been left feeling extremely upset by it all and its bad enough that my daughter has been hurt but would like to say that I appreciate your comments and think I will try to do something about my relationship with my parents because as you say they do bully me and are very manipulative. I am frightened of them even though they live over 70 miles away and I am an adult with a family of my own. Can I just say as well that nothing would make them happier than if I were to split up with my OH!!! They"ve even offered to pay me to leave him!!! Do you have the names of any organisations which may be able to help with this sort of bullying. If you could PM me the details so that I could try and get some help I"d be very grateful. Thank You

tipsychick

Quentin wrote: »

An injury to a child can have far reaching consequences, hence there is no urgency to settle compensation claims when a child is involved (you can't reopen a case once a figure has been agreed, and you may need to wait till the child reaches adulthood to assess what effect the incident will have on its life as well as any effect it has had on their schooling etc).

Yes, I agree. Depending on the injury, it may also limit choice of future career, etc. (No future Wimbledon champion in this case!)

I was thinking more of proving the claim. I can imagine the insurers refusing to admit liability in eighteen years' time if that were the first they knew of it and gathering contemporaneous evidence from the friend, GP, hospital, etc. would be that much harder given the passage of time.

Personally, I'd want the insurers to be aware now that there was the possibility of a claim being made before the age of 21. Apart from allowing them to investigate the veracity of the accident details whilst it's still fresh in everyone's minds, it would also allow looby to consider private physio or indeed private orthopaedic care for her daughter.

Quentin

tipsychick wrote: »

Personally, I'd want the insurers to be aware now that there was the possibility of a claim being made .......

Yes you would normally be in contact with the insurer, interim payments etc are made when a case is put on hold to be finalised. Because of the long term implications for injuries to minors, it's advisable to get a specialist solicitor to deal with the whole claim. They would assess the likelihood of success, and if favourable would follow it through to the settlement, with their fees being paid by the other side.

maryotuam

I think you should not sue your friend.

soolin

OP, you have a pm from me.

broxy_bear

this has got to be a wind up!! put your parents in a nursing home sell there house and that will be a hell of a lot more you would receive in a civil court which i estimate to be £0 so take my advice

Quentin

maryotuam wrote: »

I think you should not sue your friend.

"Suing your friend" sounds bad - but making an insurance claim (which is what it would be) is an entirely less emotive issue. What is wrong in finding out if there is any policy in place?

Otherwise paying the premiums seems a bit of a waste!