📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Today is a new day!

13536384041157

Comments

  • beanielou
    beanielou Posts: 95,676 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Agree with you totally P & F on the disability issues that you raise.
    Take care x
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • I couldn't wait till tom to organise my finances. Its on my mind and so have sorted out where I am with everything today. Amazingly, with child benefit due etc I am going to be ok with my outgoings. It will leave something like just £30 free for incidentals such as milk, petrol, bread etc, but it can be done. So, if I get none of my deliveries done this week, I will be able to hang in there. What a relief. Will not worry about the bills due at the end of the month untilafter this week! So, as detailed before am focusing on my prospect calls and anything else I can do to move my business on so that when the good weather returns I can focus completely on my retailing and getting those sales and then working to get the balance between achieving the sales I will get and the team I intend to have!.
    My debts at LBM (2009)Grand Total £161,983.77.(Incs everything, mtge, cr cards, loans)
    May 2013 £124,080.27= £37,903.50 paid off WOW!!!!! Well done! There is a guardian angel out there! :AI'm visualising success, debt freeness, and happy days!:T
  • BTW, £670 of the £997 I sold last week has arrived today so I will at least be able to get it sorted for delivery hopefully sooner than later, that has lifted my spirits too and I feel much lighter in my heart ! I am hopeful the £327 worth o/s will arrive tom or weds. Snow is expected here tom eve so will just have too see how we go. On with a couple of tel calls now, then supper, then sort out brochures so they are as ready as possible. All I will need to do is insert the day ticket saying when I will collect them - when I know!! Come on ice, melt, melt, melt!! Snow, snow go away pretty please!
    My debts at LBM (2009)Grand Total £161,983.77.(Incs everything, mtge, cr cards, loans)
    May 2013 £124,080.27= £37,903.50 paid off WOW!!!!! Well done! There is a guardian angel out there! :AI'm visualising success, debt freeness, and happy days!:T
  • Another day at home for me today. No surprise really but I was secretly hoping the ice and snow would melt more than it has! So blessed to have a lovely lovely neighbour whose children go to the same school as dd and she has kindly taken dd in this am and will collect her later. dd normally goes to an after school club today and it would be good if she still was because Icould do my tel calls in peace, but then I would not physically be able to collect her. Ive not seen such ice or thick snow in years. Our road here is just simply an ice rink like many others, and the pavements are in even worst condition. Another NSD which is good, but another day of no earning too, everything Im doing from home is for the long term success of the business. I am determined to make sure everything turns out ok though. All will be well!
    My debts at LBM (2009)Grand Total £161,983.77.(Incs everything, mtge, cr cards, loans)
    May 2013 £124,080.27= £37,903.50 paid off WOW!!!!! Well done! There is a guardian angel out there! :AI'm visualising success, debt freeness, and happy days!:T
  • gingababe
    gingababe Posts: 1,040 Forumite
    Part of the Furniture Combo Breaker
    Wow positive and focused, I have stumbled across your diary! what an inspiration.
    G x
  • Its been snowing here overnight and its still snowing steadily. What a thing this is becoming. School website not yet showing if it will be open. Will get organised as if it is. Once more, will need to ask my neighbour if she can take dd. Another friend has texted me to see how Im doing with work, offering to help. That is so kind of her, the trouble I have is if she helps me put books out I will most certainly need help picking them up because its a sure thing there will be ice over the next few days. She is a working mum too, how could I say I would need help collecting them too, and then with the deliveries. What Ive done is thank her, and suggest her help with getting my £1K order from last week delivered to customers which would be really helpful, and leave the putting out of books until this weather is over.

    Have started a course of appts with a counselling service the school offer. The lady came to my house yesterday. Its supposed to be independent from the school. She raised the issue of lateness, the school get concerned that sometimes dd is 5/10 mins late. I was so mad inside. This has only become an issue since the headmaster left, and we have a new headmistress. I have stated to them in black and white, that I will endeavour to get Jill to school on time, but I m sorry I have a disability and everything takes more energy to get done, and I do not want to be someone who does not work, and so therefore I get v tired, and sometimes I find the mornings really tough, and the eveninings I sometimes fall asleep on the sofa at 8pm, and then there is washing up etc to get done, and things to prepare for for school which are left til the next am and my days work. I have explained to them that if I wasn't working, the support would be available to me of having help getting dd to school, but why should I not have the same life opportunities as the next person. Why should I be dictated to what I can and can not do, and by not working I would most certainly have to sell our home which represents what I have achieved through my work. How dare they put me in a position where I actually feel I should be considering that option. Oh, their attitude it makes me so mad, there is just no realisation of what a disability can do to someone. I really do endeavour to just get on with it and be like everyone else, and when this woman raised the issue yesterday, I knew the school still did not understand. As far as I am aware, there are other disabled parents at the school, but Im the only one on my own with dd. Oh, I can explain till Im blue in the face, and they would just nod, and then it will be raised a few weeks later.

    Dont get me wrong, Im grateful for the service the school are offering. I want to keep the calmness I feel dd and I achieved by going to the NVA trip to Newcastle re my dh situation, hence taking the counselling sessions but I still feel I have this huge battle on my hands and there is only me to fight it.

    On with helping dd get ready for school for my neighbour and on with the day! ..
    My debts at LBM (2009)Grand Total £161,983.77.(Incs everything, mtge, cr cards, loans)
    May 2013 £124,080.27= £37,903.50 paid off WOW!!!!! Well done! There is a guardian angel out there! :AI'm visualising success, debt freeness, and happy days!:T
  • School has opened but from 10am. Neighbour takn dd, but am half expecting her to return with dd and her children. Has not stopped snowing today, and the website now says not all the teachers have bee able to get in, one ofmy neighbours friends could not get any traction on the main road to the school, am wondering if anywhere has been gritted!. So, def another day at home. Already done a bit since my last post earlier this am. My dd is just such a sweet sweet girl. When I went up to check she was getting dressed, she had made my bed for me, and a very good job she did too. Bless her!
    My debts at LBM (2009)Grand Total £161,983.77.(Incs everything, mtge, cr cards, loans)
    May 2013 £124,080.27= £37,903.50 paid off WOW!!!!! Well done! There is a guardian angel out there! :AI'm visualising success, debt freeness, and happy days!:T
  • InaPickle
    InaPickle Posts: 5,968 Forumite
    1,000 Posts Combo Breaker
    School has opened but from 10am. Neighbour takn dd, but am half expecting her to return with dd and her children. Has not stopped snowing today, and the website now says not all the teachers have bee able to get in, one ofmy neighbours friends could not get any traction on the main road to the school, am wondering if anywhere has been gritted!. So, def another day at home. Already done a bit since my last post earlier this am. My dd is just such a sweet sweet girl. When I went up to check she was getting dressed, she had made my bed for me, and a very good job she did too. Bless her!

    Aww! How sweet! :)

    I'm glad to see you are making the best of your enforced 'time at home'. I'm sure by doing this you will be in the best position to bounce back in tems of business as soon as you can get out and about. I hope it goes well, so take care of yourself and DD and let us know how it goes! x
    Please call me 'Pickle'
    No More Buying Books: ???
    No More Buying DVDs: ???
    NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
    P
    roud to be dealing with her debts 1198~

  • dawnybabes
    dawnybabes Posts: 3,371 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Aw = we have kids at school regulary late for no reason. Could you suggest the school set up a walking bus route which may make it easier for you ?
    Sealed pot challenge 822

    Jan - £176.66 :j
  • POSITIVE_AND_FOCUSED
    POSITIVE_AND_FOCUSED Posts: 790 Forumite
    edited 13 January 2010 at 5:11PM
    dawnybabes wrote: »
    Aw = we have kids at school regulary late for no reason. Could you suggest the school set up a walking bus route which may make it easier for you ?

    Thanks for the suggestion Dawnybabes. There is no bus route in place from here. Which ever school dd was going to end up at, I would have needed to drive there because I save my walking for working, and that way save my energy for earning the money. The issue I feel I have with the school is that of course I want to get dd there on time, that is my goal every day, and many days I succeed - I mustnt forget that! - the thing is there seems v little understanding of the implications that my disability does have on the days where I basically fail, when basically I have an "off" day, when Im just that bit more tired than usual or things like the cold weather effects my mobility more than usual. I simply can not always do it all, and things take me longer to do.My best is simply not good enough, and if they did school reports on parents, I would most certainly have the words, "needs to do better" on mine!! When dd is at the Comprehensive up the road hopefully, it will be completely different as she will be old enough to walk there without me.

    Im coming accross as a real whinge bag which I dont really want to be, however I dont know how else to explain it. It is as it is. I dont know what I can change to correct the days Dd is late. Im all for keeping my head down, not feeling sorry for myself, being as my name says positive, and doing my best every day, just sometimes the realty is that I have a disability that I can not always pretend isn't there, it is there and it has implications. Add to that, I am on my own in the day to day running of everything in dd and my life. My finances, home, my business, my family life and ongoingly dealing with the dh situation.

    Quite simply, I am not prepared to go down the route that Social Services suggested to me when I fell over more than I do now. For them to help me more I would have to forfeit my work and go on Incapacity benefit. To do that and survive financially, I would most certainly have to sell this home, and go on the housing list presumably, but most importantly they would be taking my heart and soul away from me. What has this country come to if that is the only option a disabled person can have in order to secure some understanding of their challenges from social services and indeed the school? So, I am on my own with this ongoing challenge, and I would rather be in the circumstances, and the school will just have to put up with it until I can build on ways of overcoming the various challenges that rear their heads from time to time!

    Dd just come home. Thats my rant for the day! Will go and make us a cuppa and get on with some bits before having a cuddle with her and supper! I am positive, positive, positive!!!!
    My debts at LBM (2009)Grand Total £161,983.77.(Incs everything, mtge, cr cards, loans)
    May 2013 £124,080.27= £37,903.50 paid off WOW!!!!! Well done! There is a guardian angel out there! :AI'm visualising success, debt freeness, and happy days!:T
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.4K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.