We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Skint Spice's journey to being less skinty and more spicy
Comments
-
I wish you lots of luck.
You can do this
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
skint_spice wrote: »Soooooo I need to:
1. save, save save.... hoping to make 50% of total target but recent holiday/improvements have put me down to 10%
2. sell, sell, sell - still lots for ebaying here. no big money items but need to declutter
3. cut down on the food shopping! this has been creeping up again and wine consumption needs to drop drastically.
4. get the flat sorted - some of this needs big money but there are lots of things that just need some effort on my part either to paint and decorate or call someone to get little things sorted (eg guttering etc).
So roll on 27th October when I shall be reborn:D!
OK progress update...
1. Rejigging of finances means savings are currently 30%:cool:.
2. Ebay -
no progress as yet but it's a free listing weekend so will try to list a few items.
3. Not too bad for the last couple of weeks but could still do better...
4. Some tidying and decluttering has been done but this one is a work in progress and I'm wondering if I should tackle a room at a time instead of lots of wee jobs so I can see the progress... I now have a button box which means all the spare buttons can be easily found and that I also feel about eighty:rotfl::rotfl::rotfl:!Mortgage OP 2025 £6250/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £36,210
Money making challenge £38/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0 -
Lol, I came across some buttons yesterday that I knew I needed to keep but realised I had nowhere proper to keep them either!!Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0
-
Lol, I came across some buttons yesterday that I knew I needed to keep but realised I had nowhere proper to keep them either!!
it's official I am heading towards middle age:rotfl::rotfl:it is a nice fossil box from a necklace long since lost so doesn't seem quite so bad!Mortgage OP 2025 £6250/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £36,210
Money making challenge £38/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0 -
and tonight I've been busy with the polyfilla... oh the glamour! still it's another wee job off the list...Mortgage OP 2025 £6250/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £36,210
Money making challenge £38/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0 -
1. Savings are currently 42%:cool:.
2. Ebay - still no progress as yet and there won't be for a couple of weeks at least.
3. Still need to cut down on the wine but not bad on the food shopping.
4. Muchos painting done but yet more to do, need to call some folk and get quotes for the stuff I can't do myself but getting there. Fed up of the mess but it will be worth it in the end...
Also all this decluttering and painting is eating into my gym time so need to get that sorted out next week or all the weight shall pile back on.Mortgage OP 2025 £6250/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £36,210
Money making challenge £38/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0 -
Hey Skint, just having a catch up - your savings target is looking good - nearly half way there.
Hows the rebirth going? xxPay Debt by Xmas 16 - 0/12000
There is something about the outside of a horse that is good for the inside of a man.0 -
Hi Penguin, things are going well but I'm sick of the smell of paint now! Getting there.... Had a bit of a spendy day yesterday I must confess and bought the most beautiful boots:o.... just like the Fly London ones I have covetted for ages! but only £40 in TK Maxx...Mortgage OP 2025 £6250/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £36,210
Money making challenge £38/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0 -
Glad to see that you are making good progress Skinty, a girl NEEDS boots it will be winter soon.
I really should paint our bedroom next week but the thought of starting it is really not appealing to me at all.But these things take time, I know that I'm, the most inept that ever stepped.0 -
Boots are definitely a necessity and £40.00 is a good price. Hope the decorating is coming along well xxPay Debt by Xmas 16 - 0/12000
There is something about the outside of a horse that is good for the inside of a man.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.4K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.8K Spending & Discounts
- 244.4K Work, Benefits & Business
- 599.6K Mortgages, Homes & Bills
- 177.1K Life & Family
- 257.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards