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A Payment A Day Part 4

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Comments

  • PigginSkint
    PigginSkint Posts: 2,706 Forumite
    Part of the Furniture Combo Breaker
    Hi All

    Feeling much better today!

    Today's PADs are £1.24 to Evil Egg and £1.24 to Abhorrent Amazon Halifax, making a total today of £2.48
    PigginSkint's debt free diary
    DFW Nerd 1049 Amazon Sellers Club member 54
    Total mortgage debt: 30/4/17 £14090.77 (Last payment: September 2021)
    LTSB Loan 30/4/17 £6633.71 (reduction by 48%)
    Total credit cards: 30/4/17 £25971.91 :eek:
    Total non-mortgage debt: 30/4/17 £32876.49 :eek:
  • Maz6
    Maz6 Posts: 93 Forumite
    Hi All,

    Feeling REALLY tired today after kick boxing training last night but the week is half over yay!!!

    Small pad of £3.73 for me today. I think I'm addicted now, I love seeing my pad total go up and debt go down :T

    Have a good day xxx
    The best things in life aren't things.
  • sashybo
    sashybo Posts: 4,595 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Hi all, got some more ciao money through so a pad today of £8.01 to Barclaycard.

    It's cloudy here today but still warm. Picking my mum up from hospital later as she is having some exploratory surgery on her knee. They think it's partly arthritis but she has also torn a ligament so they want to see what's going on.
    Success is not final, failure is not fatal: it is the courage to continue that counts. Car loan 1 £11,174, Car loan 2 £5,532, CC 0% BT £780. Debt Free Diary to try & keep spending in check.
  • angelicmary85
    angelicmary85 Posts: 4,977 Forumite
    Afternoon All!

    Been really busy this morning, trying to have a clear out so I can go to a car boot sale or something but the house has ended up a right dump!! There's stuff everywhere and the Health Visitor is coming round soon for Bubba's weekly weigh in ;)

    Don't be surprised if I've put weight back on this week, I ate loads yesterday (but who can resist home made coleslaw??) Is that how you spell coleslaw?! It looks strange!

    Anyway, pad for me today is £5.55

    My balance has been updated and I'm down to just over £2800 so I've paid the BT fee and a little bit of the original debt so I'll be cracking on with getting that down asap!

    Had a bit of a spend spend spend day yesterday :o Seen a few bits in the argos sale that will do for a couple of xmas presents but I didn't have any cash as I'd spend alot of it stocking up on nappies and wipes and we needed a wee top up shop to keep us going until we get our asda order but I'm furious because a few bits and pieces (simple things like washing up liquid) cost me nearly the same in Tesco as nearly a months shopping from asda cost! so I ended up spending about £80 on my empty barclaycard :mad: but I know I'm one step closer to being organised for xmas so I'll just kick myself a few times and pay it next month but I won't add it to my pads as it's not really paying off any old debt.

    RANT OVER xxx
    Started PADdin' 13/04/09 paid £7486.66 - CC free 02/11/10
    Aim for 2011 - pay off car loan £260.00 saved
    Nerd No. 1173! :j
    Made by God...Improved by the The Devil :D
  • Double_Trouble
    Double_Trouble Posts: 4,375 Forumite
    When I spoke to Barclaycard last they said they could only offer me just short of £1,000 (95% of) but only have the 0% rate until December. Hardly seems worth it for the £3,200 balance I have. PLUS I ain't going to be earning after August... Tricky to do the juggling when no-one wants to give you anymore debt! :rotfl:
    xx

    Depends on what the go to rate of Barclaycard is hopefully less than 34.9%. What about a LOB rate from Barclaycard? And most importantly how long do you think you are going to take to pay off the debt. If you aren't earning after August you are not going to be offered any new deals from anyone. Have you tried for a new card now whilst you are still earning with hopefully a higher credit limit and a longer 0% deal?
    Just a few thoughts I am not PAD until August but I am still reading.

    DTxx
  • DietCokeMad
    DietCokeMad Posts: 99 Forumite
    Part of the Furniture Combo Breaker
    £1 for me today. Gonna be small amounts until the end of the month now, but on the plus side I've already bought next months pet food and birthday presents so I'm really organised and ahead of my self with the budget! Can't wait to get my paycheck on friday so I can work out next months budget and how much I can afford to PAD :D Its far too addictive!
    Scary number... 30/5/09 £18,905.08
    08/01/11 £3905.02
    Virgin [STRIKE]£4770.48[/STRIKE] £0 Mint [STRIKE]£5281.21[/STRIKE] £0 Barclaycard [STRIKE]£3301.68[/STRIKE]£3905.02

    Sealed pot 2011 No 1114
  • Hopeful1
    Hopeful1 Posts: 2,076 Forumite
    Ah! who's pinched the user CP button? Is there an alternative one to find all my threads?
    One step at a time ;)
  • Double_Trouble
    Double_Trouble Posts: 4,375 Forumite
    Hopeful1 wrote: »
    Ah! who's pinched the user CP button? Is there an alternative one to find all my threads?

    They seem to be coming and going the quick link button is sometimes there and sometimes not I have used CP this morning but now is not there. I suggest you clickon your user name and then go to view public profile and they will be there but a bit long winded.:confused:

    DTxx
  • Hopeful1
    Hopeful1 Posts: 2,076 Forumite
    They seem to be coming and going the quick link button is sometimes there and sometimes not I have used CP this morning but now is not there. I suggest you clickon your user name and then go to view public profile and they will be there but a bit long winded.:confused:

    DTxx

    Thanks, DT. I found a thread on it. Click here and it takes you to your subscriptions ;)
    One step at a time ;)
  • Double_Trouble
    Double_Trouble Posts: 4,375 Forumite
    Hopeful1 wrote: »
    Thanks, DT. I found a thread on it. Click here and it takes you to your subscriptions ;)

    Which thread? hope it is not permanent but just some maintenance being done.

    DTxx
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