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Hypno's approach to life, the universe and debtbusting.....
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If you want to be that strict I'm not sure I'd ever get past day one!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
:eek: I just made a comment on benben's diary about fingers crossed for her car's MOT.....when I suddenly had a thought that I bought my car back in 1995.....but on June 30th....which means that my MOT is probably expired :eek::eek:
Just dug out the paperwork and the MOT ran out 26th June :eek::eek::eek:
So guess what tomorrow's mad panic will be
Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
:eek::eek::eek: good luck - hope it passes!:eek: Just dug out the paperwork and the MOT ran out 26th June :eek::eek::eek:
So guess what tomorrow's mad panic will beAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
oops on the MOT Hypno, I always used to go to the same garage and they called you up to book in the car for MOT! or did they just think I was dim... nah, just good customer service but currently stuck with sucky dealer service...Mortgage OP 2025 £6250/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £36,210
Money making challenge £38/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0 -
Nationwide autocentre in the city offered me a discount if I could take it in this week. Give them a call and try and barter for a MSE MOT bargain!Looking for the perfect home and saving to make becoming a MFW easier
MFiT3 48103/50000 Saved So Far :j0 -
skint_spice wrote: »oops on the MOT Hypno, I always used to go to the same garage and they called you up to book in the car for MOT! or did they just think I was dim... nah, just good customer service but currently stuck with sucky dealer service...
We have always taken ours to the same garage too, and they normally send us a reminder card.......but this year, they didn't!Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
Nationwide autocentre in the city offered me a discount if I could take it in this week. Give them a call and try and barter for a MSE MOT bargain!
They are very close to OH work, so definitely worth a try first thing tomorrow.Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
Aaaaaaaaaagh to cars and MOts. I am still trying to decide whether I need to get the air con fixed before we go on our hols.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
We have always taken ours to the same garage too, and they normally send us a reminder card.......but this year, they didn't!
and I bet you've remembered every other year too! Still better you discovered now than having a bump or a speeding ticket and finding out then...Mortgage OP 2025 £6250/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £36,210
Money making challenge £38/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0 -
ooops to the car.
Mine is due a service~lalalala.........I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0
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