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Hypno's approach to life, the universe and debtbusting.....

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  • lucielle
    lucielle Posts: 11,511 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Day has definitely dragged by..........veeeeeerrrrrrrrrrrrrryyyyyyyyyyyyy slowly indeed.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • beanielou
    beanielou Posts: 95,639 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    With you as well on brick wall & shattered.
    + side=£20 is intact
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • ShelleyC_2
    ShelleyC_2 Posts: 1,500 Forumite
    I had an odd moment at work where I was totally convinced it was Thursday. Was totally gutted it was Tuesday :sad:

    We all need a pick up ........ chocolate?!


    Or did I mean healthy fruit salad and lots of water?!
    Looking for the perfect home and saving to make becoming a MFW easier
    MFiT3 48103/50000 Saved So Far :j
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Maybe it is just the time of year that leads us all to be shattered - you know, that time between January, and December :rotfl:

    I've done a couple of surveys for a few pennies.....must go and find a paddy bag for the DVD I have sold so that I can post it tomorrow..... should make a couple of ££ profit on it, so it all helps.
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    ShelleyC wrote: »
    I had an odd moment at work where I was totally convinced it was Thursday. Was totally gutted it was Tuesday :sad:

    Oh no, that is awful!!! Being one day out is bad enough, but TWO :eek:
    When I took the students out this evening to their activity, I could very easily have stopped at the shop for something yummy and comforting.....

    But I deliberately went out without my purse, so no way to pay for anything, and I am not sure my shoplifting skills are up to much :rolleyes:
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • lucielle
    lucielle Posts: 11,511 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Have you been paid for the students yet? Are you going to have to go on the rampage to get your dosh?
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • ShelleyC_2
    ShelleyC_2 Posts: 1,500 Forumite
    I know got all confused cos I did a long day on Monday which I usually do on Wednesday. Hey ho it'll be Friday soon and then I've got a week off :j

    Well done the no purse trick is a goodie but I always have fear I'll suddenly have serious need of it (car breakdown / run out of petrol/ emergency twix)
    Looking for the perfect home and saving to make becoming a MFW easier
    MFiT3 48103/50000 Saved So Far :j
  • savingholmes
    savingholmes Posts: 28,973 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Shelley I am struggling to work out how you got an intact £20 but spent £2.69 of it.... however I exclude all my grocery shopping... if that was counted too ...... I plead the fifth
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    lucielle wrote: »
    Have you been paid for the students yet? Are you going to have to go on the rampage to get your dosh?
    L

    It's the rampage for me........:rolleyes:
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    ShelleyC wrote: »

    Well done the no purse trick is a goodie but I always have fear I'll suddenly have serious need of it (car breakdown / run out of petrol/ emergency twix)

    :rotfl::rotfl::rotfl:

    I always have my phone with me in case I need help on the breakdown/run out of petrol bit......I don't think Green Flag would be too impressed if I called them out for a chocolate fix......
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
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