PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

URGENT ADVICE PLS! am I being conned?!!

Options
1…45679

Comments

  • franklee
    franklee Posts: 3,867 Forumite
    Part of the Furniture 1,000 Posts Photogenic
    Can we uncross fingers yet :)
  • karenthemummy79
    karenthemummy79 Posts: 176 Forumite
    Not yet franklee!!!! thanks for keeping them crossed all this time!!! must be getting uncomfortable now!!

    My Mortgage Arranger phoned the lender to chase the offer and was told that the underwriter had put a note on the system saying that they need to see proof of the architect certificate from my solicitor (news to me!!)

    I arranged for the architect to send a letter to my solicitor confirming that the warranty on the property commenced on the date of his completion certificate dated Feb 2004 (which is what I discovered on Fri morning!!) although there were minor issues listed to be resolved.

    He didnt send that through til 4.15pm so it was too late for the lender to get the new offer out so again we are hoping for Monday!

    Will update you AGAIN tomorrow!!!

    I am getting driven crazy!!
  • karenthemummy79
    karenthemummy79 Posts: 176 Forumite
    Thought I would update today!!!

    A miracle has taken place :j:j:j
    We have EXCHANGED!!!!!!!!!!!!!!!!!! WOOHOO!!!!!!!!!!!!!

    The fun starts now!!!

    The drive is getting started this weekend, the plumber is fitting the boiler and sink at the end of this week.

    We have agreed 28days between exchange and completion but aim to complete within a couple of weeks.

    Thanks very much for all your advise!! :T

    Oh and Running Horse - HELLO!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! ;)

    xx
  • greatsite_2
    greatsite_2 Posts: 116 Forumite
    That is great news, really pleased for you
  • GDB2222
    GDB2222 Posts: 26,261 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    When she's done the house up, will she still have spare cash left over for a new keyboard, though? One of the keys seems to be stuck.

    I hope it all works out okay for you and you get all your certificates, etc. Huge risk being run, but it will hopefully all work out swimmingly.
    No reliance should be placed on the above! Absolutely none, do you hear?
  • franklee
    franklee Posts: 3,867 Forumite
    Part of the Furniture 1,000 Posts Photogenic
    :T:beer::j

    Hope completion goes OK.
  • rick9525
    rick9525 Posts: 12 Forumite
    karenthemummy79 wrote: »
    Thought I would update today!!!

    A miracle has taken place :j:j:j
    We have EXCHANGED!!!!!!!!!!!!!!!!!! WOOHOO!!!!!!!!!!!!!

    The fun starts now!!!

    The drive is getting started this weekend, the plumber is fitting the boiler and sink at the end of this week.

    We have agreed 28days between exchange and completion but aim to complete within a couple of weeks.

    Thanks very much for all your advise!! :T

    Oh and Running Horse - HELLO!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! ;)

    xx


    Well done

    I have also exchanged on a repo today. Its been a long process and lots and calls to solicitors but finally after several false starts its all sorted with completion on Friday. :T

    As you say now the fun starts but I am just glad the first part is over.
  • thegrimreaper
    thegrimreaper Posts: 77 Forumite
    congratulations, glad to hear the 1st major step to your dream home is over... ive been having to come on to the site every day just to see whether u had got it yet !
    Debt Free 20/05/2009 (except for bank of mum) currently £750 left !!:beer:
  • xdaisychainx
    xdaisychainx Posts: 52 Forumite
    Fantastic news Karen. Really pleased for you. We're viewing a repo this weekend and am feeling decidedly nervous even before we know if we like it!!
    So pleased it worked out for you though (!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!) ;):D

    Opinions cannot survive if one has no chance to fight for them.
  • PasturesNew
    PasturesNew Posts: 70,698 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    karenthemummy79 wrote: »
    ...to get it for under £145k is a steal!!! There are 3 other houses for sale at the mo that are very similar for £235k, £260k & £320k.
    Congratulations, you've just made those other three houses also be worth about £145k

    :)
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599.1K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture