Today is a new day!

POSITIVE_AND_FOCUSED

Feeling strangely calm about finances today. Realise that having a chq for £293 in my account is a nice feeling. Surely I could raise that amount on a regular basis from doing my beloved business and other things ? Will sit down tomorrow and assess my situation. It feels good to have a buffer and I have the money to pay all the bills due next week. Paid a further £369.84 off my morgage and sec loans this month so pleased with that too. Just had a break, need to do a few tel calls now, then back out to get those books out and dels done. DD to be colected from after school club at 6, will need to do a few dels after that when people are home, but hoping to be home by 7ish. Having pasta for supper and need to address getting to bed this eve not in the middle of the night. Not a night has gone by where I am in bed at a reasonable time, last night was 2pm, I fell asleep at 8.30ish in the chair. Its really niggling me now!

Thats me for now. Looking forward to a productive and relaxing and enjoyable weekend. Housework, paperwork, baking tom. Seeing cousin and baby on sun. Looking forward to that.

POSITIVE_AND_FOCUSED

Well, just a quick entry to report that I slept in my bed for the entire night. Hoorah! I can do it. I realise the thing Is that although I had a busy constructive day I was not over tired yesterday, and that is what I get with working in the week, and when I get over tired I fall asleep in the chair and thats it till 3/4ish in the morning. So, I need to address getting over tired, and how I do that I just do not kbnow without working less which would be detrimental to the money coming in and keeping upstraight with everything. Will have to assess what I can do there.

Anyway, moving on, just quickly, can relax a bit re my finances. While we are away in Newcastle, 5 bills are due inc my mortgage. Have calculated that the money will be there before we go to cover them all so I can relax there. I have also reviewed my progress so far in my business and set myself a sales target of at least £3500, £4K ideally. And 1 new recruit between now and end of month, so just over 2 weeks to do that. If some of those sales have to go through on our return from Newcastle it wont matter, its just wanting to keep up the momentum and do well while I can and become more secure financially. I just want my best to be good enough at the end of the day.

Right, off to do my team newsletter, My team and I, Ive called us The Shining Stars! and some returns, then have brekkie, then get dressed, then spend the day with my cousin and family, She has a dd of 2 years and my dd can't wait to see her and look after her! We are going out for lunch which she has texted to say they will pay for which is v nice of them, but I will want to pay something. Anyway, better get on, do what I set out to do!

dizzybuff

Hi welcome and hugs xxxx

scrooge2008

Sounds like you have a lovely day ahead of you.

I like the name The Shining Stars.

Perhaps just breaking the vicious circle of being exhausted, then sleeping in the chair, which then further contributes to your exhaustion, will be the turning point.

You are now starting a virtuous circle :T.

Not long now to Newcastle!

honeybear_2

POSITIVE_AND_FOCUSED wrote: »

Well, just a quick entry to report that I slept in my bed for the entire night. Hoorah! I can do it.

Well done! :T

Hope this is the start of some better nights for you

POSITIVE_AND_FOCUSED

Amazing thats its been a week since my last entry.

Well, am having to realise that what I want to achieve in my business and what is actually being achieved are two diffeent things and I need to review them. Getting the sales is not an issue whatsoever, its being able to have the energy to get them, deal with them etc. I was the Top Retailer in my group last year out of some 1000 distributors, sold £59K. From Sept to the end, I was selling £1500 plus a week such was my determination and desire to win that trophy which still sits on my mantlepiece in my lounge with my name engraved on it. Yet this year, Im out there getting the books in, and then once dd in bed, am falling asleep myself before Ive sorted anything for the next day. Im just so tired. Im behind timewise and so it is at the mo. Im behind with my prospect calls too, and building my team is where I want to be. I think I just need 2 of me!!!! This did happen last year, the chaos of working so hard but this year Im spending more time with dd doing her reading etc, that all takes time, the weather has turned colder, and it does effect my walking, but then that was the case last year too, so not an excuse! Anyway...what I need to remember is that without Kleeneze we would simply not be in this little home of ours. Im amazed that we are nearing the end of the year and everything is paid upstraight. We are getting by, and things will become easier as time goes by. We are within our limits everywhere, no arrears, simply amazing, and so I know Im in the right place doing the right thing doing something I love, and enjoy the challenge of.

So, have decided to just do my utmost this week, make sure the money is in the bank for next week which is the week we are in Newcastle. Focus on getting organised for next week - packing etc. My car needs a new tyre which I must get sorted. I was stranded last week when it went flat and was in waiting land till the RAC could come.

I can't believe this time next week - less than 7 sleeps in dd language - we will be literally on our way there, hopefully half way just about to have brekkie and a break before the second half of the journey! The plan is to drive either side of the rush hour and have a break more or less when the rush hour is happening.

Am still waiting for the refund from National Express. I gave them 10 days from sending my letter and nothing, called them on thursday. Amazingly they had recd my letter that day!, and they were going to send me a chq which takes 10 days to be issued, I put my foot down and req that they refund me via my card which would be cleared funds when it hits my account and takes just 5 days! They have agreed to do that. The reason the lady gave as to why a cheque was going to be issued was because the auto refunds are on another floor!!! In the end she was helpful and I just hope the refund is on its way to my account as we speak! MBNA were supposed to deal with my charges query by the 12th Oct. Have heard nothing. They owe me £51. I called them yesterday and they have said they will deal with it this week. Will wait and see,

One step of great joy is that my monthly spending target is £550. This includes food, petrol for work, dd's childcare expenses which takes up £125 of that, business expenses and I finally got it down to £568 last month for the first time ever since my LBM so Im getting there with my money saving!. This included a birthday so I was very pleased. My target this month is £500.

On the money side, am realising my target of paying off £10K by the end of the year is too high. I will strive for it, just need to be more realisitic. Have decided that to keep within my spending budget, be upstraight with my debt repayments and see them reduce, cover Xmas, and my Tax bill, and have an emergency fund is more realistic. So, thats what I will be happy with, anything more is a bonus!

So, onward and upward, plan in short is, get through this week, organise for trip to Newcastle, get work upstraight before Newcastle - all my prospect calls included, enjoy Newcastle and get organised in my brain with dh situation, really make sure dd has a wonderful time and can start to feel less alone without her daddy, knowing she knows other children in the same situation. Come back refreshed and with a clear mind to review our life, home and work strategy. All of it needs to be addressed really. I no longer want to feel Im muddling my way through every day. Dd needs a mummy that isn't tired, angry or worried, she - and me - needs me to smile and relax more and be able to stick to a realistic plan so that work doesn't over lap into our time together. I will find a way to get the balance Im saying to myself without effecting our income!

Heres to a productive and positive day, and getting to bed at a decent time!!!

scrooge2008

Good to hear from you PAF.

Hope this week goes well and that you are well prepared for the Newcastle trip. It sounds like it could be a momentous time for your both, i'm excited for you.

All the best.

POSITIVE_AND_FOCUSED

Thanks Scrooge

It will be fab, really looking forward to it and my dd is beside herself with excitement. We are at the stage of saying, "this time next week we will be waking up in a hotel, and getting set for a lovely day...."

Other good news to report, received my refund from Express Trains yesterday. Picked up lots oflovely orders yesterday, not sure how much they total yet, just about to go out and get some more.

This weekend is set to be busy in a very nice way now as my mum tel me yest to say would we go with her and dad to my brothers. They prefer being driven rather than fighting the busy traffic in the busy city centre where he lives, I don't mind driving, for years I had to be driven here there and everywhere when I was epileptic, so its lovely to repay the favour and help out family and friends now by driving them. So we are all going for a cream tea sat afternoon with brother in tow!, then back to mum and dads for a takeaway and watching x factor. Sun will be doing a last couple of deliveries, finalising getting the packing and house straight ready for getting up in the middle of the night to go on our travels. Intend to leave at 4am ish, have it all planned out, including making sure we get enough sleep to manage the journey ok, thank you on high for giving us an extra hour in bed this weekend!!! So just need to execute the plan!

Off to work now...

POSITIVE_AND_FOCUSED

Well, so far so good! Have had such a busy week, and am getting there with ensuring everything re my business is up to straight before we travel in the early hours of mon am. So, this is a quick entry to detail that money in the bank to cover my mortgage next week, have started the packing, have a handful of deliveries to do today and tomorrow to make sure customers have their goods before we go away. have 9 prospect calls to make to ensure that department is upstraight. The house is clean and tidy, and all is feeling well . Have an order to process on our return and loads of tel calls so everything is organised as much as it can be at this stage. Busy day today, and tomorrow a relaxing one before the journey!!!
So, on my return am really hopeful I can address a number of things about my - our - lifestyle and my business to ensure a better happier life. The greatest joy will be seeing my dd happily enjoying our break away. The excitement is really brewing now!!

InaPickle

Have fun, PaF!