I am determined to do this...

claire0788

kirstenc wrote: »

Having looked at the money thing, I have decided that there is definately £1k left over...all the bills are out and we get paid on Friday...very good sign!

Anyway, its my birthday today, and I feel that this is a new start for me, I will not accrue any more debt this year, and will be well on my way to living the dream by the time the next one comes around (plus i got pressies and breakfast in bed lol)

Im so happy for you All those pennies ready for debt busting and having a good meal/night out for your birthday i hope !

Happy birthday, I hope you have a great day :beer:

kerron7

Happy birthday _party_ Hope you have a great day

kerron x

Different_Corner

Oh Kirsten, hope you had a lovely day, and like your thoughts for the coming year

kirstenc

Thanks for all the birthday wishes people, was nice to pop in and see that!

I went to my mums last night (she got out of hospital at the start of the week) and we had a takeout and some cake!

News on the utilities front, if you remember me saying that they owe me about £100...they have now turned around and said that I owe them £200...therefore claiming that, in 7 months, I have used £600 electric...so I am waiting for the final bill and will dispute the kecks off it! they had the wrong meter number for me for ages so I think that the initial reading that they started me off on was wrong!

Also, from the absentee father point of view (I havent heard any more from him, no suprise there!) I have just been told by child support agency that he is being non-comformative but that they are arresting his wages and I should start getting about £25 a week from 19th oct, plus whatever he owes for the last 7 years.

so its going in one hand and out the other lol

claire0788

I do not like the CSA, my mum is STILL waiting on my "father" to pay money lol, I dont think they do enough to make people pay support. I hope you get the money !

kirstenc

I hope so too Claire, as they say, every little helps!!

Moving on..I havent really done anything MSE today, reviewed a DVD on dooyoo, and checked the banking.

Have tweaked and retweaked the snowball and although its giving me a reasonable target it just dont seem good enough somehow!

We want more kids,but would need a bigger house and probably a car...I would love to be a stay at home mum, but its sooo unlikely and makes me really sad. I live my life for DS but he sees more of my mum and the childminder than of me.

I guess im feeling my first proper lull...oh well, ill sleep on it, everything seems better after a good nights sleep.

how is everyone else today??

claire0788

Im absolutely rubbish ! Def lulling right there with you :beer:

kirstenc

well at least were in it together!

I just need to get cracking, i just dont seem to be moving forwards at the moment...even though I am iykwim

kirstenc

ok so im still in a bit of a lull, but its payday! so i get to put ridiculus amounts of money into the debt today!!

just a bit under £500 left as DS passport payment went through today, but its £250 towards the OD and £250 towards home improvements....

Plus, and I hope you are sitting down...OH asked me to make a spreadsheet for him last night...hes participating in his own little sealed pot challenge...not for debt busting but for random shopping sprees and stuff, hes hoping to putsome folding money in there every week, from his pocket money. I think I have converted him!!

Different_Corner

See it's contagious this MSE thing, get him under the spell Kirsten !