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I want to be a MFW........ LP's Diary

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  • LilacPixie
    LilacPixie Posts: 8,052 Forumite
    some more news from today. Number 1) each monthly pyt we make (including our regular OP) means we gain 0.5% equity in my home. Number 2) bank got back to us. mortgage amount we would be looking for are fine so now we have to sell :eek:
    MF aim 10th December 2020 :j:eek:
    MFW 2012 no86 OP 0/2000 :D
  • LilacPixie
    LilacPixie Posts: 8,052 Forumite
    Well OH has survived. It's our wedding anniversary today ut we decided to be MSE and not exchange gifts or cards but we be visiting the cinema on Friday instead because my sister has offered to babysit
    MF aim 10th December 2020 :j:eek:
    MFW 2012 no86 OP 0/2000 :D
  • LilacPixie
    LilacPixie Posts: 8,052 Forumite
    Bullet has been firmly bitten and we have instructed solicitors to amend the price of this place to a fixed price. :eek:

    Ebay listings are firmly in hand. Scary scary stuff :eek:
    MF aim 10th December 2020 :j:eek:
    MFW 2012 no86 OP 0/2000 :D
  • Iris_Blue
    Iris_Blue Posts: 1,421 Forumite
    How long has your house been on the market for LP?

    We have our valuation book for Wednesday. I'm hoping it sells quickly. Good luck to us both! :)
    I can't be bothered updating this anymore
  • CathT
    CathT Posts: 7,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hope you enjoyed the cinema. We see that as a real treat having a 2 year old cos [STRIKE]rarely[/STRIKE] never get out together.

    Hope your house sells quick. Hopefully this time of year will be pretty good because people start looking now so they can be moved by christmas.
    June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!
  • LilacPixie
    LilacPixie Posts: 8,052 Forumite
    edited 18 September 2010 at 3:16PM
    Iris_Blue wrote: »
    How long has your house been on the market for LP?

    We have our valuation book for Wednesday. I'm hoping it sells quickly. Good luck to us both! :)
    It went on the end of may so about 4 months. Not long really but with other pressing problems like mobility suffering because of SPD and it's not getting any better. I worry about how we will manage to pack/move with me either heavy heavy pregnant or with a newborn.

    Cath Cinema was good but £££ we went to see 'the other guys' first time out since between Christmas and New Year. :rotfl:
    MF aim 10th December 2020 :j:eek:
    MFW 2012 no86 OP 0/2000 :D
  • Helo Pixie,

    I read through a lot of your diary and really enjoyed it. Just stick in there - you are on the right path, and very good luck with no3. I had 3 children before I was 25 and everybody thought I was a single parent and having more children to get a council house. I felt like hanging a placard round my neck with my mortgage statement attached to it. Nothing like stereotyping!

    Squirrel x



    Squirrel
    Paid off mortgage nine years early in 2013. Now picking and choosing our work to fit in with the rest of our lives!
    Still thrifty though, after all these years:D
  • LilacPixie
    LilacPixie Posts: 8,052 Forumite
    HEHE Squirrel I know that feeling well. Between none of my regular clothes fit now so I am living in a pair of maternity jean, a long denim skirt, 2 pair of leggings and various long top/dress things I do not feel like I am 'ME'. I must look a right state. Normally its trousers, heels and a shirt for me but SPD meand I need totally flat shoes. I blame the hubby, he isn't quite ready to let his student days go and still looks like a scruffy git so us all together must look a delightful sight.
    MF aim 10th December 2020 :j:eek:
    MFW 2012 no86 OP 0/2000 :D
  • LilacPixie
    LilacPixie Posts: 8,052 Forumite
    LilacPixie wrote: »

    I have some mini lets raise 13k ideas.
    1. [STRIKE]Start MSing again for the pizza hut assignments saving the £20 a month on family pizza treat[/STRIKE]
    2. Get over to oldstyle and join the grocery challenges
    3. Start baking more again, cheaper than buying junk food
    4. Get spends in order
    5. Transfer a lump to savings/mortgage on pay day, if we don't have the cash we can't spend it
    6. Get some bits on ebay over the weekend at 99p starts
    7. clicks and daily surveys, maybe worth a little extra
    8. ditto for surveys, vouchers to reduce gift costs
    9. matched betting, just do it.
    10. [STRIKE]Set a monthly savings goal/challenge[/STRIKE]
    11. get what we need for baby as cheap as possible, same for DD2 winter clothes and DD1 + DD2 winter boots.
    12. Remember to shift money around our reward accounts for the £5 a month 'reward'
    13. Consider moving current account from santander if a financial incentive is offered.

    i've pulled this forward so as to keep track of progress
    MF aim 10th December 2020 :j:eek:
    MFW 2012 no86 OP 0/2000 :D
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    Hi Lilac :) Was 'The Other Guys' any good? I've been umming and ahhing bout seeing it.
    I blame the hubby, he isn't quite ready to let his student days go and still looks like a scruffy git so us all together must look a delightful sight.

    Lol :D I bet you look like a relaxed and comfortable couple who are casually chic (its how I see you anyways)
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
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