A lurkers small celebration! 30 June 2009 at 3:04PM edited 21 July 2009 at 7:50PM in Debt-free wannabe 60 replies 12.6K views

jinky67

savvy wrote: »

Thanks beanielou


I know I just couldn't bring myself to post about my debt when others where in a far worse state than me.............felt like I was rubbing their nose in it for some reason, especially when I got such a big boost from godders, not everyone gets that's great opportunity when they need it


Ha ha, that's all I do these days, not that I get drunk much now

But everyone debt is relative to them, you obviously struggled to clear yours as much as others have:cool:

just as well really given some of the nonsense you have posted in there:rotfl::rotfl::rotfl:

nearlyrich

Well done Savvy I must have missed this thread, I hope you have posted on the roll of honour.

savvy

jinky67 wrote: »

just as well really given some of the nonsense you have posted in there:rotfl::rotfl::rotfl:

Oi that's my speciality I'll have you know!!!

savvy

nearlyrich wrote: »

Well done Savvy I must have missed this thread, I hope you have posted on the roll of honour.

I certainly have..................good job Numpty pointed me to it, I'd never have found it otherwise!

Crabman

You're in the email, you're famous!! :rotfl:

Congratulations and well done on being debt-free :j

r.mac_2

Congratulations savvy - what an amazing acheivement

Kerilinann

Well done !! x

BigMikeyG

Congrats enjoy your new found freedom (on the cheap of course!) :-)

MissChina_2

Well done Savvy. I found myself in £28k of debt in March 2007 after my partner of 7 years left me. Stupidly I had taken out loans for him in my name and gotten into a muddle with credit cards which I used when he was out of work to pay for every day living (quite frequently!). Very, very silly of me, but as my name was on the contracts etc I was liable.

As the debt was more than what I earned I did a self-assessment, contacted all my creditors, explained the situation and got all interest suspended whilst I entered into a special arrangement, paying what I could afford to.

I have paid off £7k in 2 1/2 years, and I will finally be debt free in July 2020!!! However that is if I carry on at my current rate, though hopefully if I manage to get a better paid job I will be able to increase my payments.

MSE has been a godsend, as it means I can still enjoy eating out (occasionally, and ALWAYS on a deal). Its also taken away the stigma of hunting down and using the best deals.

Being in debt is so soul-destroying, but seeing that I had paid £7k already has made me more determined. I only wish I had this mindset BEFORE I had gotten into debt, and it could have been £7k of savings in the bank .....

savvy

Crabman wrote: »

You're in the email, you're famous!! :rotfl:

Congratulations and well done on being debt-free :j

LOL again It's flattering and embarrassing all rolled into one Thanks to whoever did that............I think I have sneeky idea who it was

Thanks ever so much Crabby