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pammyj74's MFW diary (or possible wishful thinking!!)

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  • pammyj74
    pammyj74 Posts: 3,290 Forumite
    i just do laminated door signs.

    I figure thats what is going to happen with the piggies as well, she wont want to do the dirty stuff! and after a few months I will be left with them to look after.

    Have been impatient and made an OP £200 for august :D
    MPs left feb '08 276- Dec 13 36 :T MB Jan 10 ~ £82,377 Dec 13 ~ £29987
    EMFD was Feb 32 :eek: NOW Dec 2013 its Dec 2016
    MF new target Dec 16 REACHED!! :j
  • pammyj74
    pammyj74 Posts: 3,290 Forumite
    have not done much as the bargain hunter in me has been looking for the best prices in guinea pig stuff :o

    have done a LS survey for 80 pts and joined the netpulse on there where aparantly I will get 100 pts on monday and then 50pts each month and then 100pts at the end for dowloading some software.

    DD went judo today. Was quite nervous about it, which isnt really like her. She wasnt really told what to do so she got upset about that when the others were doing things and she didnt understand the command. DS sat with me and watched and was disappointed that he didnt join in as they did games at the end, so he wants to do it next week too. I will have to dig out their old karate suits. So this is another added expense BUT they have stopped the other clubs they were doing. will cost me £22 a month but I am pleased they are doing something and its only a few streets away so not far to walk this time :)
    MPs left feb '08 276- Dec 13 36 :T MB Jan 10 ~ £82,377 Dec 13 ~ £29987
    EMFD was Feb 32 :eek: NOW Dec 2013 its Dec 2016
    MF new target Dec 16 REACHED!! :j
  • pammyj74
    pammyj74 Posts: 3,290 Forumite
    edited 31 July 2010 at 3:56PM
    We had a look at a few guinea piggies this morning and there was not a lot of choice, which was to be expected as we only want females. They had a lovely set of 3 that looked so lovely in the cage and two white ones were sat side by side in the wooden bridge and the light brown one was sat almost on top of them so when you looked through the bridge you could see all three faces staring back at you, so sweet. they also had another couple in another cage but the one my daughter took a shine too was a bit weary and I am not too sure whether to say yes as I want her to be able to interact with them (or she will get bored)
    The lady said it was £50 for a pair and I nearly choked. I expected her to say about £30 which is what I want to pay. I have already paid out about £60 already.

    She has taken my details and says she will ask the manager if I can have two girls for £30 as its usual the price of neutering the male that puts the price up. We would also have to wait as they have to see if the girls are pregnant and then they want to do a home visit.

    I rang another rehoming and she said the same but £40 for mixed pair or £20 for two girls but she didnt have 2 girls at the moment. This lady also said she was against the c&c cages as they looked awful and were just like meccano. I came off the phone a bit disgruntled.

    We went to another set up near us and they didnt have any at all. (the place looked a bit shocking anyway)

    There is an advert on gumtree for some piggies which are only a few streets away but I am bit dubious to get them from a stranger as you never know how they have been kept or any illness etc.

    I thought we would walk away with a couple of reserved chosen piggies today

    On the money saving topic I have only spent about £11 so far in real money.
    I have bought a cube and coroplast cage (which I found out about on the internet like these - cavy cages) and once that is done I will post a piccy. This has come from amazon, so free with my BP vouchers. I have got a few things from ebay so free with my profits. The coroplast, which is called correx here, you get from sign makers for the base and I went to a few sign makers but they wanted about £25. I then found a lovely company who had some used old signs and he said because I am doing it for the kids I could have it for free. I almost hugged him, he was so lovely. and because they were in parts I could get them in the car!!
    Also got some off cuts of wood from homebase for 50p :)

    I must be mad!!
    MPs left feb '08 276- Dec 13 36 :T MB Jan 10 ~ £82,377 Dec 13 ~ £29987
    EMFD was Feb 32 :eek: NOW Dec 2013 its Dec 2016
    MF new target Dec 16 REACHED!! :j
  • greent
    greent Posts: 10,782 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I love pigs - I had them when I was little (as did my mum) and we have some now - our only pets. They're great for kids - quite long lasting (in comparison to hamsters etc) and quite tough for small ones to handle.

    There's always loads of hutches on freeegle here :( I've never seen the c&c ones - we've always had traditional cages.

    Pigs are fabulous - have you tried the ads in your local paper (online version,of course!) - sometimes people sell them for £5/£10 each because they breed so well!

    Hope you find some soon!
    x
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • pammyj74
    pammyj74 Posts: 3,290 Forumite
    I have been in contact with a lady that has some for sale a few streets away from me but I am worried about backyard breeders and whether the little things will be ok :( I have asked if we can go and have a look on Monday anyway before I make my mind up :o
    MPs left feb '08 276- Dec 13 36 :T MB Jan 10 ~ £82,377 Dec 13 ~ £29987
    EMFD was Feb 32 :eek: NOW Dec 2013 its Dec 2016
    MF new target Dec 16 REACHED!! :j
  • pammyj74
    pammyj74 Posts: 3,290 Forumite
    A lot of bumph for me to keep track of how its slowly going down :o

    so figures for end of month below:

    Actual payments: Jan, £1,127; Feb, £1,127 March, £1,356 April £894 May £844 June £896 July £996 (Total = £7240)

    Original scheduled payments: Jan, £594; Feb, £594 March £594 April £594 May £594 june £594 july £594 (Total = £4158)

    Payments over/above original schedule: Jan, £533; Feb, £533, March £762 April £300 May £250 June £300 July £400 (Total= £3078)

    Interest per day: Jan, £13.41; Feb, £13.29, March (rate went to SVR) £7.83 April £7.73 May £7.63 June £7.57 July £7.49

    Interest per month: Jan, £415.65; Feb, £412.09, March (rate went to SVR) £363.57, April £239.76 May £228.26 June 234.65 July 224.60

    Mortgage balance: Jan, £82,377: Feb, £81,648: March, £80,655 April, £79,555 May, £78,937 June £78,053 July £77,304

    % of mortgage now paid off: Jan, 8.5% ; Feb 9.28%; March 10.39% April 11.01% May 12.3% June 14.3%



    July challenges

    Grocery - £95ish/£120 completed
    Petrol - £101/£130 completed
    Clothes - £0 completed
    NSD - 12/15 :Dnot completed
    VSP - £47.40 - trying to build it back up after dipping into it :o


    Extra earned this month: (a not bad month :D)

    BP Amazon voucher - £5
    Quidco - £49
    ebay clear profit - £24.54
    bingo - £20
    Focus groups - £24
    TCB - £26
    VO - £10 argos voucher rec'd


    total £161.04 :D

    next month wont be anywhere near that as I havent done any cashback sited at all and cannot do focus groups while kids are off :(


    Extra paid out this month


    DD ear piercing - £11
    bits for new guinea pigs - £15 so far in hard cash!




    Surveys stand at:

    GTM - 510 /1000pts
    Ipsos - 1075/1380pts
    VO - £0.05/£10 :j ;)
    Lightspeed - 930/1150pts
    Newvista - £23/£50


    Amazon voucher total stands at: £83
    :j (spent £21 on guinea pig cube panels
    MPs left feb '08 276- Dec 13 36 :T MB Jan 10 ~ £82,377 Dec 13 ~ £29987
    EMFD was Feb 32 :eek: NOW Dec 2013 its Dec 2016
    MF new target Dec 16 REACHED!! :j
  • Well done Pammy, you are making brilliant progress and should be really proud of yourself :j, it must be really motivating to see it all in black and white. I hope things with DS have improved, you seem more like your old self :D Xo
    Credit card £4461.15Home mortgage £137117Buy to let mortgage £83,000
  • pammyj74
    pammyj74 Posts: 3,290 Forumite
    Have been kid free today BUT with a late night last night I ashamedly didnt get up til 11am :o

    Have done 7 signs for ebay (last few days sales) and got 30p on a scratchie site today which took me over another £10 which I have withdrew :) Good start to the month, the others are all low due to taking a couple out last month so will take a while to build up again.

    I really need to pull my finger out as I need to sort out the front and back garden if we are going to have a home visit from the rescue centre. Kids are back at 4pm.

    I want to start doing comps seriously again this month after seeing member of another forum I am on has won over £2k of prizes this year :eek: thats serious comping :p I just need to find the time!
    Also dooyoo is nearly done but still over 8k off :mad: so time consuming
    MPs left feb '08 276- Dec 13 36 :T MB Jan 10 ~ £82,377 Dec 13 ~ £29987
    EMFD was Feb 32 :eek: NOW Dec 2013 its Dec 2016
    MF new target Dec 16 REACHED!! :j
  • pigtails_21
    pigtails_21 Posts: 587 Forumite
    Hope you managed to get the garden sorted, and you're making fabulous progress. Seeing it all down in black and white shows how much you are achieving - so if you ever need motivation, look at those figures again.

    I'm so bored today - I've been consigned upstairs with a cold, so I'm trying to find things to do. I should probably be comping as well. The problem I find is it is so difficult to fit everything in, what with working full time. The good news for my comping is I've managed to win 2 x Flip-camcorders on Pepsi last month. (OH likes his soft drinks so we'd have bought Coke anyway). One will go to my parents for their Christmas pressie and the other to my OH's parents, so we won't need to buy either of them a Christmas present. Very MSE. That said, I've won a lot less this year, but probably somewhere between 1.5 - 2k worth of prizes. These include a 21" flat screen TV with built in DVD, and a £250 clothing voucher. It does have rewards if you can motivate yourself to do it. What I struggle with is there is no guarantee, whereas I know if I do surveys at least I'll get something out of it (assuming I don't get screened out). I guess it's all about trying to find a balance, and hopefully the comping fairy will smile kindly on us for our efforts :)
    June wins: 2 x Robbie Williams tickets, iPad mini, £200 skatehut voucher :)

    A huge thank you to all posters xx
  • pammyj74
    pammyj74 Posts: 3,290 Forumite
    wow thats great what you have won, How much time do you spend doing it?
    MPs left feb '08 276- Dec 13 36 :T MB Jan 10 ~ £82,377 Dec 13 ~ £29987
    EMFD was Feb 32 :eek: NOW Dec 2013 its Dec 2016
    MF new target Dec 16 REACHED!! :j
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