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Needs must when the devil vomits into your kettle! Bob's cunning plan mark 2
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Woohoo for paydays...ahhh the memory.0
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Oh dear, i have been neglecting my diary.
Well a wee update have cleared off a balance as i said i would and card now cut up and closed. Have transferred three of the smaller debts leaving a balance on 0% card-so 1,700 transferred over. Hopefully will save me a lot of dosh. Have also overpaid car as i just plan to make minimum on 0 % card whilst i do this with extra saved..i am excited.
Had a busy weekend as Gran was admitted to hospital so a lot of energy going in there...
Have guides tonight and will be my last session there as i take my Master's again. Have also lined up some extra work on the 1:1 tuition scheme on top of full time job, so should really be able to hammer away at stuff now.
Have a good one.
Bob xBlackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
Still lurking around with a hope of some salvation:cool:0 -
dont overdo it bobaloo...sorry about granny...hope all now well? Well done on the bt!! Dontcha just love 0%...Nerd no 109 Long haulers supporters DFW #1! Even in the darkest moments, love and hope are always possible.0
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Thought you;d gone a bit quiet Bob....hope your Gran is OK?🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
EssexHebridean wrote: »Thought you;d gone a bit quiet Bob....hope your Gran is OK?
Yes thanks- she is 93 so was a bit worrying that she kept falling over. She has been moved from the assessment ward onto another ward now- so she can't escape.:D
It took over 7 hours to get tests and x rays done on Saturday, but was worth it in the end as by the time she was admitted she was looking a bit better..gasping for a ciggie though and totally non PC as well.:o I knew she was feeling better then:rolleyes:Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
Still lurking around with a hope of some salvation:cool:0 -
Glad to hear your gran is on the mend. You sound very positive on the debt busting - roll on 2010:D!Mortgage OP 2025 £6200/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £36,255
Money making challenge £0/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0 -
I just want the debts to be gone- then i can make plans..it has been a difficult year as in himself facing upto stuff and i felt awful being the way i was- but it was necessary to make him see how serious i was.
i can't wait for this year to be behind me.
I will definatly drink to 2010Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
Still lurking around with a hope of some salvation:cool:0 -
Another one waiting for 2010 to roll on - although I have a feeling I say that every year!
Glad gran is feeling better xxxPay Debt by Xmas 16 - 0/12000
There is something about the outside of a horse that is good for the inside of a man.0 -
Another one waiting for 2010 to roll on - although I have a feeling I say that every year!
Glad gran is feeling better xxx
Cheers Pingu..i think i am getting quite optimistic in my old age that each year will bring something different.:DBlackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
Still lurking around with a hope of some salvation:cool:0 -
Bob !! Fred !! Kate !! Baldrick !!
:wave: :wave: :wave: :wave: :wave:
sorry matey, been rather busy recently, but on a catch-up spree. Glad things are settling down, hope gran gets back to normal soon..and will have to have a proper catch-up soon
Percy/Doris/Edna/GunJack......Gettin' There, Wherever There is......
I have a dodgy "i" key, so ignore spelling errors due to "i" issues, ...I blame Apple0
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