Ok whats the secret?

dizzybuff

MyLastFiver wrote: »

I do sympathize but this rant is a bit incoherent. You say you don't claim any benefits but then say you get money towards childcare costs.

We can't always have everything we want. You want to stay at home and look after your child, but you can't afford it because your husband doesn't earn enough. I fail to see what this has to do with being discriminated against.

Thanks for pointing out my ilitaracy , much appriciated :mad:

No my husband earns enough he works hard and so do I yet we still can not afford for me to stay at home . I miss my son terribly everyday , yet i have to be a working mum so I can feed clothe and afford the basic things in life.

There are no benefits for being a middle wage earner just over the threshold.

There i hope I have clarified myself. But if not feel free to demean me some more . :P

dizzybuff

benbenandme wrote: »

Originally Posted by skcollobcat10
You will find that the mums who stay at home have either no qualifications and just do menial jobs on minimum wage. This government makes it that way, you can be qualified, have a degree and the other types just breed kids and get tax credits

Gosh what an ignorant post :mad: :mad: :mad: Was your mother a qualified one with a degree or one of "the other types" as you so eloquently put it? :rolleyes: She must be so proud of you ...

Im with you on this one , My mum had kids and worked full time , struggled to pay childcare as there was no help then. She was a single mum and a very good role model.

I may complain about struggling to i aspire to be like my mum , she is a proud and c aring woman who had kids looked after them and then used the Transferable skills u gain from looking after kids such as budgeting , time management etc to become a chartered accountant , in her own time I may add with no funding.

Although i am not a stay at home mum because of reasons mentioned , I bow down to all those stay at home mums, who toil and look after kids everyminute of the day , gain essential transferable skills regardless of their qualifications. Time change and employers change , so unfortunatly for our world its people like u that make one little spiteful comment as such. makes me angrey and sad for u at the same time that you can generalise and steotype hard working mums ( working or home working ) as such .

I apologise for my grammer and spelling as i am dyslexic and cant download the spell checker

izzybusy23

moneymakestheworldgoround wrote: »

Yipee, someone else who debates this miracle.

I work my socks off, single parent, cant seem to get out of this mess despite doing every job blumming available.

Yet my cousin, auntie, friends, all seem to have holidays and plasma tvs and Ipods and I phones and 2 cars and Xboxs and DS lites, and lots of other things I dont even understand.

We have 1 telly, and a bag of value crisps is a treat in front of the telly.

I saved for 4 years for a trip to Butlins.

I broke my heel of my shoe an hour ago but I cant afford the superglue to repair it !

My cousin is on their 3rd holiday abroad this year. They earn £13,000 a year. They have every gadget going, and a £5k car they paid cash for.

My aunty has parcels from catalogues and shopping channels delivered everyday but is on benefits.

My friend was made redundant, they are pregnant, but the first thing they did was book a holiday to the Greek Isles.

My only assumption is peoples definition of debt. My family dont think catalogues, HP, or things like that are debt. Also if they pay credit cards each month this isnt debt. So although they say they are not in debt, technically they are.

Vanquis, Provident, all lend to people on low incomes.

The DSS do loans for people on benefits - I know of a couple who used their crisis loan on new alloys for their car !

The family all admire one member who has a good job and treats her and partner to everything. However, they have negative equity now, 2 HPs on cars, HP on sofas, HP on telly, HP on white goods, huge credit card which they pay off in full at beginning of month, but then have to use to max to live on during the month etc..... I dont have admiration for that. The only difference between her and me is a good credit rating !! And it could all come crashing round her ears in 24 hours if she loses her job, or the bank withdraw credit facility.

Rant over...

I have a friend who never really bothered with school, never really held down a 'proper job' when she left school, did a bit here and a bit there. Her goal was to get pregnant. Until then she had every fast car available, god knows how, Daddy I guess. She eventually got pregnant at 25 after stealing a man off another woman who had just had his baby and they lived together with his mum in a council house. Roll on 12 years, my 'friend' now has two more kids, an X5, works a few odd hours in the local school and has a big house in a really nice area. Her now husband is a PC.. which I know they don't get mega bucks for.. I don't get it either. How they can afford to have 3 kids (I can only afford to have one, but thats all I want and need) and have a big monster X5 to service and a big house to boot is beyond my comprehension. It seems to me the harder you work the less you get. I know the green eyed monster shouldn't surface, but it does at times when some people duck and dive in life and seem to get everything handed to them on a plate.

Pee

I think some jobs pay a lot more than you would expect. Policemen earn good money. As previously said, tax credits can be a good source of income.

People think I take a lot of holidays but I live in a very small, cheap to rent flat and drive a car that I can afford to pay for when I buy it - the current "new" one is 10 year old.

I've noticed though that the nicer the house the more likely there is an old banger outside and less pleasant areas have the really nice cars parked outside.

If we don't like something about our own lives, we should change it... buying new sofas would not give me pleasure and trying to sleep whilst my boyfriend was out on a 999 call would be impossible no matter how grand the house.

Glen0000

Lots of people are screwing the system. Take my mate. He earns £25k, wife earns £5k. Less than me and my wife but they have a MUCH better standard of living. Turns out they have been screwing tax credits for 3 YEARS and only declare her income.

I am ashamed to say I have contemplated similar in hard times, even the old wife claiming to be a single mum scam as SO many people do this.

I would be the one in a thousand that gets caught though....

Toni23

The whole tax credit process is open to manipulation. I worked for years in a Financial environment until my redundancy earlier this year. I was astonished at the number of people who were defrauding the Tax Credits system, ranging from misrepresenting the level of income, claiming on the basis of one person when there is actually two but I think the best one had to come from the couple who each had their own children from previous relationships and made a seperate claim as single parents whilst living together.

I wholeheartedly agree that there should be financial support like tax credits but equally think that this should be monitored in a much better way rather than just taking someones word for it.

It may not be much comfort to some who see other people reap the rewards for being dishonest but I would rather manage on the amount I am absolutely entitled to than to lie and spend money I could have to pay back or go to prison for. ( No TV, car or holiday is worth that ! )

I would expect that the majority of the claims ( if they were checked ) are misrepresented and who says crime doesn't pay?

ste_coxy

drug dealers and their WAGs live the life of riley don't they!?

i'm having to get a 2nd job to make ends meet, incenses me no end!

System

Toni23 wrote: »

The whole tax credit process is open to manipulation. I worked for years in a Financial environment until my redundancy earlier this year. I was astonished at the number of people who were defrauding the Tax Credits system, ranging from misrepresenting the level of income, claiming on the basis of one person when there is actually two but I think the best one had to come from the couple who each had their own children from previous relationships and made a seperate claim as single parents whilst living together.

I wholeheartedly agree that there should be financial support like tax credits but equally think that this should be monitored in a much better way rather than just taking someones word for it.

It may not be much comfort to some who see other people reap the rewards for being dishonest but I would rather manage on the amount I am absolutely entitled to than to lie and spend money I could have to pay back or go to prison for. ( No TV, car or holiday is worth that ! )

I would expect that the majority of the claims ( if they were checked ) are misrepresented and who says crime doesn't pay?

Oh its rife, Infact we were advised by a relative who works in Tax Credits to claim as single parent family as everyone is at it, and of course we got caught.

Nargleblast

And look who we have for role models - MPs who fiddle their expenses!!!!

mr.savage

ste_coxy wrote: »

drug dealers and their WAGs live the life of riley don't they!?

i'm having to get a 2nd job to make ends meet, incenses me no end!

someone near me has no job, drives nice cars which are changed every so often, kids have the latest toys, they have what must be a 50" plasma tv that can easily be seen from 200 yards away. done a lot of work on their house, and just came back off a two week holiday.

Oh yeah, they do get a lot of "ten minute visitors"