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A lurkers small celebration!
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Thanks beanielou
I knowI just couldn't bring myself to post about my debt when others where in a far worse state than me.............felt like I was rubbing their nose in it for some reason, especially when I got such a big boost from godders, not everyone gets that's great opportunity when they need it
Ha ha, that's all I do these days, not that I get drunk much now
But everyone debt is relative to them, you obviously struggled to clear yours as much as others have:cool:
just as well really given some of the nonsense you have posted in there:rotfl::rotfl::rotfl::heartpulsOnce a Flylady, always a Flylady:heartpuls0 -
Well done Savvy I must have missed this thread, I hope you have posted on the roll of honour.0
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just as well really given some of the nonsense you have posted in there:rotfl::rotfl::rotfl:Honorary Northern Bird bestowed by AnselmI'm a Board Guide and volunteer to help get your forum questions answered and keep the forum running smoothly on Special Occasions, Green/Ethical, Motoring/Overseas/UK Travel & Flood boards, it's not part of my role to deal with reportable posts. Report inappropriate or illegal posts to forumteam@moneysavingexpert.com. Views are MINE & not official MSE ones
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nearlyrich wrote: »Well done Savvy I must have missed this thread, I hope you have posted on the roll of honour.Honorary Northern Bird bestowed by AnselmI'm a Board Guide and volunteer to help get your forum questions answered and keep the forum running smoothly on Special Occasions, Green/Ethical, Motoring/Overseas/UK Travel & Flood boards, it's not part of my role to deal with reportable posts. Report inappropriate or illegal posts to forumteam@moneysavingexpert.com. Views are MINE & not official MSE ones
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You're in the email, you're famous!! :rotfl:
Congratulations and well done on being debt-free :j0 -
Well done
!! x
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Congrats enjoy your new found freedom (on the cheap of course!) :-)Date I decided to clear my debt: 03/12/08
Debt started with: Loan - 2195, Credit Card - 1738, Interest free overdraft -500 = TOTAL - 4433
Current Debt: Loan - 0, Credit Card 1 - 1346, Credit Card 2 - 906 Interest free overdraft -0 = TOTAL - 22520 -
Well done Savvy. I found myself in £28k of debt in March 2007 after my partner of 7 years left me. Stupidly I had taken out loans for him in my name and gotten into a muddle with credit cards which I used when he was out of work to pay for every day living (quite frequently!). Very, very silly of me, but as my name was on the contracts etc I was liable.
As the debt was more than what I earned I did a self-assessment, contacted all my creditors, explained the situation and got all interest suspended whilst I entered into a special arrangement, paying what I could afford to.
I have paid off £7k in 2 1/2 years, and I will finally be debt free in July 2020!!! However that is if I carry on at my current rate, though hopefully if I manage to get a better paid job I will be able to increase my payments.
MSE has been a godsend, as it means I can still enjoy eating out (occasionally, and ALWAYS on a deal). Its also taken away the stigma of hunting down and using the best deals.
Being in debt is so soul-destroying, but seeing that I had paid £7k already has made me more determined. I only wish I had this mindset BEFORE I had gotten into debt, and it could have been £7k of savings in the bank .....0 -
You're in the email, you're famous!! :rotfl:
Congratulations and well done on being debt-free :jIt's flattering and embarrassing all rolled into one
Thanks to whoever did that............I think I have sneeky idea who it was
Thanks ever so much CrabbyHonorary Northern Bird bestowed by AnselmI'm a Board Guide and volunteer to help get your forum questions answered and keep the forum running smoothly on Special Occasions, Green/Ethical, Motoring/Overseas/UK Travel & Flood boards, it's not part of my role to deal with reportable posts. Report inappropriate or illegal posts to forumteam@moneysavingexpert.com. Views are MINE & not official MSE ones
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