Gingernutbizkit's Debt free by 12/12/12 diary - AKA how to get rid of £178k debts!

gingernutbizkit

Double_Trouble wrote: »

So pleased that you have got the scratchcard bug it is money for very little effort.

Also delighted that you have made your decision about your new child and hope everything goes well it is lovely to keep a family together :T

DTxx

Thank you x

gingernutbizkit

Hi all,

I've just updated the chart and I'm almost £900 ahead at the moment so things are good. Won't be able to overpay as much next month with all the additional expenses coming our way but from August onwards we should be good.

Goals for July.

1. Create a new budget for our new income.
2. Focus on reducing our grocery spending - try to use up our giant store cupboard
3. Continue to PAD and set up an account for PAD money
4. Contact campsite and try to negotiate another child for free
5. Shop around for the furniture we have to buy

Ging x

chevalier

hi there Ging
does the furniture HAVE to be new or could you ask on freecycle? I am sure you could get decent bed bases on there? We got a John Lewis cabin bed off freecycle. Absolutely mint condition...so it can be done.

chev

gingernutbizkit

chevalier wrote: »

hi there Ging
does the furniture HAVE to be new or could you ask on freecycle? I am sure you could get decent bed bases on there? We got a John Lewis cabin bed off freecycle. Absolutely mint condition...so it can be done.

chev

thanks. I've already had a look on freecycle. As we are foster parents our furniture for the kids does have to be really good standard. I will keep looking though.
Ging x

gingernutbizkit

Hi all,

I've got a really busy day today. The third brother is coming for his first tea and I've got tonnes to do before he arrives (so why am I on here I wonder ). I'll be managing the contact alone which is not ideal for the first one so I also need to think of some structure to it to stop it turning into chaos.

Pants! Just realised I need to also go and buy another booster seat for the car.

Best go.......

Ging x

Xaviera

Wow your thread is so inspiring thanks for posting it

Totally different situation to you but I would like to pay my debts off sooner than they are too. Can I ask what PAD means?

Raini

Xaviera wrote: »

Can I ask what PAD means?

Hi Xaviera, it means Payment a Day & there is a thread on the main board

Xaviera

thankyou

gingernutbizkit

Raini wrote: »

Hi Xaviera, it means Payment a Day & there is a thread on the main board

You beat me to it! Thanks x

Raini

Always lurking!!