Needs must when the devil vomits into your kettle! Bob's cunning plan mark 2

boredofbeingathome

The_Dragon wrote: »

Nah tie Mr Bob to a treadmill and get some energy sent back to the National Grid and reduce your energy bills!

:rotfl::rotfl:Simply superb:D

boredofbeingathome

Well very little to add, except that 0% transfer was a bit mucked up- they have over paid one and not paid another..bother but all sorted. I have now paid and closed down three little cards that were niggling me ( Mr.B's) So he can't get any more of those out-this was on top of the transfer. Will sort out transfer later.

I mentioned car loan was now down.:j Should be able to clear this by March.:cool:

The joint bank loan is also now below £4000 which is a relief and the overdraft will be gone-barring emergencies in January so that will be a total of £6000 wiped off the debt balance in January..i wish i could manage the over draft before.:o That will release at least £40 a month in overdraft charges.

We will then have another £75 a month to play with as DD's college bus pass will have been paid for. This is going into a fund for savings after Jan.

So should release a total of £150 of outgoings...when car loan has gone then that should make the £400 i was looking for:j I will add the £19 sky bill on that because i have told them no pay no way....:D

The_Dragon

Woo hoo sounds as though things are finally coming together for you Bob! I am guessing that Mr Bob will not be able to get any more cards for a while so once they are cleared you are just working on the car loan?

EssexHebridean

Progress there then Bob - cutting up Mr Bob's cards sounds like a god plan too - tell me, does he have anything else you've considered cutting up?! *whistles*

In_Search_Of_Me

yay bob...those sums like taxis though...brain must hurt - mine would go pop!

pepe2008

Good progress Bob!

If we are so flippin clever at managing our debts and paying them off....we should all be rich beyond our wildest dreams when we are finally debt-free.

My debt total drops by approx £1350 ( after Mortgage Interest ) each month. Will they take a £10 deposit on a Ferrari for delivery in 2016?

Believe......:D

taxi73

Those figures are sounding good and going in the right direction..it's a great feeling when we can free more money up...and snowball it into other stuff.

pepe2008

boredofbeingathome wrote: »

Hope danger boy is now ok i have been looking at a variety of methods for Mr.B-but it is now officially the season of good will- so will be festive ones:D

I have some resolutions though:cool:

'Baubles' to the grindstone for Mr B then:D:eek:

boredofbeingathome

taxi73 wrote: »

Those figures are sounding good and going in the right direction..it's a great feeling when we can free more money up...and snowball it into other stuff.

It certainly is Taxi..we won't be any worse off that's for sure..

Pay day tomorrow too:j:j:D

boredofbeingathome

pepe2008 wrote: »

'Baubles' to the grindstone for Mr B then:D:eek:

Jingle baubles:D:rotfl::rotfl: