Hypno's approach to life, the universe and debtbusting.....

hypno06

Seaxwyn wrote: »

Wow, great news about the new loan Hypno! I am so glad you are shot of that stupid 24.9% at long last. Your debt free date must feel really close now.

It certainly feels a whole lot less frustrating! And at least I know that my credit blacklisting is not fatal! I was beginning to wonder!

Debt freedom seems a long way off at times, and other times I feel as though I am almost there - that strange feeling between, "blimey, we've paid off almost £80k" and "£23k is a lot of money to owe".......

But whichever way I look at it - the picture is improving so I am very grateful for that!

Karmacat

Double_Trouble wrote: »

Any penalties for paying the Halifax loan off early?

Nice to be given £100 sounds like you have a good boss who appreciates his staff's hard work that's unusual these days:T

:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j

I am so, so pleased for you! Congratulations!

hypno06 wrote: »

At what point do I tell them about income from scratchcards and free bingo

Okay, this is from a long way back, cos everyone else is pleased for you too, but it was still funny :rotfl:

fayjmck wrote: »

*great house* offers services to Hypno as gardener in exchange for debt busting advice

(if only I lived nearer - I could have a little gardening business - I offered KC too!)

Yep! No one would ever believe that when I was flush I spent over £2000 on this garden ..... I deffo need a gardener, and when I win £1m on the premium bonds, I will *fly* you down, Fay

Karmacat

Money stretches a long way in Norfolk! Now I have to go play on rightmove, and Its All Your Fault :D:D

Pippilongstocking

KC - I am looking into how 'tax deductable' helicopters are as a mode of transport to ones clients! (ok back to work for me - slinks back off into own diary!!)

evab_2

Hypno, great news about loan and thanks for info about double scratchies won an extra 20p - is it just on Fridays?

your sig is looking great x

moo2moo

Could have sworn double scratchies was a Sunday thing but no matter logged in again for the second time today and won 50p. Thanks for the reminder

Double_Trouble

fayjmck wrote: »

KC - I am looking into how 'tax deductable' helicopters are as a mode of transport to ones clients! (ok back to work for me - slinks back off into own diary!!)

If you get a helicopter sorted can you stop off on the way down and sort my garden North Wales should be just right for a cuppa and a bit of jungle taming before going to KC and Hypno :rotfl::rotfl::rotfl:

I even have a box hedge but it doesn't quite look like the ones in the advert I also have a yew hedge, beech hedge, laurel hedge, leylandi hedge, mixed hedge - I need a hedge person to get my hedges in shape:o

DTxx

Karmacat

fayjmck wrote: »

KC - I am looking into how 'tax deductable' helicopters are as a mode of transport to ones clients! (ok back to work for me - slinks back off into own diary!!)

:rotfl::rotfl::rotfl:ooh good!

My sister lives in East Grinstead, and the rate for gardeners round there is £20 an hour....

Seaxwyn

Wow, £20! My OH does gardening for £12.50 an hour. East Grinstead is not so far away..... I'll tell him to get on his bike.

Karmacat

Excellent! She just employed a bloke for £10 p/hour, but he doesn't show up, and has always wanted the neighbour's guy anyway, who charges £20 but is booked solid - there's competition between the householders for good gardeners!