I want to be a MFW........ LP's Diary

LilacPixie

Think it's quite expensive while over there. Our little trip is how me oh 3 kids, MIL FIL BIL and my sister so 6 adults and 3 kids

LilacPixie

thinking of doing soa for when moved. Anyone know how to guestimate gas and electricity consumption for a 3 bed semi or B&C insurance? would it be just a case of getting some quotes?

cha97michelle

I wish we had gone for professional movers rather than the ILs when we moved. My MIL just unpacked all the toiletries we owned onto the bathroom windowsill, and it took me so long to get how we wanted to be compared to just if they had left stuff in a box. I don't want to move ever again seriously.

New bills - i don't think it would be that out of order to ask the people you are buying from. Or, if your dad is cheeky enough he could ask his new/old mate your new next door neighbour.

LilacPixie

Trying to keep a low profile. The sellers have a big american style stainless steel fridge freezer and when we viewed she said they were seriously considering leaving it because new place has it all integrated etc. I now don't want to annoy so leaving it until missives concluded. I really am paranoid about mortgage and nobody can tell me it will be prefect and no stress so i am now thinking the worse senarios.

sarahevie

LilacPixie wrote: »

thinking of doing soa for when moved. Anyone know how to guestimate gas and electricity consumption for a 3 bed semi or B&C insurance? would it be just a case of getting some quotes?

For our 3 bed 1930s end of terrace (block of three joined only at one side) we pay
£27 for gas (£110 in credit)
£44 for electric (£55 in credit) Our 'year' ends Nov

B & contents have never paid more than £200 per year currently pay £164 for both per year.

LilacPixie

Thanks for that Sarah. I'm £59 combined at the moment but on a 2 bed 1900's flat and we also in credit a touch hence it being lower. I think if I put £100 combined on the budget for utilities we will be ok.

KimmyCustard

LP

Which bit are you waiting to hear about, your mortgage or if your offer has been accepted? Confused dot com.

LilacPixie

Kimmy- scottish system so what happens is buyer offers seller accepts then when mortgage decision is given IE that you are actually getting the fnds solicitor signs missives and the house it yours. you then get entry date etc and all done. As soon as the seller accepts an offer the place is off the market so even before missives signed you can't be gazzumped or gazundered.

In our senario we have accepted offer from our buyer and on the strenght of that and our AiP offered on the other which has also been accepted. So Now I need my buyers mortgage offer through and confirmed so they sign missives with us and I need to get our mortgage offer thru as well so I can sign missives with our sellers. Our AiP was an automatic accept so hoping smooth sailing but who knows

KimmyCustard

Ah. Now I get it. Good that youre not in danger of being gazumped tho. We waited 4 months to get into this house cos the seller farted about for so long :eek:.

LilacPixie

Right B&C quotes. I just had a look at axa who is our current provider here, 16.88 a month or £184.62 a year. That is slightly less than we are paying now. I was under the impression that as the new place was bigger and more expensive that it would of been more expensive to insure.