pammyj74's MFW diary (or possible wishful thinking!!)

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enjoy your lunch pammy bet it tastes extra good!

pammyj74

It was very nice , was a good day at work as quite productive day, which I enjoy more than a slow day.

Came home to my GTM cheque £32.80 :T :T :T

still waiting for dooyoo to release pts to redeem, have 1385 waiting grrr

one survey sent, not accepted, added 40p onepoll

ooh really chuffed as my workbook on ebay for £20 has a bid :T
have bids in total of £28 so far

greent

Yeay! Well done on the bids, pammy! And glad your boss got you lunch - helps to make up a bit for his comments - grrr! (although frugal style living (without being excessive so that you can still have fun) is THE way to go, imo! Who wants to be tied to a debt for a lo-oonng time when a bit of careful planning & living will get rid of it?! )

Keep up the jolly good work!

pammyj74

definitely, I have never been a big spender anyway. grew up on a council estate and money was always tight, always had second hand clothes and toys lol

Just realised I didnt set any challenges this week and its friday already! where has the week gone???
have smacked back of hand!

will do challenges for Monday over the weekend

Having a night off from everything tonight and going to watch 'The hangover' from my lovefilm free trial

pammyj74

received my refund from BT as I have switched my landline so together with my GTM cheque I paid in £63.70 today

So have paid another £50 off my mortgage AND this has knocked another month off my EMFD, only 29 months left to shave off my target
now finish date is Nov 2021, (still seems a long way off!) will be below £79k when next payment comes out

Having a day with my kids today as the weather is nice, I hear it is supposed to rain tomorrow!

pammyj74

Had a busy day with the kids today, went into town to bank and shopping and then we went to the park with our bats and balls. realised that the badminton rackets werent good for tennis bal so decided to have a look in the local charity shop and amazingly they had a slazenger bat for £2, so bought it and also saw some trainers and flipflops for DS2 too, so a good trip.
spent a good couple of hours in the park in the glorious sunshine and then came home and cut the lawn and spent an hour or so out there as well.
then we had a make over session (DD loves them) and now I am really shattered!!!

pammyj74

well on looking at HUKD on the freebies thread, i saw that eon are offering an energy saving kit for existing customers where you can see what energy you are using and so I have applied for one (first come first service basis )
Hope I get one but then will I become obsessed with that as well haha.

newgirly

:j Thanks Pammy, I tried to get one of these last week, but would have had to change supplier so did'nt bother. But I am with E-on so fingers crossed! Am really pleased

gerbiljo

This is a fantastic diary. It's amazing how much you have managed managed to have payout from non work activities. I joined loads of these things but I don't have the time and I have become increasingly frustrated in surveys that u start doing then don't qualify. I just do shopping scanning and think will hit the rest on the head.
Good luck I'm sure you will continue to be ahead of target!

pammyj74

Hope we get one newgirly

gerbiljo, your figures are going down quite nicely only 34 months til you are MF? That would be fantastic, good luck with that. This year you have reduced your mortgage by over 11k, thats amazing (and I am soooooo jealous!)

Well we are having a pj day today, so it will be NSD no 10 :j
Hoping to get a few hours studying done today, managed just an hour yesterday.

Dooyoo is STILL only trickling the points to clear and I am still waiting for just 125 pts to clear now, its so frustrating, I have been waiting a few days now!