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Today is a new day!
Comments
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Ok, given myself an overhaul today. Have set my goals for the remainder of the year, put them in my Happiness and Heath, Success and Wealth folder, and will record them here as part of my df journey.
Business: Retail £1500 a week,
Bring 2 people into the bus every 4 weeks, help them to achieve their goals.
To be earning £2300 gross 4 weekly min
Personal: No more sleeping in the chair. Bad habits are hard to break, however this is one that needs to go
Exercise bike 10 mins a day
Spin class 1 a week - getting to 2 a week is just too much for me around my work and dd commitments.
Read with dd EVERY night. Prioritise my time with her.
Prepare meals for week ahead during the weekend before.
Maintain my focus on Personal Development.
Fruit not chocolate!
Financial: Reduce overall debt by £10K less tax bill
Secured repayts monthly £1600 approx
Unsecured debt repayts monthly £1400 min
Sales of furniture at auction - pending £1K to £1500 approx
Limited edition pictures Ebay or auction To be confirmed but £3K approx
Increased income fron bus over Xmas period £3K min
Total £10K min
Pay tax bill before end of year, then everything upstraight for next year.
Will update at end of year to see what achieved exactly.
On with the day, much clearer in my head re direction of things, and feel more positive about everything. Not sure if this feeling of being a square peg trying to get in a round hole will ever go away, its seems to pop up every so often but then so what! Im telling myself. I will most certainly not allow it to stop me from achieving my dreams of providing for dd, financial freedom and feeling good about myself and what I'm achieving.
Anyone popping in, have a nice Sun.My debts at LBM (2009)Grand Total £161,983.77.(Incs everything, mtge, cr cards, loans)
May 2013 £124,080.27= £37,903.50 paid off WOW!!!!! Well done! There is a guardian angel out there! :AI'm visualising success, debt freeness, and happy days!:T0 -
Hey PaF - good reading. You are busy, aren't you?! Those debts should be scared...very scared!
And don't worry about feeling like a square peg in a round hole - everyone does, sometimes. I know I do. One of my pet theories in life is that most people do a lot of the time, and that if we could all see that, then we would be so much nicer to the people around us. The thing is, in real life, we never divulge our 'square' feelings. xPlease call me 'Pickle'
No More Buying Books: ???
No More Buying DVDs: ???
NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
Proud to be dealing with her debts 1198~
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I'm a square peg ! Got to the point that I don't actually care what people think of me though. It's always based on assumptions..
Good to see you upbeat again PAF.DC.
"Some people walk in the rain... others just get wet... " - Roger Miller0 -
POSITIVE_AND_FOCUSED wrote: »Thank you Scrooge. I do go through these patches where I feel totally done in and hard done by when dealing with life in general. Prob why I nevergot on with The Secret book in the sense that I do not for one minute think disability and such like is because of the person thinking negatively ( Put v simply I know). Some things are just the way we are as we live in an imperfect world and thats that. Your son will be absolutely ok in his life with his determination and attitude. Please dont think for one minute I do think Im really hard done by and ungrateful, I m just selfish sometimes! I actually like being me and proving peoples pre conceptions of me wrong. Its become a part of me over the years!
My disability was the result of a whooping cough jab as a baby so I was born ok. Ive made my peace with that, and my parents have fought for me every day and never gave up on me. I have given up on ever receiving compensation from the govt who have flatly denied it ever happened when it most definately did and have since conveniently lost my medical records covering the 6 crucial months in question, bu I feel life is too short to be adding them - the govt - to the fighting list! One doc told mum and dad I would be a vegetable and it was wise for them not to have hope. That was in the olden days as my dd calls them - the olden days are when I was born in 1965! Anyway, they wouldn't give up on me mum and dad. I couldn't walk till I was about 4/5 and regularly visitedGreat Orman Street for checks etc. Had an op etc etc. Now, In my mind I visualise myself as normal, I generally dont even refer to my disability in my day to day life, just I let my negative thoughts come out about it somewhere from time to time, as its when you try and merge with everyone else in life. I want to be nrmal, and I work really hard to be that, however the fact remains that as much as I may visualise me doing sometghing in an hour say, the truth is treat me like the weather, double it and add 30, not quite that bad but you get the idea. It takes longer to do, it takes up more energy and effort, I get tired, and I simply can not do as much as I would want to in my mind!!
Anyway, moving on today is a new day! Am looking forward to the weekend as sun is ebay day! Yeah, and tomorrow - sat - I will be working with dd for some of it but that will be because we are travelling to my sis after school with mum to celebrate my neices 5 year birthday today, so a shorter day working today. Dd is beside herself with excitement to see her cousins. It will be an hour and a half in the car I should think with rush hour and all. Anyway, looking forward to it.
Take care and thank you once again xx
Im really proud of you. I work in social care and I see alot of people who dont seem to have the determination and positivity that you do. I understand that it is difficult and Im really happy that your content with yourself.0 -
Hey PaF - good reading. You are busy, aren't you?! Those debts should be scared...very scared!
And don't worry about feeling like a square peg in a round hole - everyone does, sometimes. I know I do. One of my pet theories in life is that most people do a lot of the time, and that if we could all see that, then we would be so much nicer to the people around us. The thing is, in real life, we never divulge our 'square' feelings. x
If I stay busy, Im being proactive, If Im proactive I feel good about life. The sooner Im out of this financial mess, the better t is for me and my dd so theres not a moment to waste to getting organised for each week to maximise the opportunity to bring in money. It's the way Ive become. Today is another work filled day, feeling ready to take it on. Just praying my plan to cover all the bills due this week - including now 2 £35 charges, one my fault, the other not, and have the mortgage covered a week today works. I am sure it will.
The one thing I haven't done this weekend is load my pictures on ebay. A neighbour suggested a local auction house who sell contemporary limited edition prints amongst other pictures. Going to see what whats there first to make sure Im making the right decision about how to sell them and maximise the price I get for them. Must get dd sorted for school....My debts at LBM (2009)Grand Total £161,983.77.(Incs everything, mtge, cr cards, loans)
May 2013 £124,080.27= £37,903.50 paid off WOW!!!!! Well done! There is a guardian angel out there! :AI'm visualising success, debt freeness, and happy days!:T0 -
Updated my signature. Slowly, its going in the right direction. !My debts at LBM (2009)Grand Total £161,983.77.(Incs everything, mtge, cr cards, loans)
May 2013 £124,080.27= £37,903.50 paid off WOW!!!!! Well done! There is a guardian angel out there! :AI'm visualising success, debt freeness, and happy days!:T0 -
sorry just read you talking about the secret and had to reply (will go back and read the rest) ...i totally agree with you ...the book has me spitting feathers to put it mildly ...according to her all those people that died during the tsunami brought it on themselves??? i do however believe in karma and will find it interesting to find out exactly how she dies0
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Things are looking good!
And *sings and dances* I'm having a very good day, too. It's a win/win situation!
(Check out my diary and you will see why.
)
Please call me 'Pickle'
No More Buying Books: ???
No More Buying DVDs: ???
NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
Proud to be dealing with her debts 1198~
0 -
Just popping on to update where Im at with everything. Today is a working at home day. Been catching up with some letter writing and paperwork.
So, Ive done the following,
Letter to dd school
Placed an order for £824! Yeah, so pleased with that, that was picked up on Mon, due to del on fri. Will be hoping to collect the same tom which means I am finally getting there re my £1500 weekly retail target. Still working hard on my prospecting, that will happen!.
Currently waiting for a £250 order to deliver with dd later this afternoon.
Sorted supper. having chicken casserole with roast pots.
Sorted finances, am super confident will have the money for mtge and life cover, due to go out next Mon. £500 down at the mo, but with commission from sales pending, and a tax credit payt due, I will be ok. A big thank you to my guardian angel!
To do: Call Co I rent washer dryer from as it is broken! I rent my TV and washing machine but the beauty is there is no call out charge or anything when things go wrong, and as Im on my own at home too it works just right for me. Complete peace of mind.
Call stairlift Co, stairlift making a funny noise!
Emails recd
Email some leads.
Sort out del when it arrives.
Do a/p
Do bus tel calls , as many as can fit in before collecting dd, and then as soon as we get home from dels later.
Do supper.
Prepare for tom
Do you know I am so lucky, so blessed to have my dd. On Mon, she gets home at about 7/8pm. She goes to school, then afterschool club, then my mums, enabling me to work till 7/8pm without worrying about her. It was dark, and I just got home as mum and dd arrived. and at the dear age of 6, she promptly got the washing in for me before getting ready for bed and going to sleep! What a dear soul. She told me I work too hard, but after collecting £824 sales in just one day, I was on a high!
On that note, better get back to building my business .....My debts at LBM (2009)Grand Total £161,983.77.(Incs everything, mtge, cr cards, loans)
May 2013 £124,080.27= £37,903.50 paid off WOW!!!!! Well done! There is a guardian angel out there! :AI'm visualising success, debt freeness, and happy days!:T0 -
Thats so sweet from your little DD! And good for you, £824!!! Thats fantastic. Fancy your target being up at £1500 now - I do admire the way you genuinely use it as a target, not keeping it low enough so that you just about achieve it, but set high enough so that you have to stretch to get to it. What you're doing is brilliant!2023: the year I get to buy a car0
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