📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

pammyj74's MFW diary (or possible wishful thinking!!)

Options
13132343637189

Comments

  • pammyj74
    pammyj74 Posts: 3,290 Forumite
    i have a tiny 20pts waiting to clear on dooyoo, its so frustrating.
    Think as I have shaved another month with the cheques I have put in that I am going to use this cheque for school uniforms :)

    Had my PJ day and a NSD (of course)
    And have done 3 1/2 hours study over the weekend. The book I have got out of the library has been brill altho its 1999 edition. the latest edition is £30 on amazon!! I do have enough in there for that (I have £90 on amazon) but I dont want to pay that, so going to keep using this book while I can. Not sure how many times I can renew it.

    I have had no surveys sent today or even had any on onepoll :mad:

    Had a few things sell on ebay tho and this month so far my clear profit after all fees is £23. Not a lot but when my book finishes that will be another £17 on top.
    MPs left feb '08 276- Dec 13 36 :T MB Jan 10 ~ £82,377 Dec 13 ~ £29987
    EMFD was Feb 32 :eek: NOW Dec 2013 its Dec 2016
    MF new target Dec 16 REACHED!! :j
  • pammyj74
    pammyj74 Posts: 3,290 Forumite
    edited 17 May 2010 at 10:39PM
    Monday

    my challenges for this week are:

    The usual:

    Try ALL surveys - 2 sent - 1 completed ipsos 50pts
    Send all ebay items as soon as payment recieved. - need to get 4 ready for posting tomorrow - done :)
    Do 3 dooyoo reviews
    Do 5 hours of study 1.5 hours study done

    Extra:
    Try and have 4 NSDs (will be hard as going to London for daytrip with school on Saturday) - no 1 today, total now 10
    Look into ACCA or ACA to see what might be the best route to go down with exams - will not be going down that route as need 3 years practical (ie working in finance, which I am not) So AAT it will be
    Look up directions for london - absolutely worried sick about this daytrip as never been and think i am going to get lost or miss the coach home!
    MPs left feb '08 276- Dec 13 36 :T MB Jan 10 ~ £82,377 Dec 13 ~ £29987
    EMFD was Feb 32 :eek: NOW Dec 2013 its Dec 2016
    MF new target Dec 16 REACHED!! :j
  • pammyj74
    pammyj74 Posts: 3,290 Forumite
    edited 17 May 2010 at 7:22PM
    YAY managed to redeem my dooyoo cheque at last :j
    also another NSD for me (apart from postage which is already paid for)

    DS2 moved up in swimming today and was very nervous as he wouldn't be able to touch the floor. He was amazing and I was so proud of him. At the beginning he was even scared just to jump in, bless him. I love praising my kids and of course he loves being praised :D
    DD is a fantastic swimmer and a year older than him, she swims like a fish and better than me even. Was thinking of getting a refreasher swimmers lesson for myself!


    Got my free plants today, marigolds, am about to plant them. They are already budding. And I am chuffed that one of my rose climbers that I put in last year has its first bud (one of many I hope) and my poundland rose climbers seem to have taken as they are spouting leaves :D
    My sunflowers seem to be doing ok, not sure whether to replant them outside yet or not.

    Managed to redeem £10 amazon vouchers (can only do 2 a week so this is the second week from my comp win :))

    a few people have paid for their ebay items and I have been able to withdraw £30. £10 of that will be postage tho. This month my clear profit is at £42 so far :D
    MPs left feb '08 276- Dec 13 36 :T MB Jan 10 ~ £82,377 Dec 13 ~ £29987
    EMFD was Feb 32 :eek: NOW Dec 2013 its Dec 2016
    MF new target Dec 16 REACHED!! :j
  • pammyj74
    pammyj74 Posts: 3,290 Forumite
    edited 18 May 2010 at 11:45PM
    Have only just sat down, been a busy day today. got some great garden pots off freecycle and a great hanging basket stand with solar power light. I love it! Bought a couple of plants today in Morrisons, one was half price though and needed rescuing so still be money saving lol.

    Am really annoyed as dug out passports so I knew they were where I thought they were and realised that the kids ones ran out in Jan :eek: so thats £100 down the swanny! :mad: :(
    Hate having to spend money on things unexpectedly :(
    Might ask their dad if he will pay half :rotfl: can ask tho cant I?
    At least I realised now before it was too late!


    Tuesday

    my challenges for this week are:

    The usual:

    Try ALL surveys - 2 sent, none accepted. no onepoll
    Send all ebay items as soon as payment recieved. - need to get 3 ready for posting tomorrow - done :)
    Do 3 dooyoo reviews
    Do 5 hours of study 1.5 hours study so far

    Extra:
    Try and have 4 NSDs (will be hard as going to London for daytrip with school on Saturday) - shopping today
    Look up directions for london - absolutely worried sick about this daytrip as never been and think i am going to get lost or miss the coach home!
    MPs left feb '08 276- Dec 13 36 :T MB Jan 10 ~ £82,377 Dec 13 ~ £29987
    EMFD was Feb 32 :eek: NOW Dec 2013 its Dec 2016
    MF new target Dec 16 REACHED!! :j
  • pammyj74
    pammyj74 Posts: 3,290 Forumite
    pammyj74 wrote: »
    Am really annoyed as dug out passports so I knew they were where I thought they were and realised that the kids ones ran out in Jan :eek: so thats £100 down the swanny! :mad: :(
    Hate having to spend money on things unexpectedly :(
    Might ask their dad if he will pay half :rotfl: can ask tho cant I?
    At least I realised now before it was too late!

    well true to his personality he said no :mad: why am I not surprised!
    MPs left feb '08 276- Dec 13 36 :T MB Jan 10 ~ £82,377 Dec 13 ~ £29987
    EMFD was Feb 32 :eek: NOW Dec 2013 its Dec 2016
    MF new target Dec 16 REACHED!! :j
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    well true to his personality he said no :mad: why am I not surprised!

    Surely that means he can't take them anywhere abroad then? or perhaps I'm just really mean.........
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • pammyj74
    pammyj74 Posts: 3,290 Forumite
    exactly. When he does ask I will then ask for fees for use of the passports lol
    MPs left feb '08 276- Dec 13 36 :T MB Jan 10 ~ £82,377 Dec 13 ~ £29987
    EMFD was Feb 32 :eek: NOW Dec 2013 its Dec 2016
    MF new target Dec 16 REACHED!! :j
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    plus paperwork, post and time expenses.....

    oh! and interest on his part as obviously it was only a loan

    evil%2520laugh.gif
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • pammyj74
    pammyj74 Posts: 3,290 Forumite
    i need some lessons from you lol
    MPs left feb '08 276- Dec 13 36 :T MB Jan 10 ~ £82,377 Dec 13 ~ £29987
    EMFD was Feb 32 :eek: NOW Dec 2013 its Dec 2016
    MF new target Dec 16 REACHED!! :j
  • pammyj74
    pammyj74 Posts: 3,290 Forumite
    Am sooooo tired again, i dont know why, I think I just dont recouperate enough before I start again.
    DS2 had party straight from school half hour away so had to drive there, me and DD went for a walk around to kill time. got home about 7.30 after getting some new plants and compost (naughty spend day :o) but I see as saving some poorly plants (some are now on death watch)

    Had a guy come round to look at the loft insulation and getting that done for free. I hope it makes my old house a bit warmer. Although I need to get the stuff out of there and I have NEVER been up there so dont even know or remember what is there.

    Not many challenges complete but have withdrew £55 from paypal :)

    Weds

    my challenges for this week are:

    The usual:

    Try ALL surveys - 2 sent, none accepted. onepoll - 20p
    Send all ebay items as soon as payment recieved. - need to get 2 ready for posting tomorrow
    Do 3 dooyoo reviews - none done yet :o
    Do 5 hours of study 1.5 hours study so far :o
    MPs left feb '08 276- Dec 13 36 :T MB Jan 10 ~ £82,377 Dec 13 ~ £29987
    EMFD was Feb 32 :eek: NOW Dec 2013 its Dec 2016
    MF new target Dec 16 REACHED!! :j
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599.1K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.