A Payment A Day Part 4

angelicmary85

macgirl wrote: »

You beat me to it!
Yes PLEASE MinnieMe and well done on the bonus!:T

I could have made another reasonable pad today but I didn't because it was towards the cc that I shouldn't have been spening on i.e for food shopping :rolleyes: so maybe I should have taken my own advice and padded that aswel!! :rotfl:

MinniMe_2

Thanks guys - you have convinced me!!! Friday when I sort it all out I shall post it as a massive PAD I agree with your reasoning too, if I was not paying back to family I would clear a card, and PAD has helped me get here!

I know some of you would say I should pay it off a card (actually clear most of all my cards!) but I feel that I have my cards under my control now and really really want to make a start paying my family back - I haven't given them anything towards it in over 2 years, I know they would never ask, I just feel taht it is the right thing to do for me - if that makes sense!

right friday - big PAD

angelicmary85

MinniMe wrote: »

Thanks guys - you have convinced me!!! Friday when I sort it all out I shall post it as a massive PAD I agree with your reasoning too, if I was not paying back to family I would clear a card, and PAD has helped me get here!

I know some of you would say I should pay it off a card (actually clear most of all my cards!) but I feel that I have my cards under my control now and really really want to make a start paying my family back - I haven't given them anything towards it in over 2 years, I know they would never ask, I just feel taht it is the right thing to do for me - if that makes sense!

right friday - big PAD

I completely agree with you that paying back family is the better option. If you needed help again in the future they will more than likey to be there when you need it, cc companies may not

Sar

Morning all, hope everyone is well.
The first PAD from the new, motivated and dedcated to clearing my debts (and losing weight!) me is £150 to a cc. Its minimum repayment plus extra, going to include everything on here, hopfully seeing in black and white the huge amount of interest I am paying will keep me on track. Congratulations Lily on your news!

Mrs_Tradition

Hi All

I can't believe how much PaD is helping me already and I've recently just joined :T
I loooooove seeing the payments made on my online account and am soo looking forward to when i get my statement through and there's more than the norm small payment on there.
My PaD for today is £3. Better than nothing and £3 a day is £1095 a year OMG!!! Right, i am off to update my spreadsheet where my end date's coming down! :j
xx T

Mrs_Tradition

Sar wrote: »

Morning all, hope everyone is well.
The first PAD from the new, motivated and dedcated to clearing my debts (and losing weight!) me is £150 to a cc. Its minimum repayment plus extra, going to include everything on here, hopfully seeing in black and white the huge amount of interest I am paying will keep me on track. Congratulations Lily on your news!

Well done on showing in your sig ;-) x

Sar

Thanks Mrs Tradition - scary but needed to be done!

macgirl

angelicmary85 wrote: »

I could have made another reasonable pad today but I didn't because it was towards the cc that I shouldn't have been spening on i.e for food shopping :rolleyes: so maybe I should have taken my own advice and padded that aswel!! :rotfl:

INDEED!!
Did OH get his money sorted out Angelic? Forgot to ask

macgirl

MinniMe wrote: »

Thanks guys - you have convinced me!!! Friday when I sort it all out I shall post it as a massive PAD I agree with your reasoning too, if I was not paying back to family I would clear a card, and PAD has helped me get here!

I know some of you would say I should pay it off a card (actually clear most of all my cards!) but I feel that I have my cards under my control now and really really want to make a start paying my family back - I haven't given them anything towards it in over 2 years, I know they would never ask, I just feel taht it is the right thing to do for me - if that makes sense!

right friday - big PAD

Hurrah! Can't wait - bring it on!

Double_Trouble

angelicmary85 wrote: »

MinnieMe - I agree, although you're not looking at it as being a debt, we need some good pads to make the totals look better!!

macgirl wrote: »

Hurrah! Can't wait - bring it on!

And you will make macgirl very happy and she needs a birthday treat so I agree bring it on.

Sorry mac I think I wiped everybody out last month

£20 for me to the 0% card money some winnings on free bingo that have just reached my account :j

Have a great day I think yesterday was my humpday as far my cold is concerned still coughing etc. but definitely feel less like death than I did yesterday:D

DTxx