pammyj74's MFW diary (or possible wishful thinking!!)

pammyj74

aww thank you guys, thats really nice to come and see. Family have just gone, been here all day which was lovely.
Feel drained now and going to bed shortly BUT did get my iron that I asked for AND an electric mixer woohoo! Save me money buying them haha, well they did ask me what I wanted

Am about to do a bit of ironing with ym much needed new iron

money saving today - mum bought us all a chippy tea
Not money saving - had to put the fire on most of the day as mum was cold lol

Well my special day is over too quickly

Baby_steps_2

Hi wasn't online yesterday, sounds like you had a lovely day with some usefull presents.

have seen around and about how many comps you have entered recently so fingers crossed you win something soon.:D

Have a good week.

setmefree2

pammyj74

thank you both.

People have been laughing at me today when they ask me what I got for my birthday
I prefer to have practical presents that I am going to use and will save me money not having to buy them rather than another smelly set (and yes I got one of thos as well which will end up a re-gift -it probably is already lol)

My seeds are all dying off now I am really annoyed as I dont know what I am doing wrong :mad:

greent

Happy Belated Birthday wishes from me , too!!!

I like practical presents too (although I wasn't impressed when DH bought me a dustbuster for my 30th!!) I tend to ask for stuff to go with our dinner service (Denby and used daily) - big items like casserole or serving dishes. Also gardening stuff - I've had a spade and fork, trowel, cold frame and other such stuff. I'd rather useful things that I want than something for the sake of it - I don't care if it's not a surprise (how surprising is a smelly set and pretty scarf and gloves anyway?! )

What seeds have you planted?

x

pammyj74

Just flower seeds in my plastic frame. I think something has eaten some of them as the sticks are left on some of them and nothing else!!
I got given £20 cash and £20 M&S gift card so am going to buy another plastic frame as I have no room left in this one

Leigh-Anne_60

Oh Pam - Sure those frames were on offer at direct with 500 points for around £15 over the weekend, didnt pay much attention though as got one last year (which is lying unused now!!)

Have a look on the other side, see if its still going!

LA

pammyj74

Oh you are a star I love you I love you I love you
I just bought the four tier one with the 20% code making it £16
So I paid an extra £6 but got an extra shelf and 540 points (£21.60 in deals)

so made £5.60 profit and got it for free
It makes a change to have extra points on something I was going to buy anyway :j

thank you soooo much

pammyj74

pammyj74 wrote: »

figures for end of month below:

Actual payments: Jan, £1,127; Feb, £1,127 March, £1,356 April £894 (Total = £4504)

Original scheduled payments: Jan, £594; Feb, £594 March £594 April £594 (Total = £2,376)

Payments over/above original schedule: Jan, £533; Feb, £533, March £762 April £300 (Total= £,2128)

Mortgage balance: Jan, £82,377: Feb, £81,648: March, £80,655 April, £79,999

My balance has been updated online and it shows - £79,555.80 :beer::j

why is that so different from my SS, I know it would be a little out as I have been OPing through the month and saving a few pounds on daily interest but over £400 that can't be right can it?
If it is then I am better off than I expected
I can imagine I will look again tomorrow and it will have gone up again!

and if this is right then I am into the year 2021 to finish

greent

Great to see the balance online - but no idea why it would be so different -sorry!!

ebaying this weekend?