📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Today is a new day!

11819212324157

Comments

  • Nessa56
    Nessa56 Posts: 946 Forumite
    Part of the Furniture Combo Breaker PPI Party Pooper
    I have been reading your thread since the beginning and I am full of admiration for you and am absolutely disgusted with what you have written about the trains can't believe it.

    I to live close to London and would be happy to come and help you.

    Having said that if that was me now I would rather try to walk there than give them my money !!!(Ican't walk very far due to a problem with my pyrifomis but I would try !!)

    As you said you are blessed as I am to have a car, if I was you I would use it, take your time enjoy the time with your dd and enjoy the feeling of achievement that you will undoubtedly feel when you reach your destination and then just enjoy your break. you deserve it

    good luck

    v
    x
    :grin:
    SEALED POT CHALLENGE 6 - MEMBER NUMBER 086 Special Star from Sue :staradmin :T:T
  • Keeping_Motivated
    Keeping_Motivated Posts: 3,653 Forumite
    Part of the Furniture
    edited 4 October 2009 at 12:41PM
    Thats just so frustrating for you! x

    Is there any possibility of getting the coach? I know it would take longer than train but you and DD could relax, talk, read etc or snooze if you're lucky rather than the tiring yourself driving?
  • TWINKLE
    TWINKLE Posts: 176 Forumite
    Thank you for that bit of advice DF. As it transpires I didn't have a chance to do anything with Ebay at the weekend and have slotted it into my plans for Weds.

    So, where am I at. Am really searching within myself for positiveness and strength. Saturday was a day from hell apart from the two hours my dd and I treated ourselves to lunch out where we had a lovely time enjoying the treat and then later in the eve having a cuddle while watching x factor. We worked sat, and my dd was just dreadful through out it all. I wept because I felt guilty anyway that we were needing to work, however the simple truth is that I could not fit it all in last week while she was at school. I would have normally cancelled the treat as she was being so naughty, a child of 6 basically, but I was looking forward to it, it saved me cooking and I knew we would have a lovely time. My dd had a tantrum in Asda when I said no to some sweets later that day and that finished me off entirely. Then to top it all I fell over in the kitchen! I was so cross with myself about everything by then!!!.

    Anyway, yesterday my friend popped round, and she and her children ended up staying for lunch. It was so so lovely but of course it did mean my plans didn't happen and Im in catch up mode. However, my friend is one in a million and it was lovely she wanted to spend the day with us and it was a lovely time!!

    So, today have cried this am, as I have allowed so many things to get to me. My dh is in my thoughts daily, am beginning to understand the fact that its not just the murderers who get a life sentence, its the family too. Sometimes, I just want to feel normal whatever that is!!! Other reasons for my weeping this am are my dd not getting ready for school without me having to nag her to do it, the fact that my disability is really getting me down at the mo, I want to do so much but just can not fit it in!, my sales are fab, just want to feel on top of outgoings, sick to death of worrying, not sure what I can do to inject energy into the situation when I am still so tired falling asleep in the armchair virtually every night. Is the reality of the situation that as much as I want to live up to my name - positive and focused - the truth is I am mad for thinking I could ever achieve what I want to do. Am I really kidding myself? What can I change to ensure the progress I want does actually happen? I am just me, and oh how I feel so inadequate most of the time, so different, unsure of myself. Frustrated with myself too.

    That said there are some really great positives which I just have to focus on. The mortgage is paid today. Hoorah!.Another month survived. One of my team members signed someone into her team. Im so chuffed for her. I have a number of prospects who Im hopeful will want to join too so heres hoping my efforts in this dept will pay off! My sales are fab. Just about reached my target of £1500 last week by the skin of my teeth, but the point is I did it, so Im not totally useless!

    Just trying to believe that I can do this, that all will be ok, that I can keep going, and that eventually this situation will be no more. Oh how I long for that df day!
    Hi PaF, I think you're doing great! If the truth be known we all have times when we feel overwhelmed. Positive and Focused is definitely the right name for you - you always manage to pull through in the end and achieve amazing things. You don't lie down under it all. Keep going - well done!
    LBM - August 2009:eek: DMP started - Jan 2010:o
    Total Debt - [STRIKE]£13,000 [/STRIKE] [STRIKE]£11,000 [/STRIKE]£9,750
  • Thank you all for your offers of help and advice. I'm a lot calmer now about it!!! I have decided most def I am going to drive now. A coach would be great however I still need to think about getting to the hotel, and the time it would take. By car Im looking at a 6 hour journey and we need to be at the hotel by 1pm. Coach would most def take longer than 6 hours, plus more stops potentially than we would make ourselves. I think we will be ok. Im a confident driver, love driving on the motorways. Dd and I could have some fun, she could sleep if need be, it would be completely hasslefree and I would have total peace of mind of being able to achieve the task in hand.

    So onward and upward, the start of a new day, day to go as follows, working for next 30 mins here, get dd and I ready for getting her to school, do a del, home, prospect calls for a couple of hours, go out and collect some brochures, home, sort out a del - £700 worth today Yeah!! Del it, home by 7.30pm ish, may have to leave some customers till tomorrow - those who are not expecting me to del today, mum bring dd home, dd to bed, supper, sort out brochures, bed! Better get on with the task in hand...
    My debts at LBM (2009)Grand Total £161,983.77.(Incs everything, mtge, cr cards, loans)
    May 2013 £124,080.27= £37,903.50 paid off WOW!!!!! Well done! There is a guardian angel out there! :AI'm visualising success, debt freeness, and happy days!:T
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Make sure that when you cancel your train ticket, you make it perfectly clear that it was due to the discrimination you were shown that you are unable to make the journey. You should not have to pay the £10 cancellation fee, in the circumstances.

    I would draft an appropriate letter ready to send off quoting the relevant Act.........
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • Just got off the tel from the train co. Went through to their Customer Relations Dept because they were not going to refund me the journey price from Kings Cross to Newcastle. I explained the situation, she told me they can not be held accountable for the underground, and so I replied so are you saying I am responsible by making me pay for a ticket I basically can not use?I added that I felt what she was saying was a cop out because they clearly rely on the underground to enable customers to make their connections from one station to another to continue using their services so from that perspective it was entirely their responsibility as much as the underground to ensure their customers can get from one train to another. Anyway, no apology was offered, they will however refund me the entire amount but I have to wait to receive the tickets, send them back with a covering letter, and then get the refund. More work, more letter writing, more delay. Oh it so annoys, and Im £98 down which would be just so helpful right now for what? I have just £3 to put petrol in my tank until I get my del done later. What a thing.

    Onward and upward...
    My debts at LBM (2009)Grand Total £161,983.77.(Incs everything, mtge, cr cards, loans)
    May 2013 £124,080.27= £37,903.50 paid off WOW!!!!! Well done! There is a guardian angel out there! :AI'm visualising success, debt freeness, and happy days!:T
  • Well, NVA are wanting to reimburse my petrol costs re travelling oh thank you on high. All will be well.
    My debts at LBM (2009)Grand Total £161,983.77.(Incs everything, mtge, cr cards, loans)
    May 2013 £124,080.27= £37,903.50 paid off WOW!!!!! Well done! There is a guardian angel out there! :AI'm visualising success, debt freeness, and happy days!:T
  • Could kick myself. I remember a chq for £9 until last week, then for some reason I dont include it in my calculations, then it happens to be presented n the same day as my council tax, and I am going to be charged £35. Why did Iforget about it? Why do I like to work for nothing, lets face it £35 for a stupid mistake is essentially me working for nothing for a day. Oh I thought I was doing so so well. Am so fed up with this situation. Why oh why did I forget £9. What a thing. I just wonder if I shouldn't just run away and run, run run. Be free.
    My debts at LBM (2009)Grand Total £161,983.77.(Incs everything, mtge, cr cards, loans)
    May 2013 £124,080.27= £37,903.50 paid off WOW!!!!! Well done! There is a guardian angel out there! :AI'm visualising success, debt freeness, and happy days!:T
  • TWINKLE
    TWINKLE Posts: 176 Forumite
    Morning PaF - I know how you feel - I got charged £168.00 in fees from my old bank yesterday:eek: Just keep moving forward, you have come through much worse than this and tomorrow is another day.
    LBM - August 2009:eek: DMP started - Jan 2010:o
    Total Debt - [STRIKE]£13,000 [/STRIKE] [STRIKE]£11,000 [/STRIKE]£9,750
  • Well, dev since my last entry. Having a strange sort of week. Retail not as high as £1500 target however I am just about to collect more books in an hour or so, so you will wait and see! In truth Ive let a whole no of things get to me and have wanted to deal with them straight away as opposed to leaving them till the weekend so I have not prioritised my time effectively to ensure I get the books out that I need to reach that target. However, Im not too worried because next week will be different as I have reviewed how to address this, and I am confident I will do it. So, progress so far this week:

    1. Heard back from Halifax re my bank charges claim. I raised the issue of the Disability Discrimination Act in the sense I think they have a case to answer for the occasions they charged me when I was recovering from a fall and unable to get to the bank, and was essentially told hard luck when I called them to explain. That query has not been answered at all. I have just received their standard reply, so have written to them again requesting that they take the time to read my letter first! and actually respond to the issues raised!
    2. Have received the train tickets I no longer require, and have duly written to the Customer Relations Dept requesting a full refund as discussed by tel. Waiting for that to happen.
    3. Other paperwork that has needed doing has been done.
    4.Have today recd a refund of £293 from Scottish Power, going straight into my bank account this afternoon.

    Whilst I will inevitably receive a £35 charge for my £9 error, I have been v blessed and recd a food parcel from the charity who helped pay for my stair lift, so it's almost like someone is telling me all is well and not to worry. I have pasta, rice, soup, olive oil, tins of veg, pasta sauce, cereal. So kind of them to think of me and I will be able to make up a number of meals in a jiffy at no extra cost!.

    Then the other lovely thing is that my dd is getting so excited about our time away soon. Only 18 sleeps and shes counting!

    Right, thats it, back to work, build my business and beat those bills and debts.
    My debts at LBM (2009)Grand Total £161,983.77.(Incs everything, mtge, cr cards, loans)
    May 2013 £124,080.27= £37,903.50 paid off WOW!!!!! Well done! There is a guardian angel out there! :AI'm visualising success, debt freeness, and happy days!:T
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.5K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.