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A Payment A Day Part 4

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  • carlislelass
    carlislelass Posts: 1,776 Forumite
    Debt-free and Proud!
    £6 from jar to cc overpayment.
  • LondonAndy
    LondonAndy Posts: 1,326 Forumite
    Hi All

    I can't believe how much PaD is helping me already and I've recently just joined :T
    I loooooove seeing the payments made on my online account and am soo looking forward to when i get my statement through and there's more than the norm small payment on there.

    I smiled as this one as you have just described ME! Love the daily credits on the online statement. You're a confirmed PAD addict now...Well done on giving the debt a spanking! Oh and wait until you get the next statement to see how much the minimum payment has come down - fantastic feeling, and you will immediately think about PADing back up to the "old" payment level to hit the balance even more! :T
    Debt Free 25th August 2010 with PAD !!
    TARGETS : :D:D
    Save 12k in 2013: #068 : £7,305/£12,000
  • macgirl
    macgirl Posts: 5,091 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    And you will make macgirl very happy and she needs a birthday treat so I agree bring it on.

    Sorry mac I think I wiped everybody out last month :o

    £20 for me to the 0% card money some winnings on free bingo that have just reached my account :j

    Have a great day I think yesterday was my humpday as far my cold is concerned still coughing etc. but definitely feel less like death than I did yesterday:D

    DTxx

    Thanks DT!
    July was always going to be a huge total to surpass, but it was a fantastic contribution to debt freedom - so we can't be too upset! :beer:
  • LondonAndy
    LondonAndy Posts: 1,326 Forumite
    Hi Padders :hello: and glad our totaliser had a wicked b'day. _party__party__party_

    Mac - £5 today please. (I have a nasty dd due tmrrw to boost the totals by 175)

    Hope everyone is good. Had a manic day at work today....no chance
    of a cheeky peek at MSE. Have got my job offer pack...its like "war and peace" lol, so off to digest that.
    Debt Free 25th August 2010 with PAD !!
    TARGETS : :D:D
    Save 12k in 2013: #068 : £7,305/£12,000
  • LondonAndy
    LondonAndy Posts: 1,326 Forumite
    Sassers wrote: »
    I've just signed up to the Lloyds TSB `save the change' thing - so I'll use that monthly as a pad as well. Whooop whoop!
    Love Sassers x

    I googled that - what a fantastic idea! I have a separate account for food and entertainment spends. I am going to switch it from HSBC to this one. Wouldn't miss the difference...

    You should earn commission for that !

    Welcome to the wacky world of PAD by the way. Enjoy!
    Debt Free 25th August 2010 with PAD !!
    TARGETS : :D:D
    Save 12k in 2013: #068 : £7,305/£12,000
  • *Jellie*
    *Jellie* Posts: 3,018 Forumite
    Part of the Furniture Combo Breaker
    Another £1 PAD today
    2019 fashion on a ration 0/66 coupons
  • boysma
    boysma Posts: 828 Forumite
    Hi folks

    Belated birthday greetings Mac hope you had a lovely day. First of all £40 PAD (£20 to DH cap one and £20 to my cap one cc).

    Danko - weigh in tonight and put half a pound on:o. Disappointed even tho i know it is down to not trying very hard this week. Oh well there is always next week - 2.5 lb to get my stone award.

    PADs will be quite small next week as heading to London for long weekend on Thursday 20th so we are all looking forward to that.

    Welcome to all the newbies :A
    Payment A Day £15 (started 17/5/14) :j
  • SueP19
    SueP19 Posts: 1,882 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Hi to all newcomers and returners:j:j:j:j


    I am sooooooo p*ss*d off. Its my own fault, I did a very MSE thingy and exchanged my expensive BT/Orange Broadband for a package. Well I did a silly thing and didn't read the bottom of the letter...............1st dd on the 25/7 followed by 12th of every month.....................yup you guesssed it missed the one for today, so this mornin I saw it and shoved £40 in to the bank from its attatched saver, instant transfer, PHEW

    Er NO :eek::eek::eek: the bstrdsssssssss have charged me a £25 account review fee :mad::mad::mad:
    Now if it had been reviewed by a bod, they would have seen I had put money into it to cover it, so me thinks that its a compie automated charge!!! and we all know the ombudsman thinks a £25 charge is excessive .....................just getting steamed thinking about it.............................I HATE AUGUST, its a really bad month for me (DS died 20 years ago yesterday) So roll on september................on the good side am off work next week :j:j:j:j teddies here I come

    Sorry moaning again!!!!!!
    Debt Free Diary - Second Chances! Life in a Tourer........Debt free, building a savings pot
  • Hi all had an amazing day today, I PASSED MY DRIVING TEST!!!!!!!!!!!!!!!!!!!!!!!!,
    about bloody time, im 28 and have never stuck to it before but i have this time and have passed first time, im really happy.:j:j:j.

    In fact everything has been looking up since i joined this forum at the start of last week.

    Ive paid £200 quid of my barclaycard and am now a qualified driver.

    Anyways a PAD of £15.80 today to the barclaycard taking my balance well below £2300.

    Im a happy bunny and now im good with money.:T
  • angelicmary85
    angelicmary85 Posts: 4,977 Forumite
    http://forums.moneysavingexpert.com/showthread.html?t=1876825

    A very skint MSE'r needs some help...Come on rent-a-fabmob, to the Batmobile! haha!
    Started PADdin' 13/04/09 paid £7486.66 - CC free 02/11/10
    Aim for 2011 - pay off car loan £260.00 saved
    Nerd No. 1173! :j
    Made by God...Improved by the The Devil :D
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