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pammyj74's MFW diary (or possible wishful thinking!!)

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  • pammyj74
    pammyj74 Posts: 3,290 Forumite
    definitely haha, need to get some pictures sorted and maybe do descriptions in word so I can just copy it over at the weekend :)
    MPs left feb '08 276- Dec 13 36 :T MB Jan 10 ~ £82,377 Dec 13 ~ £29987
    EMFD was Feb 32 :eek: NOW Dec 2013 its Dec 2016
    MF new target Dec 16 REACHED!! :j
  • pammyj74
    pammyj74 Posts: 3,290 Forumite
    I am still puzzled about my balance, it cant be right as that would mean a differennce of £900ish I only OPd £200 and with £696 that would mean the interest hasnt been added on I assume?
    I'll check it again tomorrow and if its the same I will ring them up and ask. They normally put the interest on first and then take the payments off the next day.
    I'm thinking it might be a BH bloomer somewhere.
    MPs left feb '08 276- Dec 13 36 :T MB Jan 10 ~ £82,377 Dec 13 ~ £29987
    EMFD was Feb 32 :eek: NOW Dec 2013 its Dec 2016
    MF new target Dec 16 REACHED!! :j
  • pammyj74
    pammyj74 Posts: 3,290 Forumite
    edited 5 May 2010 at 11:10PM
    OK challenges for this week (sat - Sat) are:

    Weds

    Try at least 3 surveys sent through a day - only sent 2 today and none accepted
    Put 5 items on ebay - 1 on but now waiting til free listing wkd posted three parcels today, need to post 2 signs 2moro
    Do 5 hours study - none :cool: planning to do a few hours over the weekend when kids are at dads honest!
    Do 5 dooyoo reviews - 3 done 8k off £50 cheque :)
    start doing pigsback quizzes again - not going to bother
    do 200 comps - 161 done
    4 NSDs 3 so far :j

    This week I have been so run down, havent managed to get a lot done, am going to bed now, which is early for me before midnight :o

    EDIT: ooh happy happy, just done a free trial for lovefilm on TCB and it has tracked at £22 :j :j
    MPs left feb '08 276- Dec 13 36 :T MB Jan 10 ~ £82,377 Dec 13 ~ £29987
    EMFD was Feb 32 :eek: NOW Dec 2013 its Dec 2016
    MF new target Dec 16 REACHED!! :j
  • pammyj74
    pammyj74 Posts: 3,290 Forumite
    had a VSD today but it felt very good!! I bought some rose climbers and bulbs from poundland and then popped to the recycling centre and they had a load of pots and hanging baskets. So I bought the lot :( but need them and its a treat well deserved and they were bargains, got 2 HUGE pots and 4 medium pots and 6 hanging baskets all for £4
    Have stolen an edge of the lawn to plant the bulbs, soon the kids will have no lawn left lol

    Halifax account still shows as same amount today, will leave it until tomorrow and then ring them up.

    Made a rhubarb and apple crumble today for the first time ever, work colleague gave me some rhubarb and I had the rest of the ingredients at home. It actually went down a treat and the kids wanted more, so will be making that again :)

    Am shattered again this evening, but lunches done, kids ready for bed. Want to do another dooyoo review and get nearer to redeeming before the middle of the month so I get it before the month ends.

    just want to go to bed though lol
    MPs left feb '08 276- Dec 13 36 :T MB Jan 10 ~ £82,377 Dec 13 ~ £29987
    EMFD was Feb 32 :eek: NOW Dec 2013 its Dec 2016
    MF new target Dec 16 REACHED!! :j
  • pammyj74
    pammyj74 Posts: 3,290 Forumite
    edited 6 May 2010 at 11:32PM
    OK challenges for this week (sat - Sat) are:

    Thurs

    Try at least 3 surveys sent through a day - sent 3 today and none accepted
    Put 5 items on ebay - 1 on but now waiting til free listing wkd need to post 2 signs 2moro
    Do 5 hours study - none :cool: planning to do a few hours over the weekend when kids are at dads honest!
    Do 5 dooyoo reviews - 4 done almost 7k off £50 cheque :)
    start doing pigsback quizzes again - not going to bother
    do 200 comps - 229 done :beer:
    4 NSDs 3 so far :j

    Am still very shattered today but will try and do a dooyoo review before I go to bed :( = completed one more dooyoo review
    MPs left feb '08 276- Dec 13 36 :T MB Jan 10 ~ £82,377 Dec 13 ~ £29987
    EMFD was Feb 32 :eek: NOW Dec 2013 its Dec 2016
    MF new target Dec 16 REACHED!! :j
  • pammyj74
    pammyj74 Posts: 3,290 Forumite
    pammyj74 wrote: »
    I am still puzzled about my balance, it cant be right as that would mean a differennce of £900ish I only OPd £200 and with £696 that would mean the interest hasnt been added on I assume?
    I'll check it again tomorrow and if its the same I will ring them up and ask. They normally put the interest on first and then take the payments off the next day.
    I'm thinking it might be a BH bloomer somewhere.


    well rang them and my balance as of today is £79,579 which is £24 difference to online accounting for a few days interest but I thought my interest was over £7 a day :huh:

    so I am officially into the year 2021 now EMFD is Dec 21 :j
    MPs left feb '08 276- Dec 13 36 :T MB Jan 10 ~ £82,377 Dec 13 ~ £29987
    EMFD was Feb 32 :eek: NOW Dec 2013 its Dec 2016
    MF new target Dec 16 REACHED!! :j
  • greent
    greent Posts: 10,761 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Yeay - great news re the mf date pammy! :D
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • Baby_steps_2
    Baby_steps_2 Posts: 389 Forumite
    pammyj74 wrote: »
    so I am officially into the year 2021 now EMFD is Dec 21 :j

    Well done pammy very pleased for you. HAve fun ebaying at the weekend!!
    Mortgage @ 01.06.10 £165,999
    Mortgage @ 31.10.13 £14,664
  • pammyj74
    pammyj74 Posts: 3,290 Forumite
    I am thinking to ring them again and ask what my daily interest is but then should be able to work that out for myself.
    rate is 3.5%
    so would it be £79555 x 3.5%/365?
    thats £7.62
    MPs left feb '08 276- Dec 13 36 :T MB Jan 10 ~ £82,377 Dec 13 ~ £29987
    EMFD was Feb 32 :eek: NOW Dec 2013 its Dec 2016
    MF new target Dec 16 REACHED!! :j
  • pammyj74
    pammyj74 Posts: 3,290 Forumite
    edited 7 May 2010 at 11:41PM
    OK challenges for this week (sat - Sat) are:

    Fri

    Try at least 3 surveys sent through a day - sent 3 today and none accepted
    Put 5 items on ebay - 3 on but now waiting til free listing wkd posted 2 signs today
    Do 5 hours study - none :cool: planning to do a few hours over the weekend when kids are at dads honest!
    completed Do 5 dooyoo reviews - 6 done :beer: almost 5k off £50 cheque :)
    start doing pigsback quizzes again - not going to bother, too time consuming
    completed do 200 comps - 229 done :beer:
    completed 4 NSDs 4 done :beer: with one more planned tomorrow

    adding one on today FRI - ONEPOLL, add to my daily routine - just done 8 quick surveys on there for 70p :D now at £12.55 so a lonnnnng way to go
    MPs left feb '08 276- Dec 13 36 :T MB Jan 10 ~ £82,377 Dec 13 ~ £29987
    EMFD was Feb 32 :eek: NOW Dec 2013 its Dec 2016
    MF new target Dec 16 REACHED!! :j
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