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Hypno's approach to life, the universe and debtbusting.....

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  • lucielle
    lucielle Posts: 11,508 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Then it will be gone by next week!!!! How much are the repayments?
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Repayments are £416.74 a month :eek:
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • milann
    milann Posts: 11,386 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    £1000 in debt fund is pretty good going.

    I finally had another go at the dooyoo review that I managed to lose in cyberspace last week - TWICE :eek: :eek: -it was 3rd time lucky today and it actually got as far as the site - so I'm feeling rather smug :p - just got another trillion to do before I'm anywhere near enough to get any vouchers or cash :rolleyes: LOL.

    Your commitment to doing those dooyoo reviews has to be commended Hypno - at the rate you go you'll be moving into Hypno Mansion before you know it
    January spends - £587.58
  • Its such a pain that you can't overpay. We paid of a Cahoot loan this time last year by doing the same. Although the int rate was lower than some of the CC's at the time the amount it took each month was greater if that makes sense.

    Good to have a pot of cash growing and then to wave the loan bye bye
    Working Hard to be Debt Free - one day :A soon
    DFW Long Hauler 74; Mortgage overpayments MFiT-2 challenger 100
    Total Nov07 £36000, Sep10 £1623:o:)
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Keep going with dooyoo milann, it is worth the effort!

    WHDFW - I would much prefer to pay it directly to the debt......but if they want me to do it the hard way, then that is what I will do! And boy will I be glad when it has gone!!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • When are you aiming to have it cleared ?
    Working Hard to be Debt Free - one day :A soon
    DFW Long Hauler 74; Mortgage overpayments MFiT-2 challenger 100
    Total Nov07 £36000, Sep10 £1623:o:)
  • beanielou
    beanielou Posts: 95,562 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Bleeping heck thats as much as my mortgage:eek:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    I originally wanted it gone by Christmas, but that is just not doable. I don't really know what is realistic but I will just keep throwing what I can at it and it will be gone as soon as I can reasonably manage!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • NO wonder you want the Barclayloan rid of Hypno.Good luck with the rest of the gardening, mine is absolutely awful at the moment.
    Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
    Still lurking around with a hope of some salvation:cool:
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Morning......10ps on the scratchcard again.....and am about to enter the dizzy world of internet banking to check balances!

    Once the barclayloan is gone, my debt repayments drop to a massive £100 a month....life will finally feel as though it is mine again!

    Hope you all have a good bank holiday and that the weather shines for you!

    I have got a mystery shop to do, some work in the garden, and to try and do a small shop at Tesco without spending too much......
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
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