DMP Mutual Support Thread (Part 6)

St0lli

rayday2 wrote: »

Pants it works for me try "OFT Debt Collection Guidance" when you do find it try to quote it as much as possible where Lloyds have messed up, like you said previously show them you know what you are doing. You can guarantee they won't have a clue!

Think it must be my laptop :mad:

I'll try again in work tomorrow.... Lloyds TSB.... Here I come!!!!!!!!!!!!!:D

rayday2

Thats the spirit!

dlb

Morning all.
Update from me....Natwest have completly naffed up AGAIN... when i transfered to payplan from bainst & earnst in Feb this year, they got shirty about payment being sent to wrong account number ( only mess up iv had so far with payplan) and transfered me to a DCA... I didnt panic as payplan just transfered payment to them, but 2 months worth of payments got lost in cross over... to cut a long story short, payments where all found and transfer to Apex the dca and then 2 months more payments sent to Apex.
Now after 4 months worth of payments Apex inform me that they dont deal with dmp companys ( funny that how they accepted 4 months of payments from them!) and have transfered the debt back to ...NATWEST!!! Lol natwest are now happy to accept my payment via payplan and have accepted this months no problem and rang me to say continue paying them via payplan... So natwest have been charged to sell the debt on and now have it back.....how silly is that..just goes to show they have to clue what they are doing most if not all of the time!!!

Other than that everything going well, all creditors quiet as normal, only problem i have is having all 4 kids off for the next 6 weeks!!!!, but i am armed with a plan of free vouchers for days out,dvd hire ect ect,i am baking every day to keep the food cost at same level as normal...its funny how organised i am since going on the dmp it has effect all parts of my life....i love trying to save money and cutting back....to the point of today is my 9th wedding annivarsary and me and dh have made each other cards and instead of presents we are off for a picnic with the kids later after he gets home from work.!!!

Have a wonderful day everyone
Donna
xxxx

JillyOJolly

Thanks for that RayDay, I have already made an offer to them all for 40% to get things going but the letters that came back just stopped me in my tracks. they wanted new financial statements although they have only had them in July when I had my review. One of them even asked for the details and financial details of the person making the gift. My presumption of this was to find out whether this person could afford to give me everything I owe! A nice friendly gesture from someone to help me out right at the end after they have watched me and my son go without for four years having to give up their details. i dont think so! I have emailed my case worker at Payplan to see what they come back with. The days just roll by and they get more and more. I almost dont care about the interest they put on now, 2 creditors are down to £50 or thereabouts which if I cut my own househol budget for two monrths I could pay, but cant pay the rest and it would show to favour one over the other. Its catch 22!

Gemmzie

I had to pop in and say hello as I noticed Rayday was back on the boards from another thread, hi!

Toffee_Penny

Evening all just popped on before Big Brother starts

Have to say feeling a bit unloved lately, no one seems to want to write anymore even if it's just a statement of account. I have checked CCCS website and they are showing the increased proposed payments to all the creditors for next month so maybe it might stir some of them up again :rolleyes:

If they don't write soon then I might struggle to get that medal I so desperately want :rotfl:

Hope everyone ok?

ianmak

Don't panic TP, we all still love you! :grouphug:

cocker100

ianmak wrote: »

Don't panic TP, we all still love you! :grouphug:

That smillie is just wrong!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!:D

Think it belongs on another website!;)

rayday2

Gemmzie wrote: »

I had to pop in and say hello as I noticed Rayday was back on the boards from another thread, hi!

Hi Gems - yes I crawled out from under my rock

How you doing?

newlywed

Hi all, hi rayday - how's things with you these days?

I just wanted to say my debts are now under £25k. Well I know to most people that will still sound huge but they were about £40k So to me it's a relief its going firmly in the right direction