We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Skint Spice's journey to being less skinty and more spicy
Comments
-
Glad to see that you are making good progress Skinty, a girl NEEDS boots it will be winter soon.
I really should paint our bedroom next week but the thought of starting it is really not appealing to me at all.
it's suddenly gone all hot and sunny here so I've done Scotland a favour:cool:.
Just start Lou, the one good thing is that it dries quicker when it's not so cold, and it'll be worth it in the end.Mortgage OP 2025 £6250/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £36,210
Money making challenge £38/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0 -
oooo, it's been a while
Well I've decided that seeing as my flat is still a mess and I'm still disorganised I need to get my butt back over here:o!
I have also got a balance at 0% of £3830 which I wasn't too worried about as I have enough to pay it off in savings but I need to use most of my savings for home repairs and although I'm not adding to the debt I'm not doing much about clearing it either....
Trying to work out where my money has gone over the last year.... clothes, entertainment, a couple of holidays and general frittering I think.
To summarise the last year - have managed to keep the weight off :j:j and have rediscovered my love of clothes, social life improved and there's a lovely bloke too causing distraction;)... DS is starting secondary this year and is not too demanding financially but his clothes are getting more expensive now he's a big lump!
Time to regroup, refocus and fight back! I paid a couple of pounds of coppers into the bank today - you've got to start somewhere...
Off to work out how to change signature...Mortgage OP 2025 £6250/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £36,210
Money making challenge £38/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0 -
Ain't it dusty...
"Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
"We were born and raised in a summer haze." Adele 'Someone like you.'
"Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky." OMD 'Julia's Song'0 -
Ain't it dusty...
:rotfl::rotfl::rotfl:Was going to start a new one but thought i'd just jump back in here
Never been one for housekeeping me:o...Mortgage OP 2025 £6250/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £36,210
Money making challenge £38/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0 -
skint_spice wrote: »:rotfl::rotfl::rotfl:Was going to start a new one but thought i'd just jump back in here
Never been one for housekeeping me:o...
That's what children are for. They should neither be seen nor heard - well, not unless you're looking up the chimney...
"Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
"We were born and raised in a summer haze." Adele 'Someone like you.'
"Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky." OMD 'Julia's Song'0 -
Good to see you :wave:I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Hiya Skinty, lovely to see you. Great minds and all that as I just ressurected my diary too:DBut these things take time, I know that I'm, the most inept that ever stepped.0
-
Ok, a post a day makes the debt go away as someone said just yesterday....
DS has decided that rather than do something with me on the last sunday before school starts again he'd rather see his pals... fair enough as he's been at his dad's for a while and hasn't seen them. So today will be tidying up the garden, car washing and ironing - it's a glamorous life NSD though!
Also starting as I mean to go on I've transferred £60 that was sitting as a slush fund in my current account to the CC less temptation to buy another dress off ebay Mortgage OP 2025 £6250/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £36,210
Money making challenge £38/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0 -
skint_spice wrote: »Ok, a post a day makes the debt go away as someone said just yesterday....
Who would say something like that?skint_spice wrote: »DS has decided that rather than do something with me on the last sunday before school starts again he'd rather see his pals... fair enough as he's been at his dad's for a while and hasn't seen them.
Will he not be seeing them at school?skint_spice wrote: »So today will be tidying up the garden, car washing and ironing - it's a glamorous life NSD though!
More glamorous than mine...skint_spice wrote: »Also starting as I mean to go on I've transferred £60 that was sitting as a slush fund in my current account to the CC less temptation to buy another dress off ebay
"I can resist everything but temptation."
- Oscar Wilde"Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
"We were born and raised in a summer haze." Adele 'Someone like you.'
"Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky." OMD 'Julia's Song'0 -
Who would say something like that?
mmm... I wonder:pWill he not be seeing them at school?
Not really, move to big school means they are all in different classes and on the trial days he didn't manage to catch up with them.More glamorous than mine...
awww..."I can resist everything but temptation."
- Oscar Wilde
Yes, but recognising my weaknesses is a good start - millionairedom here I come:D!Mortgage OP 2025 £6250/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £36,210
Money making challenge £38/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.4K Banking & Borrowing
- 253.3K Reduce Debt & Boost Income
- 453.8K Spending & Discounts
- 244.4K Work, Benefits & Business
- 599.6K Mortgages, Homes & Bills
- 177.1K Life & Family
- 257.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards