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The most boring diary you can ever imagine zzzzzzzzzzzzzzzzz

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  • Lemon_Tree
    Lemon_Tree Posts: 10,202 Forumite
    Part of the Furniture 10,000 Posts
    hypno got there before me! you may have to be firm but often they will refund the charges if its their fault
  • cocalls
    cocalls Posts: 881 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Thanks Guys i know what to do now-I haven't been charged in such a long time hopefully they'll let me off.

    I had such a bad nights sleep-woke at 2.30 struggled to get back to sleep and now im up wide awake. YAWWWNNNNNNNN

    Things i must do today:
    1. Fill in expenses form (and make sure i claim for cycling for the 1st time!)
    2. Ring HSBC with a sob story so they wont overcharge me
    3. Cancel Time subscription
    4.Contact Halifax and find out why my new cards not working
    5.Contact Alliance & leiscter again to find out why i cant log onto their system
    6.Have a NSD (which should be achievable as i cant seem to get my money from Halifax)
    7. Fill in complaints form to get money back from Transpennine
    8. Make sure im not overdue on libarary books

    FUN FUN FUN!:o
  • cocalls
    cocalls Posts: 881 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Things i must do today:
    1. Fill in expenses form (and make sure i claim for cycling for the 1st time!)Will do mon
    2. Ring HSBC with a sob story so they wont overcharge me They did't promise anything but to ring back if i see a charge??
    3. Cancel Time subscription Not quite sure how to cancel this
    4.Contact Halifax and find out why my new cards not working Its working now
    5.Contact Alliance & leiscter again to find out why i cant log onto their system Will do today
    6.Have a NSD (which should be achievable as i cant seem to get my money from Halifax) opps that new alco ginger ber was calling me
    7. Fill in complaints form to get money back from Transpennine Will do today
    8. Make sure im not overdue on libarary books renewed

    I'm so tierd i cannot sleep in, it's doing my head in.

    Today I've got more unexpected expenditure as OH is jumping out of a plane on sun just for the hell of it so we're off to kendle later this arvo and staying in a hotel for free (freebie from his work)but we'll be expected to pay for food and then there's petrol & misc spends, oh dear-well ive got about £80 in my halifax acc whcich should last me and i get paid on the 16th.

    The good news is that ive requested a payout of £6 from lightspeed (it's the amount paypal allow you to take out) & Quidco, & scratchies all done.
  • cocalls
    cocalls Posts: 881 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    OH didnt manage to jump ot of the plane as it was so windy and cloudy will have to book it for next time, not too bad on the spends front i bought some cheapo stuff from M&S (yes its possible!) so we were snacking on that as we were waiting 7 HOURS!!!!!for the weather to clear.Luckily id brought a libarary book with me but i was absolutly pooped when i got back last night-its amazing how waiting around doing nothing takes it out of you!

    Done quidco & scratchcards-all good.
  • cocalls
    cocalls Posts: 881 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    edited 14 July 2009 at 8:51AM
    Morning all

    This is sounding more like a money spending diary isn't it? I dont seem to have paid anything off in yonks and its OH's bidet today and he wants me to drive (gulp) to Saltaire so he can see the Hockneys as he saw a great programme on him the other day and was inspired.Cue lots of spending and im going to give him £100 birthday money-i know this is rather a lot but im a bit worried that he's not going to have enough for his cycling trip so some of this is going towards that.

    Had to spend on my CC for the ferry for the holiday we've booked to Arran-now i will get it all back as im the one in charge of booking the holiday, and everyone is giving me the money in the next few days but i don't like to see the total go up instead of down! ho hum.

    Still not written this sodding compaint letter to transpennine express whats wrong with me £41.30 is a lot of money!!

    Quidco and scratchies all done (got 70p by having a nice little scratch today)

    Logged onto Pigsback which is something i preroddically (sp)do as it was the first cashback type site i signed up to when i first came on here yet they've been really rubbish lately and lo and behold i have 3 click throughs, a free dove sample, a whiskas coupon and 150 points for signing up to whiskas kitten club. They also say that they've quadroupled their points ooh great i thought but then i looked on their rewards and they've quadroupled the points you need to get them so whats the point! ho hum i'll have a £10 boots vouchers by xmas i reckon!
  • cocalls
    cocalls Posts: 881 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Had a great day yesterday Saltaire was lovely i adore that place and then i drove us to Haworth (Bronte country) which OH had never been to before so we had a nice walk round in the sun.Didnt spend too much took sangers with us but i then bought a lovely reuasble bag for £3 as i was carrying our packup round in a skanky tesco carrier bag with holes in!

    Just noticed the ferry company have charged me twice! Whats going on thats twice thats happened this time its on the cc so no fear of going od but its still annoying!

    Get paid tomorrow-can't wait im absolutly skint!
  • cocalls
    cocalls Posts: 881 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    PPPAAAAAYYYYY DAAAAAAAAAYYYYYYYYYYYY:beer:

    Finally it seems like this one has taken ages to come round, need to really look at my finances later and see how much i can put in the savings as ive got the holiday coming up on 8th Aug and Oh has asked to borrow some money for his trip.

    Need to pick up a mystery object from the sorting office later and deposit a cheque from a friend for their part of the trip.

    Checked my cc statement and they seem to have refunded me all the money I paid for the ferry rather than the extra they charged me. mmm wonder if i should tell them??:rolleyes:
  • cocalls
    cocalls Posts: 881 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Just sent £300 to the CC (totally forgot that im supposed to be putting it in my savings acc to pay off the cc doh!) so it now stands at £2409.74 with £304.82 saved in bank so total £2104.92

    Paid £550 to cover bills into the joint acc and have to pay this out this month;
    15.00 to go to mum to help her out
    200 spends on hols
    106.6 train
    250 lend to OH

    Which leaves me the grand sum of £123.62 to live off which is perfectly fine as when the OH goes cycling I’ll live like a hermit and also try and loose some weight so will be eating less, as im perfectly happy with beans on toast for my tea whereas Oh would turn his nose up at that and ask for more!
  • cocalls
    cocalls Posts: 881 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Having gone through on the phone with the transpennine express people i now realise that they didnt charge me twice-they just left it a week before charging me for the previous weeks fare humph!
  • cocalls
    cocalls Posts: 881 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    2 friends have paid me for the hols which is great-i haven't added this money to the toaal debt but its good to have it.
    scratchcards & quidco all done, banking has thrown up no nasty suprises but its peeing it down with rain im still in my pjs and need to leave by 7.30 and i haven't made my packup yet. Im just not looking forward to riding in the rain in this weather.

    Oh well at leats it's FFFFFFRRRRRIIIIIDDDDDAAAAYYYYYYYY!!!!!!!!!!!!!!!!!
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