DMP Mutual Support Thread (Part 6)

jk8_2

:rotfl:you so dont want to see me on a diving board,i'd just cling to it,i hate heights:o.Like the idea of sipping drinks round the pool though!.Just trying to get my youngest to take a nap:rolleyes:he seems happier crawling around the floor,then off to sort out insurance-thanks for the quidco tip!
jk8

Eupho

jk8 wrote: »

:rotfl:you so dont want to see me on a diving board,i'd just cling to it,i hate heights:o.Like the idea of sipping drinks round the pool though!.Just trying to get my youngest to take a nap:rolleyes:he seems happier crawling around the floor,then off to sort out insurance-thanks for the quidco tip!
jk8

haha!.. We will have a Margarita (and a sun lounger) ready and waiting for you after you've jumped. :rotfl:

icecube2009

cocker100 wrote: »

Hiya,

These charges are unlawful and can be reclaimed later once the reclaiming hold is lifted.

Let them keep adding them on and reclaim them back at a later date. You can expect at least 8% interest to be added to any refund. Think of it as a high interest savings account!!!;):rotfl:

This is par for the course with LTSB. They did the same with my overdraft account and added an extra £1200 to the debt!!!:eek::eek::eek: This doubled the amount owed to them.

I will claim it all back however and I will expect the interest to be applied also.

Keep your chin up!!!

Cocker:)

I thought it still had to go to court (the bank charges thing) meaning it might be found not to be unlawful? I dont know, I am not really up on all this! Just pretty damn annoyed! LOL
Is it worth trying to reclaim from them now? I tried to reclaim charges (old charges) from natwest on grounds of poverty (sounds awful...poor little me!) and they have sent me forms to fill in, will see what happens there!!

jk8_2

icecube2009 wrote: »

I thought it still had to go to court (the bank charges thing) meaning it might be found not to be unlawful? I dont know, I am not really up on all this! Just pretty damn annoyed! LOL
Is it worth trying to reclaim from them now? I tried to reclaim charges (old charges) from natwest on grounds of poverty (sounds awful...poor little me!) and they have sent me forms to fill in, will see what happens there!!

wondering this too-pretty sure tsb and barclays are about to take loan payments out of our old empty accounts,therefore incurring the overdraft and its charges,would love to know how things go for you both re reclaiming charges.good luck with it all.

jk8_2

Eupho wrote: »

haha!.. We will have a Margarita (and a sun lounger) ready and waiting for you after you've jumped. :rotfl:

:rotfl:well,ive just jumped!!-cancelled all direct debits and husband just off to post our DMP notifications and token payments,and empty the old bank account-here we go:eek:.

Eupho

jk8 wrote: »

:rotfl:well,ive just jumped!!-cancelled all direct debits and husband just off to post our DMP notifications and token payments,and empty the old bank account-here we go:eek:.

WOOHOO!!.. You JUMPED! :T:T

:: passes Margarita :: (and beer for Hubby coz most blokes don't like girlie cocktails

Well done for taking the leap! :j:T

jk8_2

:beer: thanks for that.Just got son to sleep,but rang comparethemarket.com,and the info on their website is rubbish:mad:-despite me detailing the claims I've made in the last 5 years(cant help the fact the washing machine flooded!!) the quotes given were wrong,and nobody will insure me!.Never mind-rang swinton,amd i can still make a £21 a mth saving through them-which is better than nothimg.

bubbles0169

hi all ive just closed my account with gregory pennington (a debt management company that charges fees) to go with CCCS(who are free) as ive paid GP over £1500 in fees over the years an i would have paid off 1 of my debts by now
the thing is GP are saying 'ill probably get charges and interest started again as CCCS havnt got the facility to deal with the creditors like they have and with the current econmic climate the creditors might go on to further action as ive broke the agreement again'
i shouldnt actually break the aggreement though as long as CCCS make the payments to them next month
i am feeling so nervous about this
im sure GP are just trying to get more money from me but its still worrying
has any1 else been in this situ or know of it?
can you put my mind at rest please xx

DevonGirl

bubbles0169 wrote: »

hi all ive just closed my account with gregory pennington (a debt management company that charges fees) to go with CCCS(who are free) as ive paid GP over £1500 in fees over the years an i would have paid off 1 of my debts by now
the thing is GP are saying 'ill probably get charges and interest started again as CCCS havnt got the facility to deal with the creditors like they have and with the current econmic climate the creditors might go on to further action as ive broke the agreement again'
i shouldnt actually break the aggreement though as long as CCCS make the payments to them next month
i am feeling so nervous about this
im sure GP are just trying to get more money from me but its still worrying
has any1 else been in this situ or know of it?
can you put my mind at rest please xx

Sure someone will be along soon who has been with GP or one of the other fee-charging companies, but just to say it does sound like irresponsible scaremongering to me... As the famous quote from the Profumo affair goes "well he would say that, wouldn't he". :rotfl:

DG:D

bubbles0169

DG:D:rotfl:
GP:p
i shall let you all know how i progress
please do tell if youve been in the same situ any1 else?