A lurkers small celebration!

savvy

jinky67 wrote: »

is this enough to keep you going?

LMAO for now jinky :T ..............but might need topping up tomorrow night?? :rotfl::rotfl::rotfl:

savvy

Thanks Reverbe :j:j:j :beer:

ThinkingOfLinking

A massive congratulations to you on a brilliant achievement. Here's to a bright, debt free future.

savvy

Hi Ember Thanks, and I think I will still be working hard towards remaining debt free in the future

lindajacktom

what was the title of the alvin hall book u read as there seem to be many out there plse

pixiechick_2

Savvy
Just read about your achievement in my MSE email. CONGRATULATIONS!!!! You're an inspiration. :A

I too have a ridiculous amount of CC debt - not spent on anything extravagant - it just builds up. I also have student loans from being a mature student training to be a teacher - no jobs in my part of the country so not a lot of money coming in - single parent too and having "discussions" with tax credits over alleged overpayment. :mad:

BUT, through MSE, I've got 0% interest and low interest 'life of balance' deals - and no longer make the mistake of spending on these cards

I'm now making a real effort to get debt free, though it's going to take some time. Your story is a real incentive. Thank you.

savvy

lindajacktom wrote: »

what was the title of the alvin hall book u read as there seem to be many out there plse

OOO I'm really annoyed because I can't find it sorry But I'm pretty certain it was Your Money or Your Life from his TV series he did years ago. Just found that he's on MSN at the moment so some of his articles there might help you for free

savvy

pixiechick wrote: »

Savvy
Just read about your achievement in my MSE email. CONGRATULATIONS!!!! You're an inspiration. :A

I too have a ridiculous amount of CC debt - not spent on anything extravagant - it just builds up. I also have student loans from being a mature student training to be a teacher - no jobs in my part of the country so not a lot of money coming in - single parent too and having "discussions" with tax credits over alleged overpayment. :mad:

BUT, through MSE, I've got 0% interest and low interest 'life of balance' deals - and no longer make the mistake of spending on these cards

I'm now making a real effort to get debt free, though it's going to take some time. Your story is a real incentive. Thank you.

How bizarre pixiechick I'm in teaching too (not for much longer hopefully), and with all that other stuff you're like my twin :rotfl::rotfl::rotfl:I should imagine they are VERY heated discussions with HMRC :rolleyes::rolleyes::rolleyes: have you checked out www.taxcc.org ?? They are all volunteers and very very knowledgeable and supportive, and have loads of letter templates for free

It's cool being a single parent and mature student, but I don't agree that they should make you go into debt with student loans before you can claim any dependent grant, seems ridiculous to me as I just didn't want a loan in the first place......hey ho, that's the way of the world eh :rolleyes:

As I've said before if you want any support, let me know and good luck with the rest of the debt reduction :j

queen_vi

:j:j:jbrillant well done congratulations:j:j:j

savvy

Thanks ever so much queen vi! :j:j