Hypno's approach to life, the universe and debtbusting.....

taxi73

That's fantastic news.I'm so pleased for you.

urg123

Ditto all of the above - it must be a relief to not have such a high APR staring you in the face. 8% is so much more reasonable.

You really keep turning things around - not long before you'll be debt free!

urg x x

OliveOyl_2

Great news Hypno :j:j:j

Walshyboy84

I know I'm going to get shot for this but....

I'm now 25 (well as of 3:47pm but my mum won't let me forget I was a 28 hour labour!) and still haven't had a chance to enjoy life since I moved to the East End! I must make I don't make it to 26 with the same ethos!

Ooooh and make sure if you do take the biscuit, it's McVities and you win the £50 from the codes!


Happy Friday all! Look forward to a little property !!!!!! from you lot! :T

hypno06

Happy birthday walshy :T

hypno06

Double scratch day today - so press F5 everyone That extra 10p might make all the difference!

£24 mystery shopping money received today, so straight into the debt pot it goes........

Once the loans have been sorted from barclayloan to halifax, then my next target will be the 0% card - because when the 0% ends next year, if it is not repaid in full, it will go up to 15.9% as a minimum, (and quite likely to be more) which is higher APR than the new halifax loan. So any MSE money will go to that so that I don't end up with the frustrations of rising APRs again.

Macmillan coffee morning at work today and I was supposed to make cakes to take in, but I was so taken with doing the loan last night, that I forgot - so I will have to nip into Tescos and buy some instead......which of course won't be as good as my own would have been, but needs must :rolleyes:

Happy Friday everyone - have a good day x

Raquela

sounds good to me, great savvy thinking! Halifax also offered me a credit card with 0% for 9 months for BTs and spending. Not intending to spend on it, but am planning to BT my Natwest titchy balance to it. I was guaranteed acceptance too, but not had the card yet to know what balance they've given me, but I'm sure it will be enough to cover the Natwest bill. I was quite surprised to see that as well!

No money saving going on here; too busy burning the candle at both ends doing the Arise training (which I am actually knitting throughout to keep me sane - get annoyed when I have to put it down to speak on the mic lol) to list more on Amazon, list on Ebay, etc. I am however, doing my scratches of course ;-)

shaun40400

morning all
morning hypno
happy birthday walshy:xmastree::j

not much been happening, whilst ive been away from the dairies then hypno:rotfl::rotfl::rotfl:
its friday:j its (property) !!!!!! day:j

Walshyboy84

Enjoy the coffee morning all! I recommend the Millionaire Shortbreads as they're yummy!

hypno06

Loving this house today, but I think the garden might be a tad too much for me.........