📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

A Payment A Day Part 4

1128129131133134529

Comments

  • Money_Fritter
    Money_Fritter Posts: 2,293 Forumite
    Hi Everybody

    PAD =£1.00 off visa card

    Money Fritter
    DFW#972 LBM2 (09/07/12) £25938.84; Current £23783.35;
    Credit Credit Card1 £128.47/£6424.24 (2%);
    Credit Card2 £443.86/£15663.25 (2.8%); Overdraft £0/£2500 (0%)
  • LondonAndy
    LondonAndy Posts: 1,326 Forumite
    Andy that's just mean! :rotfl: I work in HR and I know there are people in our place who would probably do the same to me or worse! :rotfl: Just comes with the job - no wonder nobody applied for my job when it went up on the boards! :rotfl:

    Lol. Only joking. Our HR boys and girls are pretty cool. I'm not a meanie really. Great advice re ACAS.
    Debt Free 25th August 2010 with PAD !!
    TARGETS : :D:D
    Save 12k in 2013: #068 : £7,305/£12,000
  • Maisie_M
    Maisie_M Posts: 1,524 Forumite
    Part of the Furniture Combo Breaker
    Hi Folks £22 for my PAD today -£20 to M&S and £2 to PAD account.

    Danko - lovely holiday thanks. We went to Devon for a week which was lovely as we had good weather.

    Twinkles - congratulations on the pregnancy. Hope you are feeling ok with the early stages.

    Hope everyone else is okay.
  • Hi Everyone

    I did pad yesterday online but did not have enough time to post on here.....please forgive me:D

    So my pad was £1 for yesterday and £4.42 for today so a total pad of

    £5.42.

    Hope everyone is well...Im off to read all the posts now for the last couple of days
    TOBEDEBTFREE BY DEC 2012
    CC1:[STRIKE]14012[/STRIKE] 13784/
    TOTAL DEBT is £75119.36. As at Mar09-- :eek: Now is £68433
    £2 SAVERS No.125 & 4 sealed tins No.633 to clear OD:dance: PAD to clear cc & loan debt. :dance:
    PAD's from-26 Feb & Mar/£226.01-Apr/58.84-May/65.73-Jun/111.97/Jul-2.59
  • dankosheemo
    dankosheemo Posts: 1,243 Forumite
    LondonAndy wrote: »
    Lol. Only joking. Our HR boys and girls are pretty cool. I'm not a meanie really. Great advice re ACAS.
    My friend sent me this the other day: http://www.telegraph.co.uk/finance/alex/?cartoon=5608672&cc=5419701
    :rotfl: :rotfl:
    xx
    :j (2013) :j
    * Virgin Atlantic [STRIKE]£2,837.01[/STRIKE] £2,835* B'card [STRIKE]£851.51[/STRIKE] £850 * Egg [strike]£5,608.83[/strike] £5,608.83 * Mint [STRIKE]£816.13[/STRIKE] £770 *
  • nickynoo08
    nickynoo08 Posts: 1,860 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Thanks LondonAndy and Danko i rang head office after i got the letter, they accept that a mistake may have been made but either way they expect me to re pay the money with in 6months. I also spoke to a friend of mine who works in hr and she said they are well with in their rights BUT they should allow me to pay it back at a level i am comfortable with as it was their mistake. TBH i can't be bothered with the chew, i had a similar prob with a previous job and i tried to fight it but lost miserably. So i'm just gonna pay it when OH gets paid and forget it, then i can crack on with getting rid of this loan;)
    OH gave me his change today too to chuck in the pad pot bless him so thats another 90p.
    Congrats Twinkles wishing you a happy and healthy pregnancy

    £387.39/£196.46
    Pay my debt by End of Feb 2022
    49.28% paid!

    £199.55/£500 savings by End of April 2022
    39.91% saved!

    Make £2022 in 2022 - £20
  • jo41
    jo41 Posts: 1,172 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Congratulations Twinkles....you and Hopeful are making me feel very broody as are all the new mums ;)
    Hope you're looking after yourself!
    Jo x
  • Double_Trouble
    Double_Trouble Posts: 4,375 Forumite
    Twinkles that is wonderful news I hope it goes very smoothly for you and that you enjoy your pregnancy and you have a lovely bundle of joy to look forward to :j



    :mad: NO POSTING ON FORUMS FROM 11PM FRIDAY UNTIL 12PM SATURDAY:mad:

    But we can read so I suppose it will be time to catch up on all the threads I have been meaning to read;)

    DTxx
  • Hopeful1
    Hopeful1 Posts: 2,076 Forumite
    jo41 wrote: »
    Congratulations Twinkles....you and Hopeful are making me feel very broody as are all the new mums ;)
    Hope you're looking after yourself!
    Jo x

    How old is your youngest, Jo? Am i right in thinking you have 3 already? Or is it 4? Memory of a goldfish me! At least i can blame it on pregnancy...for now :rolleyes:
    One step at a time ;)
  • I wish they would update in 2hours...it seems to take them 4days to take the cash from my account and then they add it on the next day (must to be get the extra interest :rolleyes:) so my account is all to pot as the cash isn't available anymore but my account still looks good and I don't like it when it looks too good!!

    I'm thinking about maybe BT'ing back to Bank Of Scotland as they will be charging 1% less than MBNA but I've just paid a £87 BT fee so I'll get hit with another if I BT back to BOS so I'm not sure what to do! :confused:


    Oh yeah, the definetly hang onto our money for the interest greedy sods.

    You'll have to sit down with the caluclator to work whether its worth BT again....I can't get any new cards so am getting totally stuffed now as all bar one of my cc promotional rates have expired:mad:
    TOBEDEBTFREE BY DEC 2012
    CC1:[STRIKE]14012[/STRIKE] 13784/
    TOTAL DEBT is £75119.36. As at Mar09-- :eek: Now is £68433
    £2 SAVERS No.125 & 4 sealed tins No.633 to clear OD:dance: PAD to clear cc & loan debt. :dance:
    PAD's from-26 Feb & Mar/£226.01-Apr/58.84-May/65.73-Jun/111.97/Jul-2.59
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.5K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.