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Weekly Flylady Thread 1st June 2009

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Comments

  • skintscotslass
    skintscotslass Posts: 2,860 Forumite
    Part of the Furniture Combo Breaker
    pigpen wrote: »
    soappie.. when we got our mortgage neither I nor hubby had either a passport nor a driving licence (I still have neither!!).. they accepted a couple of utility bills (council tax was suggested as it is a formal document.. we used the tax credit letter too), a bank statement and our marriage certificate... if he doesn't need a new passport then tell the mortgage people they don't have those things and there are other options!!

    Was that a while ago pigpen? There was a new law introduced, Proceeds of Crime? something like that and banks, lawyers etc have to be very careful when dealing with mortgages. I had to take in ID to my lawyers and its my cousins firm! No exceptions :rotfl:But maybe that's just in Scotland?
  • pigpen
    pigpen Posts: 41,152 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Was that a while ago pigpen? There was a new law introduced, Proceeds of Crime? something like that and banks, lawyers etc have to be very careful when dealing with mortgages. I had to take in ID to my lawyers and its my cousins firm! No exceptions :rotfl:But maybe that's just in Scotland?

    was less than 4 years ago
    LB moment 10/06 Debt Free date 6/6/14
    Hope to be debt free until the day I die
    Mortgage-free Wannabee (05/08/30)
    6/6/14 £72,454.65 (5.65% int.)
    08/12/2023 £33602.00 (4.81% int.)
  • skintscotslass
    skintscotslass Posts: 2,860 Forumite
    Part of the Furniture Combo Breaker
    pigpen wrote: »
    was less than 4 years ago

    I had to take in my passport to the lawyers and to the bank when I re-mortgaged last year. Maybe I look particularly dodgy and you look particularly trustworthy ;)
  • pigpen
    pigpen Posts: 41,152 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I had to take in my passport to the lawyers and to the bank when I re-mortgaged last year. Maybe I look particularly dodgy and you look particularly trustworthy ;)

    well I do have very good eyelashes for batting at bank managers and mortgage lenders lol
    LB moment 10/06 Debt Free date 6/6/14
    Hope to be debt free until the day I die
    Mortgage-free Wannabee (05/08/30)
    6/6/14 £72,454.65 (5.65% int.)
    08/12/2023 £33602.00 (4.81% int.)
  • Mudbath
    Mudbath Posts: 5,479 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    pigpen wrote: »
    So why can he not open a bank account elsewhere?.. I opened a tsb one with no id at all

    Opening an A&L bank account was conditional for the A&L remortgage we've just taken out. I guess it's just a way of getting more money out of you!

    Going to do a s/s of the house xx
  • rosepink1984
    rosepink1984 Posts: 2,753 Forumite
    I've washed up again (my kitchen is getting almost clean!) and have put cloths in the bathroom ready to clean it.
    I'm very pleased with the results of my work today it's quite tidy in here. Need to put the floordrobe away so that DH can go to bed later! But the floors are nice - it looks nice in here and is much more relaxing now I don't have to keep hurdling things, slipping on things, sidestepping round things...
    "Snowflakes are one of nature's most fragile things, but just look what they can do when they stick together."
    Sealed pot challenge no.576 Loose change pays your debt challenge #2 no.1 Wannabe flylady
    Weight lost since 9 June 2009: [STRIKE]5.5[/STRIKE] 6 lbs
  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    Thursday Scrub-a-dub ~ bathroom/loo and cruddy study!
    DONE!!!!:j:j:j:j

    2 room completed, 3 left to do, might do one more tonight and then do the upstairs tomorrow.

    Or might just eat my pud and have a cup of tea and wash up instead and do them tomorrow. Won't take too long!

    Hope everyone is ok, haven't read the thread yet, will catch up later. Hugs available to those who need one, I certainly needed one today but flying took my mind of things and I feel a better now. Might need to distract myself further if my mood sinks a bit later on, may fly then :D
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • I think the providing ID is about money laundering rules. These have been tightened up in the fairly recent past as part of the battle against terrorism, I think. Or maybe just organised crime.

    Did I say this already? I realised a big cause of stress in my life was not ever having a clean teaspoon to hand, and I looked it up on t'internet, apparently research has been done and the half-life of a teaspoon is 81 days. So I went on egay and ordered 48 of the little divils.:eek::eek::eek:

    My next cause of stress is the dw that collapses internally every time i try to empty it, but costs a bit more to put right, that one!
    Please do not confuse me with other gratefulsforhelp. x
  • SarahShattered
    SarahShattered Posts: 2,223 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Did I say this already? I realised a big cause of stress in my life was not ever having a clean teaspoon to hand, and I looked it up on t'internet, apparently research has been done and the half-life of a teaspoon is 81 days. So I went on egay and ordered 48 of the little divils.:eek::eek:

    I had no idea what that meant... so I googled the phrase, and am laughing my socks off at that study!! Wow, I wish I had time to conduct investigations like that!! LMAO!!!! :rotfl::rotfl::rotfl::rotfl:
    MMSSB Club Founder Member
    'Mean Mummies that set and stick to boundaries' :p

  • soappie
    soappie Posts: 6,794 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    pigpen wrote: »
    So why can he not open a bank account elsewhere?.. I opened a tsb one with no id at all

    Because they need to open a particular type of bank account ~there~ in order to get the good mortgage deal it seems....
    I am the leading lady in the movie of my life
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