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pammyj74's MFW diary (or possible wishful thinking!!)

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Comments

  • pammyj74
    pammyj74 Posts: 3,290 Forumite
    Have had a very productive day, am absolutely shattered but am taking my study book up to bed with a cuppa to study for an hour.
    Surveys have been kind to me today :D
    MPs left feb '08 276- Dec 13 36 :T MB Jan 10 ~ £82,377 Dec 13 ~ £29987
    EMFD was Feb 32 :eek: NOW Dec 2013 its Dec 2016
    MF new target Dec 16 REACHED!! :j
  • Queen-Bee_2
    Queen-Bee_2 Posts: 828 Forumite
    Mortgage-free Glee!
    Well done Pammy, I need to up the anti on the study front... I've an assignment due in next week, and I'm struggling...
    QB
  • Baby_steps_2
    Baby_steps_2 Posts: 389 Forumite
    I wish the surveys would be that good to me. Really need to get my butt in gear with my studying. Exam are 4 weeks away and so far done nothing:mad:

    I will start tonight, I will start tonight...................
    Mortgage @ 01.06.10 £165,999
    Mortgage @ 31.10.13 £14,664
  • pammyj74
    pammyj74 Posts: 3,290 Forumite
    What level are you on babysteps?
    MPs left feb '08 276- Dec 13 36 :T MB Jan 10 ~ £82,377 Dec 13 ~ £29987
    EMFD was Feb 32 :eek: NOW Dec 2013 its Dec 2016
    MF new target Dec 16 REACHED!! :j
  • pammyj74
    pammyj74 Posts: 3,290 Forumite
    edited 11 May 2010 at 8:02PM
    Ok 1 survey sent today from VO and 75p to the pot :) and another lightspeed survey for 70pts

    DS2 has beavers tonight and I want to get some seedlings replanted so prob wont get much else done today.
    I am 1k off dooyoo cheque, so might do one more review there :)
    MPs left feb '08 276- Dec 13 36 :T MB Jan 10 ~ £82,377 Dec 13 ~ £29987
    EMFD was Feb 32 :eek: NOW Dec 2013 its Dec 2016
    MF new target Dec 16 REACHED!! :j
  • pammyj74
    pammyj74 Posts: 3,290 Forumite
    edited 11 May 2010 at 9:17PM
    Just checked halifax and there are more details there now, didnt notice them before, how long have they been there?
    My balance has been updated and my monthly payment and mortgage term details are there with my account details.

    Is this new? I have never seen it there before. Like the idea of seeing the balance change instead of once a month. :)


    I wish they would show my daily interest too :)
    MPs left feb '08 276- Dec 13 36 :T MB Jan 10 ~ £82,377 Dec 13 ~ £29987
    EMFD was Feb 32 :eek: NOW Dec 2013 its Dec 2016
    MF new target Dec 16 REACHED!! :j
  • pammyj74
    pammyj74 Posts: 3,290 Forumite
    did my last dooyoo review tonight :j, going to have a break for a week from there I think as after a time it really does my head in with all the reviews to rate.
    Once this review has had its usual rates I will have enough for my cheque and should be redeemable in a couple of days and hoping that i get the cheque before end of the month (which is why i was going all out to get them done)
    MPs left feb '08 276- Dec 13 36 :T MB Jan 10 ~ £82,377 Dec 13 ~ £29987
    EMFD was Feb 32 :eek: NOW Dec 2013 its Dec 2016
    MF new target Dec 16 REACHED!! :j
  • greent
    greent Posts: 10,803 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I signed up to dooyoo, but haven't been anywhere near as dedicated as you - I haven't got enough for a payout yet. I'm trying to get my head around lots of Inland Rev paperwork for DH's self employment at the mo - doing my head in! Hopefully will get sorted soon and can then spend more time on the net on stuff I want to do, rather than have to do!!! :D
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • pammyj74
    pammyj74 Posts: 3,290 Forumite
    edited 12 May 2010 at 6:25PM
    had one survey today only, but was £2 VO :) although comp went funny and it is not showing up on my profile :( will have to check tomorrow
    30p onepoll
    I'm 200 pts off dooyoo, soooooo close

    Feeling a bit low today as my boss is getting me down a bit with his smart remarks about my frugal living.
    Its a family firm with his dad owning the business but he is in the office with us. His nan came in today to visit and asked if we wanted any plants (I think she grows loads in her greenhouse as a hobby) and he said Pam will snap them off your hands, anything with the word free in and shes there!
    Now that maybe true lol but I sometimes get the feeling that he looks down on me as some sort of skank/scuzzer/bottom feeder!! I left work feeling rubbish but I know I am doing the best I can for my family.

    On a different note I am such a muppet, was cooking dinner for the kids and I could smell burning. Went into the kitchen and I had accidently left kitchen roll by the hob where the potatos were cooking! the whole roll was black and smouldering!
    Now that gave me a kick up the backside to put my new battery in my smoke detector! Naughty naughty!

    What a day!

    No 8 on NSD tho :j
    MPs left feb '08 276- Dec 13 36 :T MB Jan 10 ~ £82,377 Dec 13 ~ £29987
    EMFD was Feb 32 :eek: NOW Dec 2013 its Dec 2016
    MF new target Dec 16 REACHED!! :j
  • hilly123
    hilly123 Posts: 25 Forumite
    Hey Pammy
    You're boss sounds like an idiot - nothing wrong with trying to save some cash and make things better for your family.
    Well done with dooyoo. I'm a bit dooyoo'd out at the moment. So trying to return rates and then will give a rest for a few days I think.
    £460/2000 mortg overpayment
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