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Hypno's approach to life, the universe and debtbusting.....

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  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    that's quite a few accounts - I have 3! Current account, savings account and ISA.
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I must be slacking

    We have 2 current accounts 1 for direct debits 1 for spends
    We have 4 barclays savings accounts
    1 abbey savings account
    1 empty a&l account - got paid £20 for opening it but never worked out how to put money in and that is about it I think

    We have more credit cards than savings accounts!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • lucielle
    lucielle Posts: 11,509 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I have

    HSBC account
    Barclays account
    Alliance and leicester plus a savings account
    Skipton building society
    Lloyds plus 2 savings account
    Abbey National
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    slowlyfading wrote: »
    that's quite a few accounts - I have 3! Current account, savings account and ISA.

    Definitely a case of "less is more" I reckon :D
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    hypno06 wrote: »
    Definitely a case of "less is more" I reckon :D

    Lol I don't know how to keep track of much more than that :p
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    slowlyfading wrote: »
    Lol I don't know how to keep track of much more than that :p

    Nor do I.....hence why I have been in such a financial muddle in the past :rotfl:

    In other MSE news - I have just picked up a mystery shop for tomorrow. It involves coffee and cake :D
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • taka
    taka Posts: 3,483 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    slowlyfading wrote: »
    Lol I don't know how to keep track of much more than that :p

    Not sure I do either :o :rotfl: This is why my ancient copy of Quicken is a lifesaver! I blame MSE - I only had 4 accounts when I joined here - Current, ISA, savings ac and a 30 days notice account.

    Thank goodness someone has more than me... Thanks Hypno! :rolleyes: :D :rotfl:

    Chocy anyone? I made a nosestud for a collegue and she gave me a box as a thank-you! :D
    Mortgage free as of 12/08/20!
    MFiT-5 no 45
    You can't fly with one foot on the ground!
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Ooh, did I hear choccy being mentioned :confused:

    :D:D:D:D
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    ooh, yes please :D
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • turfy6
    turfy6 Posts: 1,479 Forumite
    Part of the Furniture Combo Breaker
    Love a choccy thanks yumm virtual choccy is non fattening too;)
    Visa £[STRIKE]5063 [/STRIKE]now 0. Loan 1 €[STRIKE]4885[/STRIKE] now 0. Loan 2 €29,590 now €0 as of 22/02/2016 Mgage €55000/ €23,639 at 01/02/18
    Proud to be dealing with my debts - DFW Nerd 1209 Keep on keeping on folks DFD FEB 2016 MGE FREE 2024 (hopefully earlier)
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